Easy to apply and very straightforward…
Easy to apply and very straightforward and efficient and fast.
Reply from Balance Credit2026-07-30
Thank you, we really appreciate the feedback!
About Balance Credit
Data updated- Website
- www.balancecredit.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 154 reviews
- Replies to negative
- 67% (4/6)
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About this business
Balance Credit is a leading online lender providing personal installment loans and credit services.Balance Credit (SunUp Financial, LLC) offers unsecured, personal installment loans and credit services to customers in need of a fast and convenient source of additional cash. Balance Credit is licensed and regulated in each U.S. state where it operates. Balance Credit’s mission is to provide consumers a fast, secure and simple way to apply for loans and credit services at its website, balancecredit.com.Apply Now
Written by the business, not verified by us.Is Balance Credit legit?
Balance Credit (www.balancecredit.com) has a 4.8 out of 5 rating on OK.one, based on 154 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 96% rating it 4 stars or higher; The business has replied to 67% of negative reviews; Reviews mostly discuss User experience, Customer service, App. Last updated 2026-09-01.
What reviewers say
AI generatedReviewers overwhelmingly had a great experience with this company. Customers frequently mention that the online application process is remarkably quick, simple, and very easy to complete without having to deal with complicated paperwork or strict requirements. People also genuinely appreciate the fast deposit of funds directly into their personal bank accounts and describe the support team as extremely helpful. However, some reviewers were not happy with high interest rates and unexpected repayment costs experienced after settling their loans early. A few consumers also noted communication difficulties, mentioning ignored emails, dropped phone calls, and frustrating support responses regarding account issues.
Auto-generated from all reviews of this business. For reference only.What people say
I’m a return customer and getting the…
I’m a return customer and getting the funds I needed was so easy and the repayment was something I could easily pay off.
Reply from Balance Credit2026-07-30
Rene, thank you for the review. We're so happy you were able to get the funds you needed!
I have never been denied
I have never been denied with your company. When ever I need a chance to catch up on my obligations your company always comes through for me. Thanks
Reply from Balance Credit2026-07-30
Blaine, thank you for the feedback. We're so glad you chose Balance Credit as your financial partner!
Easy application
Easy application, fast response, very helpful and reasonable
Reply from Balance Credit2026-07-23
Thank you, Jeffrey. We're so glad our team was able to help!
The entire process from start to finish…
The entire process from start to finish with this establishment is so easy and rewarding they're able to provide the funds that are needed in a pinch this is my second time using this company and I would highly recommend it to anybody.
Reply from Balance Credit2026-07-30
Michael, thank you for the review. We're so happy you were able to get the funds you needed!
Easy and quick
Reply from Balance Credit2026-07-30
Thank you for the great review, James!
This is my second loan with balance…
This is my second loan with balance credit and both times the process was very simple. I appreciate this option it makes life so much more convenient for me.
Reply from Balance Credit2026-07-23
Thank you, Letonyia. We're glad to hear you had a great experience with Balance Credit!
Fast and easy with clear instructions
Reply from Balance Credit2026-07-23
Thank you, Jeteriah. We really appreciate the feedback!
Very easy and straight forward process.
Reply from Balance Credit2026-07-23
Thank you for the great review, TLR!
Easy transaction
Reply from Balance Credit2026-07-23
Thank you for the great review, George!
Was very easy and fast
Very fast and easy! I’m very happy
Reply from Balance Credit2026-07-23
Daniel, we're so happy to hear about your positive experience!
Was happy to have been able to…
Was happy to have been able to refinance. Apr still high though.
Reply from Balance Credit2026-07-23
Marie, thank you for the review. We're so happy you were able to get the funds you needed!
It was super easy thank you!
Reply from Balance Credit2026-07-23
Thank you for the feedback, Marilyn. We're so happy we could help!
The application process was very easy…
The application process was very easy and I was able to complete the process without any issues.
Reply from Balance Credit2026-07-23
Vickie, thank you for the feedback. We're so happy you had a great experience!
Quick and easy
Reply from Balance Credit2026-07-20
Thank you for the great review, Abraham!
Staff was very helpful
Reply from Balance Credit2026-07-20
Thank you, Christropher. We're so glad our team was able to help!
Very helpful when it was needed
Reply from Balance Credit2026-07-20
Thank you, David. We really appreciate the feedback!
Rite like they say
Rite like they say, it's on time.
Reply from Balance Credit2026-07-23
Thank you, we really appreciate the feedback!
Quick funds, eash to navigate their website and loan documents.
Great service. Everything was quick and convenient.
Reply from Balance Credit2026-07-20
Brandon, we're so happy to hear about your positive experience!
Easy application process
Easy application process. Very fast. I’m in just the approval phase now. Still havent gotten the funds yet. Noo idea how payments will work or if I will have any issues. So far, will recommend.
Reply from Balance Credit2026-07-20
Thank you, Katelyn. We really appreciate the feedback!
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