West Side Lending (westsidelend.com) has a 3.9 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is mixed. 22% of reviews are 1 star, a relatively high share; The business has replied to 83% of negative reviews. Last updated 2026-08-10.
What people say
R
Rachel Anderson · 1 review · Experienced 2024-06-06 ·
★★★★★
I’m trying to contact you guys to make…
I’m trying to contact you guys to make a payment. I haven’t been able to make a payment and am afraid of how much it will cost to settle.
Please give me a contact, I sent an email but there’s no response. And I call but it just goes to voicemail.
c
customer · 4 reviews · Experienced 2024-02-26 ·
★★★★★
After I paid you back all of your…
After I paid you back all of your money, your company gave me HE double hockey sticks when I tried to do another loan. Your manager that goes by L, is a terrible person. And she makes the company look really bad with her poor attitude!
I pray that you guys go bankrupt!
THE WORST SCAM ARTISTS. I took out a $1500 loan with them they would take our $460 per check every 2 weeks for months and months, I paid a Tortola of 5k when I realized they kept pulling even though my loan and Interest was paid off I called them, took forever to get through to anyone, got hung up on 3 times. Finally I spoke with someone and they told me the reason they are still pulling money is because I never called to “choose my interest rate.” They told me straight up I had to pay 10k interest for a $1500 loan because I didn’t call to choose my interest rate?!?!? I canceled my bank account and bank cards. SCAM SCAM SCAM.
A
Abhay Nande · 1 review · Experienced 2023-10-22 ·
★★★★★
staff needs training @ every stage
Staff needs training @ every stage, no systems in place, required sizes not available. Shortage of trial rooms. Waited for half an for trials. Worst experience ever.
This place is a crook they will tell you that you tell you thing and when you get the loan and send you your contract it’s not the same for a 963. They are are making me pay 7,000 dollar for this load this place I’m fine call the Better Business Bureau on them
Reply from West Side Lending2023-02-06
Hi Shawn Caldwell,
Thank you for providing West Side Lending with the opportunity to respond. Your loan is an expensive form of borrowing, and it is not intended to be a long-term financial solution.
These loans are designed to assist you in meeting your short-term financial needs.
We encourage you to contact us at 888-217-7531 or email us [email protected]. We will be happy to explain your loan, the rate and any repayment options that are available.
Regards,
West Side Lending
Was called multiple times back to back. 10 calls in 30 min. Was told multiple times they could not verify my back account. I told them not to process the account then. They next day funds was deposited in my account.
Reply from West Side Lending2023-02-06
Hi Troxann Sanders,
We carefully checked your account and successfully deposited the funds into your account on file. You may cancel your payment obligations under this Loan Agreement, without cost or finance charges.
Our efforts to contact you via phone have been unsuccessful. If we do not hear from you, we will pursue loan repayment pursuant to the Payment Schedule set forth in the Loan Agreement.
We encourage you to contact us at 888-217-7531 or email us [email protected] and we will make every effort to address your concern.
Best Regards,
West Side Lending
Yeah, lol me the money quick but you’re over text me Niall Horan and I had to pay 7000 that’s a big rip off I would never mess with you ever ever ever again
Reply from West Side Lending2023-02-06
Hi Customer,
We value your feedback. Our interest rate and payment details are listed on our FAQ page of our website, as well as on the loan agreement. We encourage borrowers to pay off their loans as soon as possible to avoid accruing unnecessary finance charges.
West Side Lending NEVER charges pre-penalties.
If you require any assistance, please call us at 888-217-7531 or email us [email protected]
Regards,
West Side Lending
Hi Justin,
We truly appreciate the time you took to write such a great review.
Thank you for your kind feedback. We look forward to working with you again in the future.
Best Regards,
West Side Lending
I was very impressed on how business was handled. Whenever I had a question or needed a change in date yall were workable
Reply from West Side Lending2023-02-01
Hi Yushanna,
Thank you for your feedback, and we really appreciate the kind sentiment. A pleasant experience at West Side Lending is what we provide for all customers and we are glad you experience the same.
If you require any assistance, please call us at 888-217-7531 or email us [email protected]
Best Regards,
West Side Lending
Hi Customer,
We truly appreciate the time you took to write such a great review.
Thank you for your kind feedback. We look forward to working with you again in the future.
Best Regards,
West Side Lending
J
John · 1 review · Verified · Experienced 2023-02-01 ·
★★★★★
Horrible and scam
Agent was rude, didn't want to answer questions, online serves are not available so you have to call, cant get a copy of the contract, called the help number and the rep hinges up after I asked about my interest rate being set at 780%. Didnt do my research and regret it. Company already has pending lawsuits for illegal interest rates.
Reply from West Side Lending2023-02-02
Hi John,
We are sorry for any inconvenience that you've had encountered. We would appreciate if you can provide the details of your account so that we can further investigate and provide necessary actions as required.
West Side Lending is committed to promptly resolving customers' issue. Kindly contact us at 888-217-7531, and one of our Resolution Specialists will assist you.
Regards,
West Side Lending
I got approved same day, was easy and funds deposited fast
Thank you for EVERYTHING! My phone was shut off and I couldn't find anyone to loan me cash. I'm glad u guys were there to help me out!
Reply from West Side Lending2023-01-31
Hi Marisol,
We really appreciate you taking the time to share your experience with us. Our goal is to help borrowers get the money they need, especially when other lenders won’t consider.
Thank you so much for your kind feedback. We look forward to working with you again in the future.
Best Regards,
West Side Lending
Hi Customer,
We understand you've put so much time and effort into this, and it has to be difficult for you. Please accept our deepest apologies for the inconvenience.
If you require any assistance, please call us at 888-217-7531 or email us [email protected]
Regards,
West Side Lending
Even tho I had to wait it was a great beginning and blessings to used the money in vehicle for my family
Reply from West Side Lending2023-01-31
Hi Erica Spivey,
Thanks for the feedback!. We love sharing positive reviews with potential customers, so they can feel more confident about choosing us. We look forward to working with you again in the future.
If you require any assistance, please call us at 888-217-7531 or email us [email protected]
Best Regards,
West Side Lending
Found out that I'm pay more money then I borrowed. They didn't told me of how much the whole total will be.
Reply from West Side Lending2023-01-30
Hi Cruz,
Thank you for providing West Side Lending with the opportunity to respond. Your loan is an expensive form of borrowing, and it is not intended to be a long-term financial solution. These loans are designed to assist you in meeting your short-term financial needs.
We encourage you to contact us at 888-217-7531 or email us [email protected]. We will be happy to explain your loan, the rate and any repayment options that are available.
Regards,
West Side Lending
It was great everything the customer service all of it
Reply from West Side Lending2023-01-30
Hi Shirleykay Brooks,
Thank you for your feedback, and we really appreciate the kind sentiment. A pleasant experience at West Side Lending is what we provide for all customers and we are glad you experience the same.
If you require any assistance, please call us at 888-217-7531 or email us [email protected]
Best Regards,
West Side Lending
It took me a couple days to decide because of the ridiculous APR. However, after some discussions I learned it is a new customer rate and as we conduct business my rates go down and amount able to borrow goes up. So it is such as life, ruff in the beginning and with time gets better.
Reply from West Side Lending2023-01-30
Hi Kumar,
We really appreciate you taking the time to share your experience with us. West Side Lending offers more flexible repayment options while still providing cash when you need it. To minimize the total cost of your loan, we strongly recommend taking steps to either pay off your loan in-full or to pay as much as you can in order to reduce the principal as quickly as possible.
West Side Lending never charges early prepayment penalties.
We encourage you to contact us at 888-217-7531 or email us [email protected], and we will be happy to explain your loan, the interest rate and other re-payment options that are available.
Best Regards,
West Side Lending
Hi Jarod,
Awesome! We were blown away by your positive words, we really appreciate the time you took to write such a detailed review!
We look forward to working with you again in the future.
Should you require further assistance, please do not hesitate to call us.
Best Regards,
West Side Lending
A
Adam · 6 reviews · Verified · Experienced 2023-01-27 ·
★★★★★
Very easy application process and…
Very easy application process and friendly customer service.
Reply from West Side Lending2023-01-30
Hi Adam,
Your feedback is of the utmost importance to West Side Lending. We are constantly striving to provide the ideal experience for our customers, and your input helps us to define that experience.
We look forward to working with you again in the future.
Best Regards,
West Side Lending
Hi Joyce Carrillo,
We really appreciate you taking the time to share your experience with us. We are happy to see this dedication reflected in your recent experience with us. We’ll make sure that your agent will get a recognition that she deserves.
Thank you so much for your kind feedback.
We look forward to working with you again in the future.
Should you require further assistance, please do not hesitate to call us.
Best Regards,
West Side Lending