Trident Funding is part of Boats Group, operating alongside industry-leading brands including YachtWorld, Boat Trader, and boats.com. Together, these platforms power one of the most comprehensive ecosystems in the marine industry—connecting buyers, sellers, brokers, and lenders through a unified digital experience.Today, Trident Funding combines decades of recreational finance expertise with modern technology and AI-driven solutions to deliver a faster, smarter, and more seamless financing experience. While maintaining a strong foundation in relationships and deep knowledge of the marine market, Trident leverages advanced data insights, digital workflows, and intelligent matching tools to efficiently connect clients with the right lending options.YachtCloser, Trident’s proprietary digital closing platform, helps bring deals across the finish line faster by connecting all parties and steps into a single streamlined workflow. By improving coordination between brokers, buyers, lenders, and documentation, YachtCloser reduces bottlenecks, increases visibility, and keeps transactions moving efficiently—helping ensure a smoother, faster path to closing.As the recognized leader in recreational finance, Trident is the largest independently owned boat, RV, and aircraft loan origination company in the U.S. Through a network of more than 40 banks and financial institutions, Trident delivers competitive rates and tailored terms, combining the speed and precision of modern technology with the personalized service the industry has long relied on.
Written by the business, not verified by us.Trident Funding (tridentfunding.com) has a 4.5 out of 5 rating on OK.one, based on 101 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 87% of reviews are 4 stars or higher and 10% are 1 star; The business has not yet replied to negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-12.
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being extremely responsive, friendly, and guiding them smoothly through every step of the complex financing process. People note that the team communicates clearly, answers questions promptly, and ensures that all of their loan applications are executed efficiently and professionally. Some reviewers were not happy with communication issues, noting that phone calls and emails were occasionally ignored or subject to unexpected multi-day delays. A few customers also experienced notable difficulties regarding lack of follow-ups and obtaining prompt, clear answers about mandatory document requirements.
Auto-generated from all reviews of this business. For reference only.Vincent Luzietti did a great job! He got me a very low rate, he was prompt, accurate and thoroughtly nice to deal with. He kept all his promises. The entire Trident Lending staff was excellent. I dealt with someone else first, but they tried to raise the rate at the last minute, and the rate was higher than Trident's. Even the dealer said that Trident was a great company to use. I strongly recommend Vinny and the Trident team.
Vinny Luzietti was prompt, professional and very accessible advancing this process not only during normal work hours, but also evenings and weekends.
I just had great experience working with Vinny and Dana at Trident Funding. They made it extremely easy to close on my boat loan as well as a fantastic rate!
Vincent Luzietti has funded 2 Boats for our family and both experiences have been seamless and perfectly executed. Vincent guided us through every step of the loan process with constant communication even after business hours. Tridents team works tirelessly from the initial call thru closing. We look forward to working with Vincent now and for all future ventures.
The team at Trident Funding made the process easy. Great experience and great people to work with. I highly recommend Trident Funding for your financing needs.
"I recently had the pleasure of working with Dana and Vincent while purchasing my boat, and the experience was fantastic! They were incredibly helpful throughout the process, assisting me not only with the purchase but also guiding me with funding options. Their support made everything smooth and enjoyable. I highly recommend them for anyone looking for fund!" Thank you!
Had a great experience in working with Trident Funding and loan process for my new Pontoon boat. Vincent Luzietti and Dana Lent were great work with and walked me through every step of the process. Overall, this was a great experience!!!
If you’re going out for a boat loan, Vinnie L. Is your guy. Made the process very easy and locates the best rate for his clients. Thank you Vinnie!
I used Trident to help finance part of a boat purchase, and they were fantastic. Vincent Luzzetti and Dana Lent were both excellent to work with — responsive, knowledgeable, and incredibly helpful throughout the process. Everything was handled smoothly and professionally. I would give them more than five stars if I could, and I would absolutely use them again for anything I need. Highly recommend.
What a seamless job by Vinny and his team! My 5th boat purchase using Vinny. Always on top of the necessary paperwork needed and in a timely manner,even when he is on vacation. Such dedication:)
These guy's SUCK and have for a long time!!! Do your RESEARCH you can do MUCH better. Lack of communication, letting approvals expire, not sending necessary documents at the same time. I don't know how they are still in business. Horrible way to start your boating experience.
Started off great however my agent, Heidi Moylan, avoided all forms of communication. The system for uploading documents had conflicting information on insurance requirements and I could not get clarification of what was needed. This went on for over a week. I decided to go thru a different lender with pretty much the same interest rate. I was able to pick up my boat in two days. I guess it depends on who you get as an agent.
Vincent Luzietti and Dana Lent were very easy to work with. They were always responsive and attentive to our needs and request and communicated openly on what they needed from us. The overall experience was a pleasure. Highly recommend working with them on any of your financing needs.
I have been doing business with Vincent Luzietti from Trident Funding for my 4 Midnight Express boats since 2020. Time and time again, he continues to come through for me in the most professional and expedient manner and this current experience was no different. They always exceed expectations. It is truly a pleasure working with Vincent and the Trident Team!
We are in the middle of the worst experience ever with Tridenr funding. Amongst several clerical errors, attempted rate increase and requests that are not traditional we finally made it to closing. Unfortunately, they wired the money to the WRONG bank. Calls were ignored when finds did not arrive, and finally hours later they notified us of their “operations” error. However, we have not had any follow up and have no idea where any of this stands as of now. Calls are being sent to voicemail.
Financed my boat through Trident and worked with both Vinny and Dana. To date the experience has been a very positive one. Communication and follow through are fantastic. Responded to questions almost immediately. Listened to my upfront concerns and understood the nuances my situations. Thank you both for all your assistance.
I really liked working with Trident and particularly Vincent. He was very helpful and consistent with his communication throughout the process, always available for questions and provided constant updates.
We financed an RV through Trident Funding and closed on December 26, 2025. As of March 25, we still do not have our license plate. What should have been a straightforward registration process turned into a nearly three-month delay due to multiple avoidable issues. We later learned that key documents were not sent when requested (including Power of Attorney and lien paperwork), and the file was even submitted to the State of Florida missing a required signature, which caused it to be sent back and restarted. Even after the plate was finally issued, we were told it would be overnighted, and that has also been delayed. The result is that we have been unable to legally use the RV we’ve been paying for since December. A temporary tag was never offered or even mentioned during this process, which could have at least allowed us to use the vehicle while these issues were being resolved. To their credit, the team has been responsive at times, but the number of errors and the length of the delay are difficult to overlook. At this point, we are simply hoping for delivery of the plate and a fair resolution to account for the extended loss of use.
I had an outstanding experience with Trident Funding. From start to finish, Dana, Vincent, and the entire team were professional, attentive, and incredibly responsive. They made the whole process smooth and stress-free, always taking the time to answer questions and keep everything moving efficiently. What really stood out was their commitment to going above and beyond. They made sure every detail was handled quickly and correctly, It’s rare to find a team that genuinely cares about both speed and quality. They delivered on both. I would absolutely recommend Trident Funding to anyone looking for a reliable and supportive team. Great service all around!
I worked with Vincent Luzietti for the purchase of a Boston Whaler. He always promptly returned my emails and answered all my questions. A very smooth and seamless process! Vinny made it even easier.
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