CashNetUSA (www.cashnetusa.com) has a 4.0 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 73% of reviews are 4 stars or higher and 17% are 1 star; The business has replied to 95% of negative reviews. Last updated 2026-08-10.
What people say
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Mira H.美国 · 2 reviews · Experienced 2026-07-08 ·
★★★★★
CashNetUSA NO MORE!
CashNetUSA has changed so much since the last time I used them over the years. I did the loan online, “ Well I thought it was a loan that you pay a certain amount each pay period. Come it find out I was paying a 300 % interest rate. I wasn’t getting emails or any kind information at all until saw the money come out of my account. Way more than what I was expecting. I finally got in touch with customer service and lady broke it down to me and I was so disappointed of all the changes that I didn’t know anything about beforehand once I pay this off I would never ever use Cash NetUSA again it has drop below zero in my opinion and I really hate that to. Cause I use to use them way back in the day and it was a good company. They would help you out in the time of need but not anymore.
Reply from CashNetUSA2026-07-21
Hi Mira,
CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html
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Christiana Nowlin美国 · 1 review · Experienced 2026-07-10 ·
★★★★★
Last resort loan option ONLY IF DESPERATE FOR FUNDS
Another high interest loan with poor service and shady terms. I needed extra time to make my payments and requested to have my payment date changed. I thought this would change the payment date for ALL my future payments. I was not notified that it was a single payment date change. I did not receive any emails of any upcoming payments due, no disclosures, no warning, nothing. It wasn't until my bank notified me that my account was overdrawn that I realized they had double charged me for two payments at once. After that I began receiving regular notices for upcoming payments. Also, you cannot turn off autopay for any reason; so, they will continue to take out payments whenever they want to and, there's nothing you can do about it.
Reply from CashNetUSA2026-07-20
Hi Christiana,
CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html
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Ericka美国 · 3 reviews · Experienced 2026-07-09 ·
★★★★★
Great online company
Cash net is a great online loan company. There’s cash available when you need it. The only issue i have is the payment amounts. I think the consumer should be able to set a price that’s reasonable and more comfortable for them to afford as long as the loan gets repaid and not a computer generated amount that may not be affordable for each payment.
What made my experience great is the fact that it’s easy to access funds. I do wonder though, why my July payment due is larger than my June payment when I did not access more funds during that time period. If I can get an explanation of that question it would be greatly appreciated.
Great company that is a great help when the help is needed. God Bless you all!
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Pam Frazier · 1 review · Experienced 2025-10-01 ·
★★★★★
My experience was horrible
My experience was horrible. I got a loan for 2100. We was paying up to 400-500 a month. And 320 went towards interest. The interest rate is high. I would never recommend this company. It put me in a bigger bind than what I was in. I never went threw this.
Reply from CashNetUSA2026-07-19
Hi Pam,
CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html
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ChanChan75 · 6 reviews · Experienced 2025-11-17 ·
★★★★★
Had a positive experience
I’ve been with them for a long time. Even when I got laid off, they worked with me to repay my outstanding balance
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Shaun Burke · 1 review · Experienced 2026-07-17 ·
★★★★★
Fast easy and affordable.got my funds…
Fast easy and affordable.got my funds in a day .they save my truck from the repo man .thanks cash net .
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CAROL · 3 reviews · Experienced 2026-07-16 ·
★★★★★
This was the easiest quick loan I've…
This was the easiest quick loan I've ever used. It was quite helpful for my hour of need
Jill Johnson · 1 review · Experienced 2026-07-15 ·
★★★★★
It was quick fast and anytime I called…
It was quick fast and anytime I called I was helped and everything was explained to me. Thank you so much for all that you have done.
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Michael Vogel · 2 reviews · Experienced 2026-07-14 ·
★★★★★
Quick service
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Ed O'Neill美国 · 2 reviews · Experienced 2026-07-15 ·
★★★★★
Great experience
Its nice to have somewhere to go to get extra cash when you need it, let alone with decent fees and payback options.
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Don Pips · 2 reviews · Experienced 2026-07-10 ·
★★★★★
This company is horrible
This company is horrible. I was lied to. I got a line of credit just to increase my credit score and enjoy a vacation. The credit line was 3,000.00. I borrowed 2,500.00 of the 3,000.00 and the representative told me I will only have to pay 300.00+ per month for 12 months. When I got the 2,500.00, the payments per month were 800.00 with 20.00 per day interest. You are warned. Beware. You will pay back 3 times the amount of money that you borrow. Please find another way to get a line of credit or borrow money. Don't let them lie to you like they did me.
Reply from CashNetUSA2026-07-20
Hi Don,
CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html
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Maeretta · 2 reviews · Experienced 2026-07-15 ·
★★★★★
Really good
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JOHNNIE JORDAN · 14 reviews · Experienced 2026-07-10 ·
★★★★★
I especially enjoy the pre calculation…
I especially enjoy the pre calculation before getting an advancement. It helps keep me within my budget. As usual, they are true to their word in all transactions.
Very accommodating..Quick and simple..recommend it you try it..I love it
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Donnell Roy · 1 review · Experienced 2026-07-15 ·
★★★★★
Absolutely misleading to consumers this…
Absolutely misleading to consumers this company or Enterprise or whatever it is should be shut down
Reply from CashNetUSA2026-07-22
Hi Donnell,
CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html
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Emile · 2 reviews · Experienced 2026-06-11 ·
★★★★★
CashNetUSA
CashNetUSA, payment options during a cycle of payment are flexible. Helpful to ensure success in payment made on time. Customer personal for any additional questions understanding the loan are professional and informative.