For businessesSearchWrite a reviewCategoriesAbout
简体中文English
Money & Insurance

Unlock

102 reviews

4.8102 reviews
Write a review

About Unlock

Data updated
Website
unlock.com
Category
Money & Insurance
Location
United States · Tempe
Status
Unclaimed
Last 12 months
102 reviews
Replies to negative
67% (2/3)
Do you own Unlock? Claim this profile for free and start replying to reviews.

Is Unlock legit?

Unlock (unlock.com) has a 4.8 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 94% rating it 4 stars or higher; The business has replied to 67% of negative reviews. Last updated 2026-08-10.

What people say

R
Ronald Newsom · 1 review · Verified · Experienced 2026-05-15 ·

I worked with Shawn Kennedy and he was…

I worked with Shawn Kennedy and he was great. He was very knowledgeable about the program and explains it in easy to understand way. He was very professional and answered all my questions with ease. I did have one problem with the web portal not able to verify my access but it was eventually fixed and several members of the team reached out to me to make sure it was working.

Reply from Unlock2026-07-23

It's great to hear Shawn delivered a knowledgeable and professional experience for you. We appreciate your patience with the portal issue and are glad our team was quick to step in and get it resolved. Thank you for the review and for choosing Unlock.

a
albert paltao · 1 review · Verified · Experienced 2026-07-23 ·

Really great to work with Brandon

Really great to work with. As long as you have all your documents submitted on time. Unlock will do the rest in a timely manner. I give them 5 stars and highly recommend

Reply from Unlock2026-07-23

We are happy to hear the process was smooth, and our team came through in a timely manner. Five stars and a recommendation truly mean a lot to us. Thank you for taking the time to leave a review and for choosing Unlock.

T
Troy · 4 reviews · Verified · Experienced 2026-07-23 ·

Took a little long

Took a little long, but easy and transparent

Reply from Unlock2026-07-23

It's great to hear the process was clear and transparent. We appreciate your patience along the way. Thank you for your kind words and for trusting Unlock.

D
Dr. Ferman · 3 reviews · Experienced 2026-07-21 ·

A TRUE HUMAN BEING

If she had ran for High School President, I believe her winning slogan would have been; "JESSICA JESSICA, WEST, SHE IS THE BEST." Most certainly, it was such a great pleasure to do business with Jessica. She is quite a professional, especially while showing compassion for this old Vietnam Veteran and I know I have issues. Her patience and understanding, as well as her lovingkindness . . . a true human being.

Reply from Unlock2026-07-22

What a wonderful review, and thank you for your service. We're glad to hear Jessica made such a great impression with her professionalism and care. Thank you for taking the time to leave a review and for choosing Unlock.

J
Jimmiy Henderson · 4 reviews · Verified · Experienced 2026-07-22 ·

They were absolutely great in…getting this done in a timely manner.

They were absolutely great in explaining step by step the process and I was able to go the my app to check where things were going and Elle S. She was forthcoming when ever I had questions. I do admit things were stressful at time but my wife and I got thought it…we are very happy that we went though this process…start to finish was about a month. Jimmy and Jannee Henderson.

Reply from Unlock2026-07-22

We're delighted to hear Elle kept you informed throughout and that the app made tracking your progress easy and convenient. We appreciate your patience and are glad the process delivered the results you were looking for. Thank you for taking the time to leave a review and for choosing Unlock.

R
Roy · 2 reviews · Verified · Experienced 2026-07-13 ·

Speed

Speed, efficiency, knowledge, courtesy

Reply from Unlock2026-07-22

We're pleased to hear our team delivered on all fronts. Thank you for your review and for choosing Unlock.

S
Susan A. · 2 reviews · Verified · Experienced 2026-07-22 ·

The process was easy, fast, and legit!

The Process was easy, fast and Legit!

Reply from Unlock2026-07-22

It's great to hear everything came together quickly and smoothly for you. Thank you for the review and for choosing Unlock.

L
Lynn · 8 reviews · Verified · Experienced 2026-07-17 ·

My Unlock manager was friendly and…

My Unlock manager was friendly and capable. The process was quick and painless. They sent a man to photograph the house and confirmed my application shortly after. The notary came to the house so I could sign the contract. Funding was less than a week later. Very smooth.

Reply from Unlock2026-07-23

We're thrilled to hear our team made the entire process seamless and painless from start to funding. Thank you for taking the time to leave a review and for choosing Unlock.

M
Michael A · 3 reviews · Verified · Experienced 2026-06-23 ·

Unlock and my representative Mike Palo…

Unlock and my representative Mike Palo were informative, responsive, and conscientious. A very smooth and efficient experience

Reply from Unlock2026-07-22

It's wonderful to hear that Mike kept everything informative and on track from start to finish. Thank you for your kind words and for trusting Unlock.

D
Dianna Anderson · 5 reviews · Verified · Experienced 2026-06-12 ·

HEI Loan Modification

They called us, explained the steps and what we needed to do to complete our loan. Very informational and understanding. Mr. Burch was our representative and he handled the whole experience himself.

Reply from Unlock2026-07-22

We're happy to hear Mr. Burch guided you through every step and handled the entire process with care and clarity. Thank you for taking the time to leave a review and for choosing Unlock.

N
Natalie McCulligan · 1 review · Verified · Experienced 2026-07-20 ·

Unlock is Amazing!

Tab was great to work with and made the whole process so much easier.

Reply from Unlock2026-07-22

We're glad to hear Tav made such a positive difference throughout the process. Thank you for taking the time to leave a review and for choosing Unlock.

T
Theodore Bratton · 1 review · Verified · Experienced 2026-07-16 ·

Process was simple and the staff was…

Process was simple and the staff was courteous and respectful

Reply from Unlock2026-07-21

We're glad the experience felt that way from your end, because it's what we always aim to deliver. Appreciate you sharing.

J
Johnny · 2 reviews · Verified · Experienced 2026-07-21 ·

The ease of obtaining the equity of my…

The ease of obtaining the equity of my home. I investigated other home equity options and based upon the up front requirements I realized that Unlock was the best option for me. I was able to pay off my credit cards and put money aside for financial security.

Reply from Unlock2026-07-22

We're happy to hear that Unlock stood out as the right choice after your research and that the process made a real difference for your financial situation. Thank you for your kind words and for trusting Unlock!

L
Lisa Carlyle · 1 review · Verified · Experienced 2026-06-30 ·

Great customer service

Great customer service , very quick loan the closing went great and we teller money very quickly. I would highly recommend Unlock Technology

Reply from Unlock2026-07-21

Glad the timeline met your expectations. Thanks for the recommendation — it means a lot.

L
Lana Pottle · 1 review · Experienced 2026-07-21 ·

This experience of cashing out on some…

This experience of cashing out on some of my equity in my house was so easy and Dayjah Griffin-Davenport was very helpful and helped me through this process. Would highly recommend.

Reply from Unlock2026-07-22

We're delighted to hear Dayjah made the process easy and guided you through every step. Thank you for your kind words, your recommendation and for trusting Unlock.

N
Nicole Ball · 1 review · Verified · Experienced 2026-07-16 ·

The ladies that helped me were amazing!

The ladies I worked with were great!

Reply from Unlock2026-07-22

It's wonderful to hear that our team delivered a great experience for you. Thank you for your kind words and for trusting Unlock.

T
Thomas Hymer · 1 review · Verified · Experienced 2026-06-22 ·

From the moment I filled out…

From the moment I filled out information to see if I qualified for a loan, I received beneficial information, had all questions answered, & guidance through the process was definitely right on. Each phase had the most knowledgeable people guiding me and telling me what was next. People I actually spoke with were very courteous and didn't make me feel inadequate about understanding the process. Thanks to everyone.

Reply from Unlock2026-07-21

We're glad you felt supported from the very first step to the last. Thanks for the kind words and for trusting us with something so significant.

H
Henry Young · 1 review · Verified · Experienced 2026-07-20 ·

Fantastic service!!!!

Reply from Unlock2026-07-21

We love to hear it! Thanks for sharing.

B
Bretney Wilson · 3 reviews · Verified · Experienced 2026-07-13 ·

The process was easy and went smoothly.

Reply from Unlock2026-07-21

Smooth and simple is always the goal. Thanks for taking a moment to share that.

T
Tawana Bailey · 2 reviews · Verified · Experienced 2026-07-07 ·

My experience with Unlock was exceptional

My experience with Unlock was exceptional from beginning to end. The entire process was handled with professionalism, transparency, and genuine care. While every home equity transaction comes with questions and unexpected challenges, I always felt supported and informed throughout the process. I want to give special recognition to Michael Merriman, Home Equity Officer, and Kinnali Martinez, Transaction Specialist. Their dedication, patience, and commitment to providing outstanding customer service made all the difference. Michael was consistently knowledgeable, responsive, and reassuring. He took the time to explain each step of the process, answered every question thoroughly, and made sure I understood my options without ever making me feel rushed. His professionalism and willingness to go the extra mile gave me confidence throughout the entire transaction. Kinnali was equally outstanding. She kept everything organized, communicated promptly, and worked diligently to ensure every detail was handled efficiently. Even when unexpected title-related issues arose that required additional coordination and patience, she remained proactive, supportive, and committed to helping move everything forward. Her attention to detail and consistent follow-up were truly appreciated. Together, Michael and Kinnali demonstrated what exceptional customer service should look like. They were compassionate, responsive, and genuinely invested in making my experience as smooth as possible. Their teamwork, professionalism, and dedication turned what could have been a stressful process into a positive one. I am sincerely grateful to both of them and highly recommend Unlock to anyone considering a home equity agreement. If you’re fortunate enough to work with Michael Merriman and Kinnali Martinez, you’ll be in excellent hands. Thank you both for your outstanding service and for making this experience such a positive one.

Reply from Unlock2026-07-21

This kind of feedback means everything to us — thank you for taking the time to write it so thoughtfully. We're glad the process felt supported and clear at every step, even when unexpected challenges came up. We'll make sure the team sees this.