Very quick and easy with absolutely…
Very quick and easy with absolutely professional customer service
Reply from Balance Credit2026-07-06
Thank you, Jeanne. We're so glad our team was able to help!
About Balance Credit
Data updated- Website
- www.balancecredit.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 154 reviews
- Replies to negative
- 67% (4/6)
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About this business
Balance Credit is a leading online lender providing personal installment loans and credit services.Balance Credit (SunUp Financial, LLC) offers unsecured, personal installment loans and credit services to customers in need of a fast and convenient source of additional cash. Balance Credit is licensed and regulated in each U.S. state where it operates. Balance Credit’s mission is to provide consumers a fast, secure and simple way to apply for loans and credit services at its website, balancecredit.com.Apply Now
Written by the business, not verified by us.Is Balance Credit legit?
Balance Credit (www.balancecredit.com) has a 4.8 out of 5 rating on OK.one, based on 154 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 96% rating it 4 stars or higher; The business has replied to 67% of negative reviews; Reviews mostly discuss User experience, Customer service, App. Last updated 2026-09-01.
What reviewers say
AI generatedReviewers overwhelmingly had a great experience with this company. Customers frequently mention that the online application process is remarkably quick, simple, and very easy to complete without having to deal with complicated paperwork or strict requirements. People also genuinely appreciate the fast deposit of funds directly into their personal bank accounts and describe the support team as extremely helpful. However, some reviewers were not happy with high interest rates and unexpected repayment costs experienced after settling their loans early. A few consumers also noted communication difficulties, mentioning ignored emails, dropped phone calls, and frustrating support responses regarding account issues.
Auto-generated from all reviews of this business. For reference only.What people say
Be patient and they will take care of…
Be patient and they will take care of you
Reply from Balance Credit2026-07-06
Wade, we're so happy to hear about your positive experience!
It was fast and easy
It was fast and easy. No long complicated application to fill out. Had an answer within a few minutes.
Reply from Balance Credit2026-07-06
Thank you for the great review, Lee!
Received pre-approval letter
Received pre-approval letter. Took a look at the application. Simple and ease of applying. Quick and easy decision. Clear details of repayment. Thank you. 😊
Reply from Balance Credit2026-07-06
Thank you, Louie. We really appreciate the feedback!
They have always helped me when I…
They have always helped me when I needed it!
Reply from Balance Credit2026-07-06
Thank you, Jesse. We're so glad our team was able to help!
Easy acceptance
Reply from Balance Credit2026-07-06
Thank you, Rodney. We really appreciate the feedback!
Easy to do and pick how much you need
Reply from Balance Credit2026-07-06
Thank you for the feedback, Robert. We're so happy we could help!
The application process was easy and I…
The application process was easy and I got a fast response.
Reply from Balance Credit2026-07-02
Veverly, we're so happy to hear about your positive experience!
It was a quick process and the website…
It was a quick process and the website was as easy to navigate!
Reply from Balance Credit2026-07-02
Thank you, Celeste. We really appreciate the feedback!
Easy to apply and fast decision
Easy to apply and fast decision. Great service !!
Reply from Balance Credit2026-07-02
Thank you, Ron. We're so glad our team was able to help!
I'm satisfied with my application will …recommend
I'm satisfied with my application will recommend balance loan any time
Reply from Balance Credit2026-07-02
Thank you, Jacqueline. We're glad to hear you had a great experience with Balance Credit!
Such an easy process and got the…
Such an easy process and got the assistance I needed. Thanks for being so helpful
Reply from Balance Credit2026-07-06
Thank you, Patricia. We're so glad our team was able to help!
The process was easy today I didn't…
The process was easy today I didn't have any technical issues thank you
Reply from Balance Credit2026-07-06
Thank you, Liza. We're glad to hear you had a great experience with Balance Credit!
gee whiz let me take a stab at it
gee whiz let me take a stab at it. how about an unsigned contract, then depositing money in my account. now I owe the back + 300,500,600?????
Reply from Balance Credit2026-07-09
We are so sorry to hear about your recent experience with Balance Credit, Larry. We are always looking for ways to improve our service. If you would like to further discuss your concerns, please reach out to our Customer Support Team at 855-942-2526 so we may better assist you. Sincerely, The Balance Credit Team
Easy process and timely service.
Reply from Balance Credit2026-07-02
Thank you, Karen. We really appreciate the feedback!
Super nice an easy
Reply from Balance Credit2026-07-02
Thank you for the great review!
Easy and painless
Easy process
Reply from Balance Credit2026-07-02
Thank you for the feedback, Robin. We're so happy we could help!
Fast
Fast, easy good way to rebuild my credit
Reply from Balance Credit2026-07-02
Thank you, Michael. We're glad to hear you had a great experience with Balance Credit!
Fast and easy to request funds.
Reply from Balance Credit2026-07-02
Roxie, thank you for the review. We're so happy you were able to get the funds you needed!
Quick and professional loan experience.
Reply from Balance Credit2026-07-02
Thank you for the great review, Emily!
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