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Money & Insurance

Balance Credit

Claimed

154 reviews

4.8154 reviews
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About Balance Credit

Data updated
Website
www.balancecredit.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
154 reviews
Replies to negative
67% (4/6)
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855-942-2526[email protected]www.balancecredit.com

About this business

Balance Credit is a leading online lender providing personal installment loans and credit services.Balance Credit (SunUp Financial, LLC) offers unsecured, personal installment loans and credit services to customers in need of a fast and convenient source of additional cash. Balance Credit is licensed and regulated in each U.S. state where it operates. Balance Credit’s mission is to provide consumers a fast, secure and simple way to apply for loans and credit services at its website, balancecredit.com.Apply Now

Written by the business, not verified by us.

Is Balance Credit legit?

Balance Credit (www.balancecredit.com) has a 4.8 out of 5 rating on OK.one, based on 154 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 96% rating it 4 stars or higher; The business has replied to 67% of negative reviews; Reviews mostly discuss User experience, Customer service, App. Last updated 2026-09-01.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the online application process is remarkably quick, simple, and very easy to complete without having to deal with complicated paperwork or strict requirements. People also genuinely appreciate the fast deposit of funds directly into their personal bank accounts and describe the support team as extremely helpful. However, some reviewers were not happy with high interest rates and unexpected repayment costs experienced after settling their loans early. A few consumers also noted communication difficulties, mentioning ignored emails, dropped phone calls, and frustrating support responses regarding account issues.

Auto-generated from all reviews of this business. For reference only.

What people say

R
RobinUnited States · 2 reviews · Experienced 2026-07-13 ·

I really needed the money for car…

I really needed the money for car repairs and the fast easy service Balance Credit provided was perfect. Thank you Balance Credit!

Reply from Balance Credit2026-07-13

Robin, thank you for the review. We're so happy you were able to get the funds you needed!

Romen GhogassianUnited States · 1 review · Experienced 2026-07-10 ·

WHEN I NEEDED A SIMPLE LOAN OF $500…

WHEN I NEEDED A SIMPLE LOAN OF $500 BADLY & OTHER COMPANIES TURNED ME DOWN BECAUSE OF NUMEROUS INQUIRIES ON CREDIT REPORTS, INSPITE OF MY FLAWLESS 100 PERCENT PAYMENT HISTORY, BALANCE CREDIT ACCEPTED ME & LOANED ME WITHIN 48 HOURS, I AM NOW A LOYAL CLIENT & WILL ALWAYS FINANCIALLY RETURN TO BALANCE CREDIT LLC TO REAPPLY.............!!! THANK YOU & AMEN:)

Reply from Balance Credit2026-07-13

Romen, thank you for the feedback. We're so glad you chose Balance Credit as your financial partner!

S
SuzanneUnited States · 3 reviews · Experienced 2026-07-10 ·

This was my second small loan

This was my second small loan, and it went through in a matter of an hour. I'm very pleased and fortunately, I am able to usually pay my loan back within 2 to three weeks, and the fact there is no penalty makes it a much better source for emergency cash.

Reply from Balance Credit2026-07-13

Suzanne, we're so happy to hear about your positive experience!

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