Trident Funding is part of Boats Group, operating alongside industry-leading brands including YachtWorld, Boat Trader, and boats.com. Together, these platforms power one of the most comprehensive ecosystems in the marine industry—connecting buyers, sellers, brokers, and lenders through a unified digital experience.Today, Trident Funding combines decades of recreational finance expertise with modern technology and AI-driven solutions to deliver a faster, smarter, and more seamless financing experience. While maintaining a strong foundation in relationships and deep knowledge of the marine market, Trident leverages advanced data insights, digital workflows, and intelligent matching tools to efficiently connect clients with the right lending options.YachtCloser, Trident’s proprietary digital closing platform, helps bring deals across the finish line faster by connecting all parties and steps into a single streamlined workflow. By improving coordination between brokers, buyers, lenders, and documentation, YachtCloser reduces bottlenecks, increases visibility, and keeps transactions moving efficiently—helping ensure a smoother, faster path to closing.As the recognized leader in recreational finance, Trident is the largest independently owned boat, RV, and aircraft loan origination company in the U.S. Through a network of more than 40 banks and financial institutions, Trident delivers competitive rates and tailored terms, combining the speed and precision of modern technology with the personalized service the industry has long relied on.
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Is Trident Funding legit?
Trident Funding (tridentfunding.com) has a 4.5 out of 5 rating on OK.one, based on 101 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 87% of reviews are 4 stars or higher and 10% are 1 star; The business has not yet replied to negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-12.
What reviewers say
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Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being extremely responsive, friendly, and guiding them smoothly through every step of the complex financing process. People note that the team communicates clearly, answers questions promptly, and ensures that all of their loan applications are executed efficiently and professionally.
Some reviewers were not happy with communication issues, noting that phone calls and emails were occasionally ignored or subject to unexpected multi-day delays. A few customers also experienced notable difficulties regarding lack of follow-ups and obtaining prompt, clear answers about mandatory document requirements.
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Our deal came together quickly and we needed lightning fast action on financing. Vincent Luzietti and team were simply awesome in every aspect of our transaction. Cannot recommend them more highly-just the best!
Trident funding made everything so pleasant and easy for us to get our new boat. Vincent was super easy to work with and did every we needed hassle free. Dana got things done nice and fast for us and they both made this process pain-free. highly recommend!!
We worked with Vincent Luzietti for financing for our new boat. He made this process super quick and easy. He was extremely responsive to all our questions, needs, and got us a great rate! Would highly recommend Vincent and the Trident Funding team.
Josh was accessible and helpful throughout the entire process of getting my funding for my new boat. It was a relatively smooth process made so by Josh. When we encountered a couple little snags, he quickly helped me work through it. Much appreciated.
I really like to express how grateful I am to make rapid deal with Vincent. It took him no more than three days to wrap my fund for my new boat.Very knowledge suff. Thanks a lot again
Had a cordial preliminary discussion about financing with Josh Kasl and we had a plan put together for financing. Went under contract on a boat and when it got into underwriting it went differently than we originally thought it was going to go, which in itself isn't an issue, however Josh chose not to return my phone call or text messages afterwards so I had to get my loan elsewhere. The good news is that I was able to get the exact financing terms that Josh and I discussed originally, just not through Josh or Trident.
Vincent and Dana and team at Trident Funding could not be recommended more than to say they are the best at what they do...having been through many, many years and many, many boat purchases, Vinny has been always a consummate professional at every step of the financing process and beyond! Such a pleasure to deal with having dealt with all sorts of purchases from small pleasure craft to large yachts...Vinny is always attentive, incredibly responsive, thoughtful and caring at every step...a refreshing professional and such a solid/great person to deal with in an industry which involves so many different logistics and people to deal with...one of the best!
When seeking a boat loan consider Trident Funding and Vincent. He made the entire process smooth and straight forward. His knowledge of the industry, attention to detail gave me the confidence that I made the right financial decision.
Trident Funding was so easy to use. Their staff was very responsive, in most cases within seconds to get back to you. Dana and Vinny were a pleasure to work with. They were very professional, very knowledgeable, and most importantly patient. This was not our first boat purchase, but it was our first larger boat purchase and there were some different things that had to be completed that my husband and I had no clue about. They explained everything and both of them made this entire process stress free and painless! Special thanks to both Dana and Vinny for getting us into our new boat!! Ask for them by name!
Trident Funding did not get back to my on my boat loan application for 12 days. When reached out, they stated the sent it out and to check my spam folder. The message was not in the spam. As soon as I completed the phone call with them emails started to flow, no issues with spam filter. I guess they got the "spam excuse" in their script of excuses. Not worth to deal with. Look elsewhere.
Vinny and Dana are wonderful to work with. They guided us through our first boat purchase by quickly responding to our questions and never made us feel like our concerns were silly or unfounded. Their experience in the industry made financing this somewhat unique boat a smooth and straight forward process. Both Vinny and Dana are friendly, professional, and we highly recommend them!
Well, the best compliment would be I'm a return customer,
Vincent Luzietti, can't say enough for him and his team,
They made this purchase easy and stress free,
I highly recommend Vinny, and Trident Funding,
I will be seeking him out again on my next adventure,
Thank you
We couldn't be happier with our experience at Trident Funding. From start to finish, the process of closing on our boat was smooth and professional. Vinny and Dana went above and beyond at every step-answering our questions quickly, guiding us through the details with patience and making sure everything was handled seamlessly. Thanks to their hard work, we're know the proud owners of our dream boat!
Vincent Luzietti made this experience easy and smooth!
I was asked to apply for financing through the dealership as well. The dealer's finance people made the process difficult.
Vinny made it smooth and he provided better rates and terms. I'd highly recommend him.
Vinny responded quickly to phone calls and emails, and made the closing process seamless. There was little for me to do on my end. He is professional, efficient and has a great demeanor. He arranged for coast guard documentation and registration, and also helped me with insuring the boat. Vinny was a pleasure to work with - I highly recommend him!
Vincent was very responsive and helpful to answer any and all questions. He was also able to secure us the lowest rate (by about 0.75 pts). Our marine loan process was quick and well executed thanks to Vincent. Thank you.
Vinny Luzietti was fantastic to work with. He clearly communicated throughout the entire process and kept all parties up to date on the process. The closing process was seamless and on schedule. Highly recommended!