Trident Funding is part of Boats Group, operating alongside industry-leading brands including YachtWorld, Boat Trader, and boats.com. Together, these platforms power one of the most comprehensive ecosystems in the marine industry—connecting buyers, sellers, brokers, and lenders through a unified digital experience.Today, Trident Funding combines decades of recreational finance expertise with modern technology and AI-driven solutions to deliver a faster, smarter, and more seamless financing experience. While maintaining a strong foundation in relationships and deep knowledge of the marine market, Trident leverages advanced data insights, digital workflows, and intelligent matching tools to efficiently connect clients with the right lending options.YachtCloser, Trident’s proprietary digital closing platform, helps bring deals across the finish line faster by connecting all parties and steps into a single streamlined workflow. By improving coordination between brokers, buyers, lenders, and documentation, YachtCloser reduces bottlenecks, increases visibility, and keeps transactions moving efficiently—helping ensure a smoother, faster path to closing.As the recognized leader in recreational finance, Trident is the largest independently owned boat, RV, and aircraft loan origination company in the U.S. Through a network of more than 40 banks and financial institutions, Trident delivers competitive rates and tailored terms, combining the speed and precision of modern technology with the personalized service the industry has long relied on.
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Is Trident Funding legit?
Trident Funding (tridentfunding.com) has a 4.5 out of 5 rating on OK.one, based on 101 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 87% of reviews are 4 stars or higher and 10% are 1 star; The business has not yet replied to negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-12.
What reviewers say
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Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being extremely responsive, friendly, and guiding them smoothly through every step of the complex financing process. People note that the team communicates clearly, answers questions promptly, and ensures that all of their loan applications are executed efficiently and professionally.
Some reviewers were not happy with communication issues, noting that phone calls and emails were occasionally ignored or subject to unexpected multi-day delays. A few customers also experienced notable difficulties regarding lack of follow-ups and obtaining prompt, clear answers about mandatory document requirements.
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We had a great experience closing a sargo purchase with Vincent Luzietti. He set expectations for me, and he and his team (including Dana) kept it smooth the whole way. He helped me navigate a coast guard documented vessel as a Canadian citizen, and found a lending solution that worked with a state title. He knew I wanted to close fast, and pushed hard to hit our deadline, really appreciate Vincent and his team.
Had a boat vessel purchased handled by Trident funding. It's been over 3 months since we closed and picked up the boat from the seller, closing department never sent us the registration for the boat or the trailer.
Inquired about this at the 6-week. Mark and was told there was a discrepancy with the serial number, registration and title. That they had to resubmit the paperwork. Here we are at the 13th week. Haven't heard anything from them and had to inquire again! Just to find out there's another issue and now I have to jump through hoops to get the serial number verified. If you're looking for a smooth seamless purchase, don't look here. Run somewhere else to get what you've paid for.
Trident Funding is a pleasure to work with throughout the sales process for the sellers and buyers I represent. Dana, Josh and Jim have been great. Tiffany Bowe, the closing agent working with the buyers and sellers throughout the sales process is professional, timely and knowledgable. Tiffany takes ownership of the details and makes our clients feel at ease. Thank you Trident Funding and Closing Team! Brian Stone - Stone Yacht Brokerage.
Vin Luzietti of Trident Marine Funding is the best
Vin Luzietti has been my go-to marine financing partner for over 25 years. He is one of the most professional, client centric financial services partners in the industry, and always is a pleasure to work with. If you want the best, AND the fastest, work with Vin.
I live in Newport Beach, CA and am purchasing a 68' Nordhavn. I called Trident Funding and I was told I needed to work with Bobby Purewal in the Newport Beach office. The receptionist took a message for Bobby to return my call. He never called so I left another message and he still didn't return my call. I was given his email address and sent him an email. Still no reply so I called the main office again and was told that Bobby said he was too busy to return my phone calls or even send me a courtesy email reply acknowledging my inquiry.
I am in the financial business as well as can't even imagine ignoring a prospective client like this.
Absolutely horrible service. Why would I trust them, and especially Bobby with my business!
Vincent and Dana from Trident Funding from the start was there till the boat closed. Every step of the way the process was smooth, always picked up my phone calls when I needed them. I have no complaints. 5 stars all the way!!!
Vinny & Dana were very good to work with. I had some back & forth on my end and probably wasn’t the easiest to deal with, but they stayed professional and worked me through it - ultimately delivering a good interest rate and overall good experience. Vinny was even responsive while on vacation, but Dana stepped in and saw it to the finish line while he was out. I had lots of questions and they were very responsive when needed!
Company was OK to deal with before loan processing. After loan processing, I can't get any support to help me get my title and registration. I have an expensive RV that I can't drive! IT's BEEN 6 MONTHS and I don't get the same answer twice when I call for support. The 50 DMV company they use is just as bad. A different excuse every time I call. Save yourself some hassle and go to a regular bank, it will be better in the long run.
As experienced boat buyers, we don't typically use bank financing however we found a financing source that is so simple to work with we decided to try them a couple years ago. We just completed another smooth transaction within a week of contacting Vinny Luzietti at Trident Funding. This was our 2nd closing with Vinny and his team where they made the experience very comfortable and his communication was superb throughout the process. I would definitely continue working with Vinny on our next purchase.
Buying a boat can feel like a lot, but Vincent Luzietti made the financing side completely painless. He responded fast, kept us in the loop the whole way, and had our loan approved and processed before we knew it. We were genuinely impressed by how quickly everything came together. Thank you, Vincent, for making it so easy.
My husband and I had the BEST experience with Vincent and Dana!!!! Thank you so much for your help with ou refinance. You both made the process simple and the pricing and terms were great!! Thank you again!!
Just purchased my 39’ SeaVee and had an outstanding experience working with Vincent Luzietti on the financing. Vincent made the entire process seamless from start to finish, communicated every step clearly, and secured me a fantastic rate. Professional, responsive, and incredibly efficient...exactly the kind of person you want handling a major purchase. Highly recommend Vincent to anyone looking for marine financing done right. 5 stars all the way!
We have worked with Vinny Luzetti multiple times through out the years. This experience was outstanding like all of our past dealings. Vinny does his best to obtain the lowest rate. He is professional, responsive and easy to reach. Our closing was seamless. Highly recommend his services!
Vinny was very knowledgeable and kept me up to date on any and all statuses of the process. Vinny was always available to answer questions on weekends and late evenings. I would definitely use his services on future purchases.