Quick and painless
Application was easy and quick. I had no difficulties in the process
About Balance Credit
Data updated- Website
- www.balancecredit.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 154 reviews
- Replies to negative
- 67% (4/6)
Do you own Balance Credit? Claim this profile for free and start replying to reviews.
About this business
Balance Credit is a leading online lender providing personal installment loans and credit services.Balance Credit (SunUp Financial, LLC) offers unsecured, personal installment loans and credit services to customers in need of a fast and convenient source of additional cash. Balance Credit is licensed and regulated in each U.S. state where it operates. Balance Credit’s mission is to provide consumers a fast, secure and simple way to apply for loans and credit services at its website, balancecredit.com.Apply Now
Written by the business, not verified by us.Is Balance Credit legit?
Balance Credit (www.balancecredit.com) has a 4.8 out of 5 rating on OK.one, based on 154 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 96% rating it 4 stars or higher; The business has replied to 67% of negative reviews; Reviews mostly discuss User experience, Customer service, App. Last updated 2026-09-01.
What reviewers say
AI generatedReviewers overwhelmingly had a great experience with this company. Customers frequently mention that the online application process is remarkably quick, simple, and very easy to complete without having to deal with complicated paperwork or strict requirements. People also genuinely appreciate the fast deposit of funds directly into their personal bank accounts and describe the support team as extremely helpful. However, some reviewers were not happy with high interest rates and unexpected repayment costs experienced after settling their loans early. A few consumers also noted communication difficulties, mentioning ignored emails, dropped phone calls, and frustrating support responses regarding account issues.
Auto-generated from all reviews of this business. For reference only.What people say
Fast transaction and quick approval
Reply from Balance Credit2026-08-06
Thank you, Lorita Poyer. We really appreciate the feedback!
quick and easy
Reply from Balance Credit2026-08-06
Thank you for the great review, Ludim!
Ashley was awesome
Ashley was awesome. She was informed patient and explained the process to me. I will refer Lendly to everyone that I know.
Reply from Balance Credit2026-08-06
Thank you, Mrs. Payne. We're so glad our team was able to help!
It was an easy process
Reply from Balance Credit2026-08-06
Thank you, Melody Turner. We really appreciate the feedback!
The loan application was easy and quick…
The loan application was easy and quick to complete. Had our money within 24 hours!
Reply from Balance Credit2026-08-06
Thank you for the review. We're so happy you were able to get the funds you needed!
Easy to apply with no hassle
So easy to apply and only takes a few minutes to get results!
Reply from Balance Credit2026-08-06
Janice Nelms, thank you for the feedback. We're so happy you had a great experience!
User friendly
Reply from Balance Credit2026-08-06
Thank you, Bill Russell. We really appreciate the feedback!
Great customer relation
The communication from customer service representative made me feel as if I were their only customer.
Reply from Balance Credit2026-08-06
Thank you, Janice. We're so glad our team was able to help!
Very easy application and very fast…
Very easy application and very fast approval process results and a very comfortable payment plan
Reply from Balance Credit2026-08-03
Thank you for the feedback, Eddy. We're so happy we could help!
Fast
Fast, easy application.
Reply from Balance Credit2026-08-03
Thank you, Ron Bloomquist. We really appreciate the feedback!
It's a relief to know there is a safety…
It's a relief to know there is a safety net to fall back on.
Reply from Balance Credit2026-08-03
Buster Crabs, thank you for the review. We're so happy you were able to get the funds you needed!
Quick and all done over the phone
Quick and all done over the phone. Gave the me the funding I needed when I needed it, even on a Sunday! Same day approval! Finally, an agency quickly filling the needs of people when they need it the most. Strongly recommend!!
Reply from Balance Credit2026-08-03
Daisy, thank you for the review. We're so happy you were able to get the funds you needed!
Simple,straight forward and right when…
Simple,straight forward and right when you need it .
Reply from Balance Credit2026-08-03
Victor Baez, thank you for the feedback. We're so happy you had a great experience!
It was so easy to apply after I entered…
It was so easy to apply after I entered my information. I will refer family and friends.
Reply from Balance Credit2026-08-03
Thank you for the great review, Laura!
Simple easy and there when I needed it…
Simple easy and there when I needed it the most
Reply from Balance Credit2026-08-06
Heidi Buller, thank you for the review. We're so happy you were able to get the funds you needed!
Application was straightforward
Application was straightforward, communication was excellent, and funds were available right away
Reply from Balance Credit2026-08-03
Stephen, thank you for the review. We're so happy you were able to get the funds you needed!
DO NOT BORROW FROM THEM
DO NOT BORROW FROM THEM. They are a disgusting and predatory company that charges an extortionate interest rate, which is not legal in several states. I sent them a formal notice and their company sat on it for a full business week, then they had the nerve to return the letter to me. I have tried emailing them and they have ignored my emails. This demonstrates bad faith on their part. Avoid this company at all costs.
Easy to apply and money is deposited the next day
Easy to apply. Thank you 😊
Reply from Balance Credit2026-08-03
Thank you for the feedback, Sandra. We're so happy we could help!
The application was very easy to follow…
The application was very easy to follow and I was well satisfied
Reply from Balance Credit2026-08-03
Valerie, thank you for the feedback. We're so happy you had a great experience!
Simple Fast Loans
My Symple Loan
Together Loans
Fig Loans
Uprova®
Advance America
NetCredit
Symple Lending