Balance Credit is a leading online lender providing personal installment loans and credit services.Balance Credit (SunUp Financial, LLC) offers unsecured, personal installment loans and credit services to customers in need of a fast and convenient source of additional cash. Balance Credit is licensed and regulated in each U.S. state where it operates. Balance Credit’s mission is to provide consumers a fast, secure and simple way to apply for loans and credit services at its website, balancecredit.com.Apply Now
Written by the business, not verified by us.Balance Credit (www.balancecredit.com) has a 4.8 out of 5 rating on OK.one, based on 154 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 96% rating it 4 stars or higher; The business has replied to 67% of negative reviews; Reviews mostly discuss User experience, Customer service, App. Last updated 2026-09-01.
Reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the online application process is remarkably quick, simple, and very easy to complete without having to deal with complicated paperwork or strict requirements. People also genuinely appreciate the fast deposit of funds directly into their personal bank accounts and describe the support team as extremely helpful. However, some reviewers were not happy with high interest rates and unexpected repayment costs experienced after settling their loans early. A few consumers also noted communication difficulties, mentioning ignored emails, dropped phone calls, and frustrating support responses regarding account issues.
Auto-generated from all reviews of this business. For reference only.They were very helpful and responsive when I had a question. They were professional and the timing on everything was on point. Great job
Henry, thank you for the feedback. We're so happy you had a great experience!
The application was effortless Thank you for helping Me in my time of financial need
Norma, thank you for the feedback. We're so glad you chose Balance Credit as your financial partner!
Thank you, Reynaldo. We really appreciate the feedback!
Easy online process and very fast response 👍
Thank you for the great review, Robert!
Not a lot of questions. Thought it was gonna be hard.
Thank you for the great review!
I loved how easy it was to apply for the loan, the quick approval, and the convenient payment options. Excellent service.
Thank you, Angel. We're so glad our team was able to help!
Thank you, Wendy. We really appreciate the feedback!
The ease of the complete experience. The application was very clear and on point and it was not complicated at all. I was somewhat surprised with the total ease of it all.
Laureen, thank you for the feedback. We're so happy you had a great experience!
The application process was easy. I got approved for over the amount I needed. And the funds were deposited into my checking account the next day. Thank you for your help! Fred C.
Fred, thank you for the review. We're so happy you were able to get the funds you needed!
Very easy to navigate and apply. Didn't have to go through various sites to get approved. Very quick process.
Thank you for the great review, Phil!
I was relieved that the application process did not involve uploading driver's license and other docs. I was very pleased with the efficiency of this loan [process. Thank you.
Della, thank you for the feedback. We're so happy you had a great experience!
Fast transaction. Only concerned about interest rate.
Thank you, Lisa. We really appreciate the feedback!
It was a quick process very little paper work and all online!
Thank you, George. We really appreciate the feedback!
It was very quick and easy to apply for and get approved!
Thank you for the great review, Marjorie!
Thank you, Richard. We really appreciate the feedback!
Thank you, we really appreciate the feedback!
Michelle, we're so happy to hear about your positive experience!
My experience was very quick application process and approved in less the 15 mins.
Bonnie, thank you for the review. We're so happy you were able to get the funds you needed!
Thank you, Linda. We really appreciate the feedback!
Thank you for the great review, Analiza!
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