Unlock (unlock.com) has a 4.8 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 94% rating it 4 stars or higher; The business has replied to 67% of negative reviews. Last updated 2026-08-10.
The loan officer I worked with was beyond exceptional. She was very knowledgeable and listened and answered every question I had. From start to finish was the most simplest process I've ever gone through. I definitely recommend Unlock Technologies to anyone.
Reply from Unlock2026-07-30
We're happy to hear our team delivered an exceptional experience and made the process simple and easy from start to finish. Thank you for your recommendation and for choosing Unlock.
Your title search was extremely long there has to be a company that can do it in a more timely manner. It held up the whole process.
And with the funding, I understand delays and problems but those of us waiting on the funds should have been made aware that the funds would be late. It was upsetting when you are told one thing and then a problem arose and the funding was late.
Reply from Unlock2026-07-31
Thank you for sharing your feedback. We're sorry to hear the experience took longer than expected and that the funding timing didn't go as smoothly as it should have. We're always working to improve communication around timelines, and we appreciate you letting us know. We're here if you ever have any questions at 800-560-3450.
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Babette hall · 1 review · Experienced 2026-07-28 ·
★★★★★
Brandon was extremely helpful with any…
Brandon was extremely helpful with any questions I had. In addition, he responded quickly to all texts and took care of all my needs.
Reply from Unlock2026-07-28
It's great to hear Brandon was always just a text away and made sure every question was answered. Thank you for your kind words and for trusting Unlock.
Great experience, John was very professional and answered all are questions. The other persons also emailed me to keep me updated.
Reply from Unlock2026-07-29
We're happy to hear John and the team kept you informed and made sure every question was answered. Thank you for taking the time to leave a review and for choosing Unlock.
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Allen George · 1 review · Verified · Experienced 2026-07-16 ·
★★★★★
Work with me Jody
It took some time to pull it together but with Jody's patience and understanding we got though it thanks a million
Reply from Unlock2026-07-29
It's great to hear Jody stayed committed and worked through everything with you. We appreciate your patience along the way. Thank you for your kind words and for trusting Unlock.
Funding has been a nightmare. Told I would be funded on Friday. Then today. Still waiting.
Reply from Unlock2026-07-28
We're sorry for the confusion around the timeline — we understand how important that is. We're happy that since your review, we've been able to work together to find a solution, and we truly appreciate your patience throughout. If you have any other questions, don't hesitate to give us a call at 800-560-3450.
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David · 4 reviews · Verified · Experienced 2026-07-23 ·
★★★★★
Gave me a chance when no one else would
Unlock helped me out when no other lender would! Wes and his team were all absolutely wonderful and very helpful through the process
Reply from Unlock2026-07-29
We're happy to hear Wes and the team delivered the support and guidance you needed when others couldn't. Thank you for your kind words and for choosing Unlock.
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Brian D Willis · 1 review · Experienced 2026-06-03 ·
★★★★★
I would love to thank Dayjah… for everything that she has done for us. We really appreciate all the hard that she put in to make this process so much smoother.
I would love to thank Dayjah Griffin-Davenport for being there for us every step of this process. She was very professional, polite, patient, and understanding throughout the whole process. Dayjah answered all of our questions when we didn't understand or just needed something clarified. Whenever I needed to talk to her, she always got back to me in a timely fashion, whether it was by email, text, or phone call. Dayjah made this process very smooth for us, and Unlock should be very grateful to have her working there.
Reply from Unlock2026-07-27
It's wonderful to hear that Dayjah made the process smooth and kept communication strong throughout. She truly is an asset to our team, and we are grateful to have her. Thank you for your kind words and for choosing Unlock.
From start to finish there was great communication and care in every interaction. I felt important to every person that worked to get me to the finish line!!
Reply from Unlock2026-07-27
It's wonderful to hear that our team's communication and care made such a lasting impression from start to finish. Thank you for your kind words and for trusting Unlock.
Super easy, all information up front, no confusing bait and switch. Laura was great to work with, knowledgeable and patient with all my questions. Most lenders seem to do only what is in their best interest. Unlock strives for a win/win, not just for themselves but for the borrower.
Reply from Unlock2026-07-27
We are delighted to hear Laura made the process easy and transparent and answered every question along the way. A win/win for our customers is exactly what we strive for. Thank you for taking the time to leave a review and for choosing Unlock.
This was one of the worst companies I’ve ever worked with. They told me it would be 3 to 4 weeks and it took three months. Except for Kristi Barton and Matthew Johnson, the people were incompetent, rude, and did not do their job. There was one excuse after another. I felt as though they were working against me not with me or for me. They were very unorganized, did not return phone calls, emails or texts and the lack of communication is what slowed down getting this done. It was one of the worst companies I have ever dealt with.
Reply from Unlock2026-07-28
Thank you for your feedback. We're sorry the experience didn't meet the standard we hold ourselves to, because timely communication and a smooth process are expectations we take seriously. We aren't able to address the details of your situation publicly, but if you'd like to speak with our team directly, please don't hesitate to give us a call at 800-560-3450.
They helped me when nobody else did. They have reasonable guidelines. They are quick to respond although the process took more than 30 days. My agent Tav Moore was handling everything with great care. I am grateful for being able to unlock some of my equity as I couldn’t get any other loans because of my credit score. Thank you Unlock!
Reply from Unlock2026-07-27
We are delighted to hear Tav handled everything with care and that Unlock could step in when others couldn't. We appreciate your patience with the timeline and are so glad the process delivered the results you needed. Thank you for taking the time to leave a review and for choosing Unlock.
Everything with the whole process was very easy..I loved the fact that I was constantly update with Ms.kay and Kadejah..they were amazing and very helpful..I would highly recommend!!!
Reply from Unlock2026-07-27
We are glad to hear that Ms. Kay and Kadejah kept you informed and made the process easy throughout. Thank you for your recommendation and for choosing Unlock!
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Carol W. · 1 review · Verified · Experienced 2026-07-25 ·
★★★★★
Truly with a great team. that never…
Truly with a great team that never pressure me in any way. They took the timeto answer all of my questions. When I wanted a little more time to think about everything, they gave me the time I needed. They were wonderful to work with.
Reply from Unlock2026-07-27
It's wonderful to hear our team respected your pace, answered every question, and made sure you felt comfortable throughout. Thank you for the review and for trusting Unlock.
Had to constantly call to get updates. Much confusion with rep. Couldn’t get return calls.
Reply from Unlock2026-07-24
Thanks for sharing your feedback, and we're sorry this experience felt frustrating. Every homeowner deserves clear, consistent communication. We'd love the chance to connect and make sure everything is fully resolved. If you have any remaining questions, please give us a call at 800-560-3450, and our homeowner services team will be happy to help.
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Laura De Tata · 1 review · Verified · Experienced 2026-07-01 ·
★★★★★
Prompt service
Reply from Unlock2026-07-24
It's great to hear our team was on point and efficient for you. Thank you for the review and for trusting Unlock.
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Frank Brown · 2 reviews · Verified · Experienced 2026-06-01 ·
★★★★★
Excellent service if it is what is needed
Overall, it was a pretty painless and efficient process. You need to know what you are getting into, and if you do, and it helps your current state, it can be a valuable service. The staff was excellent to deal with, and overall it was a very good experience and helped me achieve my goals.
Reply from Unlock2026-07-24
We're happy to hear the process was smooth and our team made a positive difference for you. Thank you for taking the time to leave a review and for choosing Unlock.
Doc was really easy to work with. He has excellent communications skills. As a lifelong sales manager, I appreciate that.
Reply from Unlock2026-07-23
We're pleased to hear Doc made the process smooth and his communication skills stood out. Coming from a lifelong sales manager, that truly means a lot. Thank you for your kind words and for trusting Unlock.