Armed Forces Mutual (www.aafmaa.com) has a 4.7 out of 5 rating on OK.one, based on 67 user reviews collected here. It is listed under Public & Local Services and its reputation is excellent. Praise is nearly unanimous, with 94% rating it 4 stars or higher; The business has replied to 100% of negative reviews. Last updated 2026-08-10.
I have looked for life insurance for a long time. Had other ones, who are now being dropped. This is by far the fastest, easiest and cheapest insurance available. Had my medical exam on Monday, insured by Thursday.
We cannot say enough about how wonderful Damon and the team at AAFMAA are — we had a unique situation and Damon handled it with the highest level of professionalism and compassion. The team made purchasing our new home incredibly easy and I highly recommend them for anyone. We cannot thank you enough, Damon!
Prompt, though, comprehensive customer service from Amy Marotto.
Telephonically worked with Mbr Rep Carl Vickers on 4 Jun to initiate a policy and subsequent joining at Armed Forces Mutual. Mr Vickers was knowledgeable, pleasant, and extremely helpful in that endeavor. As I believe that representatives truly do represent their organizations, I very much look forward to being a member of a clearly proud and professional organization.
Absolutely the best experience and best value out of all the companies out there offering life insurance.
No type of communication..multiple attempts to contact representatives an nothing..when your Alive you can take care of problem..but imagine if your Dead ..I thought Life Insurance were supposed to give you PEACE OF MINE...GEEZE
Hello Mr. Hernandez, Thank you for taking the time to share your feedback. We understand how important reliable communication and support are, especially when it comes to protecting your loved ones and planning for the future. We regret that your experience did not meet your expectations and apologize for any frustration this may have caused. Our team was glad to connect with you and assist with your concerns, and we appreciate the opportunity to help. Feedback like yours is valuable as we continue working to improve the experience we provide to our customers. Thank you for bringing this to our attention. -Armed Forces Mutual
There was a quick response to my inquiry and documentation sent very quickly as well. Could not have had a better experience.
Megan Penry is outstanding! Upbeat, very professional, extremely knowledgeable and taking care of my Father.
This company is truly here for it's veterans. I was able to get a good price for my life insurance in order to protect my family in case something happens to me in the future
Megan took my call and politely guided me through the AFM process to get me started with my VA claims appeal.
Thanks so much for being so organized, supportive, and proactive and also sharing great checklists for my family. We also appreciate you storing our important documents on file to assist whenever needed. Every staff member I speak or correspond with is always so helpful, kind and informative. THANK YOU:)!!!
Armed Forces Mutual is an outstanding customer focused company. I have been a member since 1965. I spoke with Amy Marotto today about Survivor Assistance Services. She answered all my questions and put me at ease about the help my wife will receive after I pass on. She gave me suggestions and followed up with immediately with an email reminding me about some documents I needed to send her. My wife is in good hands with people like Amy. I made a good decision to have insurance with Armed Forces Mutual.
I needed to change my life insurance beneficiary from an individual to a trust. After explaining what I needed the Policy Services Representative (Lesley) knew exactly what to do, explained the steps, provided the required form, and stated I would receive confirmation of the change within days. In addition, she was pleasant and professional. Bottom line: EXCELLENT customer service.
Received the denial letter today from aafmaa. Because my husband has a service connected disability and is going to die someday, they won't give him life insurance. How ironic. Aren't we all doomed to death? Or did I miss something? So much for aafma helping the veteran. Don't waste your time and energy if you too will die someday. You won't receive life insurance through them.
We’re sorry to hear about your experience and understand how frustrating this situation can feel. Life insurance decisions are based on established underwriting guidelines, which consider a range of factors including medical history and overall risk, and unfortunately not all applications can be approved. We truly respect your husband’s service and your family’s sacrifice, and we appreciate you taking the time to share your feedback. — Armed Forces Mutual
I just returned from a deployment and realized my cap loan wasnt coming out of my account so i called AAFMAA and was told my cap loan has lapse and it had been sent to the creditor. The person i spoke to was rude and it sounded as if she was laughing but she did give me the number to the creditor, i called them and they told me to call AAFMAA back because the couldnt locate anything for me so i called AAFMAA back for the third time and i finally by the grace of God was able to speak to Leslie Sulam, i told her what the creditor told me and she was absolutely amazing, she was careing, professional, and proficient with her job. She was able to assist me with the default of the loan. Im so grateful you all hire representatives like Ms. Sulam, she took the time to look into it and help me. She is definitely what corporations that deal with Soldiers need. She should be used to train others on customer service, because she kept her professionalism at all time. Although it was my fault i should have had my husband to look into it while i was deployed. She still helped me and made me feel like a valuable customer. Its been a while since i've received such exceptional customer service and its not just because thing went in my favor, its because she took the time to look into it. Thank you so much Ms. Sulam for taking the time and being proficient at your job, those are skill that should be exemplified in all employee but they're not. One thing is for certain you definitely have what it takes to lead and train, you are awesome.
AAFMAA was there when I needed them and they made good on everything they said. I am thoroughly impressed with them and only wish I would have done this years ago...
I emailed a request for a membership card yesterday, and received a polite response today saying they are sending me a card. Quick action, quick response and caring, professional attitude. It doesn’t get any better than that.
Great response time! Sent and received emails same day. That is the way to treat customers and an excellent use of the Contact Us form. Usually I get a delayed response from companies which means I have to look up why I called them in the first place.
I have had a great experience with Armed Forces Mutual. Mr. Carl Vickers has been professional, friendly, and very responsive. Getting life insurance has never been easier. I really appreciate Armed Forces Mutual’s attentiveness and putting their members first.
I recently contacted Armed Forces Mutual with questions about my father’s documents and had the good fortune to work with Megan Penry, ALMI®, Senior Member Benefits Coordinator. Megan was knowledgeable, patient, and exceptionally helpful. She took the time to walk through my questions carefully and made sure I understood exactly what was needed. Managing documents for a 97-year-old parent can sometimes be complicated, but Megan handled everything with professionalism and clarity. It’s rare these days to encounter customer service that is both efficient and genuinely attentive. Megan provided both, and I’m very grateful for her assistance.
67 reviews matching