Trident Funding is part of Boats Group, operating alongside industry-leading brands including YachtWorld, Boat Trader, and boats.com. Together, these platforms power one of the most comprehensive ecosystems in the marine industry—connecting buyers, sellers, brokers, and lenders through a unified digital experience.Today, Trident Funding combines decades of recreational finance expertise with modern technology and AI-driven solutions to deliver a faster, smarter, and more seamless financing experience. While maintaining a strong foundation in relationships and deep knowledge of the marine market, Trident leverages advanced data insights, digital workflows, and intelligent matching tools to efficiently connect clients with the right lending options.YachtCloser, Trident’s proprietary digital closing platform, helps bring deals across the finish line faster by connecting all parties and steps into a single streamlined workflow. By improving coordination between brokers, buyers, lenders, and documentation, YachtCloser reduces bottlenecks, increases visibility, and keeps transactions moving efficiently—helping ensure a smoother, faster path to closing.As the recognized leader in recreational finance, Trident is the largest independently owned boat, RV, and aircraft loan origination company in the U.S. Through a network of more than 40 banks and financial institutions, Trident delivers competitive rates and tailored terms, combining the speed and precision of modern technology with the personalized service the industry has long relied on.
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Is Trident Funding legit?
Trident Funding (tridentfunding.com) has a 4.5 out of 5 rating on OK.one, based on 101 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 87% of reviews are 4 stars or higher and 10% are 1 star; The business has not yet replied to negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-12.
What reviewers say
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Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being extremely responsive, friendly, and guiding them smoothly through every step of the complex financing process. People note that the team communicates clearly, answers questions promptly, and ensures that all of their loan applications are executed efficiently and professionally.
Some reviewers were not happy with communication issues, noting that phone calls and emails were occasionally ignored or subject to unexpected multi-day delays. A few customers also experienced notable difficulties regarding lack of follow-ups and obtaining prompt, clear answers about mandatory document requirements.
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I have been working with Vinny Luzzietti and he has significantly exceeded my expectations. A few things stand out when working with Vinny and the Trident team. First, Vinny is hyper-responsive to calls questions and anything I ask for. Second, Vinny and the team work FAST, which I appreciate given my busy lifestyle. Vinny is a great listener and understands what I am looking for and why. Lastly, when I am working with Vinny, I feel like he is a true advocate for me. In short, I trust Vinny and he always delivers for me. He will be my very first call when the time comes for another loan.
I had an exceptional experience working with Vincent Luzietti!
I had an exceptional experience working with Vincent Luzietti at Trident Funding LLC on the financing of my yacht. Vincent’s professionalism, responsiveness, and deep knowledge of marine lending made the entire process smooth and stress-free. He communicated clearly throughout and handled every detail with care. ⭐⭐⭐⭐⭐ HIGHLY RECOMMEND Vincent!
Vinny and his team are hands down the best boat loan company there is. This is my fourth loan with them. The communication is precise. The documentation is super easy. They handle all the hard stuff. I highly recommend them and have referred them several times. Thank you again for a smooth transaction.
Highly recommend working with Vinny and Dana at Trident! They were super responsive, professional, and helpful. The entire loan process from start to finish was insanely fast! Very competitive rates too. Overall it is one of the best loan experiences we have ever had!
This is the third boat we financed through Vinny Luzietti of Trident
Couldn’t ask for a nicer more professional person with whom to deal
Whenever I see Vinny at a boat show, I always say hello. I’m glad to see Vinny and I consider him not just a business associate, but also as a friend
Very thorough, always available — gets the job done!!
Donna and Vinny were great to work with. Beginning with Vinny in the application process which was quick and efficient to Donna handling the later half of the process they were both friendly and professional. They took a lot of the stress out of this process!
5 out of 5 stars for Dana and Vinny!! They went above and beyond..,walked us through every step! Extremely efficient team! They got our loan done when 2 others couldn’t and their rate was about half over the others!
To say I was impressed is an understatement l! Thank you Dana and Vinny for helping our boat dreams come true!!
Great Experience with Vinny & Dana at Trident Funding
It was great working with Vinny and Dana at Trident Funding on the purchase of my first boat. They are extremely knowledgeable and responsive, which made for a very easy process. They are a great team, and I would highly recommend them both!
Vincent Luzietti and his team were beyond AMAZING!
Vincent Luzietti and his team helped me with my boat loan and went above and beyond for me and my husband. The delay was resolved almost instantly and Vincent and his team were responsive and professional. We could not have done it without Vincent and his team. I am so grateful for Vincent and Trident Funding. THANK YOU VINCENT LUZIETTI, DANA MCLEAN, AND RICKY AUBREY, WE APPRECIATE EVERYTHING YOU DID FOR US!
My Trident Funding experience was fantastic. Vincent Luzietti and Dana Lent were incredibly responsive, helpful, and informative. The communication was top-notch, and with their assistance the process could not have been more flawless. I was also incredibly impressed with how quickly the funding was secured and the closing executed. A+ all around.
I applied for financing on line and was denied within two hours. I called to ask what was wrong as my credit score is excellent 790 plus. I was told loan to value was off and I have other obligations. I explained that the obligation was paid off and I had proof also I made a mistake on my wife’s income and only claimed take home not gross. I was told to leave a message and the underwriter will call me back after lunch, I never got a call back so when I called back they said oh sorry she works on east coast and had gone home and will call tomorrow. Long story short after 3 messages left she never returned my call. This place is a total waste of time!
I was approved with other company quickly and at best rate. Will never apply here again .
Quoted a rate then shopped and given a much higher rate. Waste of time. Go to a real bank.
Not reputable. They quoted a certain loan price and I have great credit and income. Did the whole review and they approved a loan at a much higher rate than quoted when they knew my score and income. Waste of time. Go with a real bank. These guys are not providing correct rates. Bait and switch.
Vince Luzietti and Dana Lent Friendly and Professional
Vince Luzietti and Dana Lent made the loan application process less stressful with their communication and thoroughness throughout the process. Always available to chat or email. Answered all my questions quickly and assisted with the insurance approval. Always upbeat and professional and happy to assist me with all my questions. Great people and an asset to Trident Funding.
I worked with Vincent Luzietti and Dana Lent on the purchase of my 50' power boat. They could not have been more courteous and professional to work with. They made the whole process very easy to deal with.
Second boat purchase with Vinny and the Trident team
Vinny Luzietti and his team assisted us in purchasing our 48 Cabo four years ago, and we were delighted to have them handle our financing needs for our Pursuit 385 OS deal this time around. Within a few hours, Vinny had us approved, and the process was seamless as Dana and the team meticulously worked through the documentation. We truly appreciate Vinny and Dana’s expertise and attention to detail.
We had used Trident Funding 3 years ago for our first boat, Vinny Luzietti was a great help in guiding us though the all the paperwork, and questions we had at that time.
We have now bought another new boat with Trident Funding. We cannot say enough about Vinny, as he once again guided us though the purchase. He is very informative, and quick to respond with anything we have needed. We would highly recommend Trident Funding and Mr. Luzietti. It was a pleasure working with him and the company he represents.
it was the best experience to work with Trident funding , Vincent and Vinny are the best, responding emails and answering questions right away. i am very happy with their service. great services. !!
Seamless execution on a yacht financing by Vincent Luzietti and his Trident team....
I am a recent 42 year Wall Street retiree...Have always been on transaction side of the business...
High praise from this corner....RRSS
I worked with Vin Luzietti on my recent purchase of an MJM 34z. He was incredibly efficient and attentive. Any questions I had were answered promptly and helpfully. Most importantly, he got me the best interest rate among the competition.
The application and closing processes were seamless. All aspects of our work together were carried out online coupled with just 2 phone calls.
I wholeheartedly recommend working with Vin and Trident.
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