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Money & Insurance

CashNetUSA

200 reviews

4.0200 reviews
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About CashNetUSA

Data updated
Website
www.cashnetusa.com
Category
Money & Insurance
Location
United States · Chicago, IL
Status
Unclaimed
Last 12 months
200 reviews
Replies to negative
95% (41/43)
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Is CashNetUSA legit?

CashNetUSA (www.cashnetusa.com) has a 4.0 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 73% of reviews are 4 stars or higher and 17% are 1 star; The business has replied to 95% of negative reviews. Last updated 2026-08-10.

What people say

D
Deborah美国 · 3 reviews · Experienced 2026-07-21 ·

Easy Navigation

it was easy to navigate the system

S
Sherri Saarinen Lamb美国 · 1 review · Experienced 2026-07-21 ·

I'd do it again!

Everything was online and easy to navigate & I was approved quickly and had the $ in my account the same day!

F
Felesha美国 · 3 reviews · Experienced 2026-07-21 ·

Extremely helpful in today's messed up…

Extremely helpful in today's messed up economy

N
Ned Vosburg美国 · 2 reviews · Experienced 2026-07-04 ·

Stop putting people in the negative in…

Stop putting people in the negative in their bank account when they ask you for help . I told ya'll I was laid off and just resumed back to work now I'm -932 in my checking account. I will spread this information to everyone I know. How crooked a place you are.

Reply from CashNetUSA2026-07-22

Hi Ned, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated CashNetUSA Customer Service team at (888) 801-9075 or via email at [email protected].

T
Teresa Morrill美国 · 1 review · Experienced 2026-07-19 ·

Payment changing every month instead of…

Payment changing every month instead of a set payment which makes it easier if there is a set payment and not 350 one month 135 another month. App doesnt really help with anything. Calling doesnt help either. Just set an amout and dont change it!!!!!

Reply from CashNetUSA2026-07-22

Hi Teresa, We’re sorry to hear that you weren’t satisfied with your repayment terms. To discuss your loan and your options, please contact our dedicated CashNetUSA Customer Service team at (888) 801-9075.

G
Gary美国 · 2 reviews · Experienced 2026-07-01 ·

Great service

M
Milton Spires美国 · 1 review · Experienced 2026-07-22 ·

I Milton Spires would like to say that…

I Milton Spires would like to say that it's a good idea you're in business..

K
KATHRYN F. · 7 reviews · Experienced 2026-06-09 ·

Ready, Willing, and Able.

When faced with unexpected issues or emergencies, Cash Net USA has been available to assist me and my family with valuable financial resources!

T
Tamra · 14 reviews · Experienced 2026-07-20 ·

Because I can handle everything without…

Because I can handle everything without talking to anyone unless I need to.

V
Valeria Boggs · 1 review · Experienced 2026-07-20 ·

Easy to do business with

R
Renee Richmond · 13 reviews · Experienced 2026-07-21 ·

Good so far

Good so far. Fast service! Money when you need it for emergency.

C
Charlee Patterson · 4 reviews · Experienced 2026-05-13 ·

Earthbound Angels Credit Service

The efficiency of the process of getting the loan is amazing. The customer service team is kind, patience and easy to talk to. They're willing to go the extra mile for a technically challenge person such as me.

G
Georgina Andino Brown美国 · 2 reviews · Experienced 2026-07-21 ·

Unexpected expense backup...

My experience has been a great one. I have no complaints.

P
Patricia Hammond美国 · 1 review · Experienced 2025-07-21 ·

I needed a loan for repairs to my…

I needed a loan for repairs to my Ac/Heating system. Cash Net USA helped me right away. I received the loan the same day. Thr customer service is excellent. They are prepared to answer all any any question you may have to make the experience as smooth as possible.

M
Mary Culp美国 · 3 reviews · Experienced 2026-07-16 ·

Fast and easy.

It was fast simple and easy.

M
Meg美国 · 1 review · Experienced 2026-07-21 ·

Think Twice Before Borrowing

I believe CashNetUSA’s lending practices are predatory because they profit from people who are already financially vulnerable and often have nowhere else to turn. My original loan was for less than $3,000. This month alone, I have paid $1,171.25, yet I still owe close to $2,500. Despite making every payment on time, my balance barely seems to decrease. The repayment structure makes it feel nearly impossible to make meaningful progress toward paying off the loan. What is especially disappointing is that CashNetUSA does not report my positive payment history to the major credit bureaus. I have never missed a payment. I have paid every bill on time, month after month, yet none of that responsible repayment helps me build my credit. If a borrower is going to make such expensive, consistent payments, the least the lender could do is report those on-time payments so they can contribute to improving the borrower’s credit profile. I understand that I agreed to the loan terms, but I believe companies like CashNetUSA take advantage of people who are already in difficult financial situations. They offer fast access to money, but the high cost of borrowing and the lack of credit reporting make it much harder for borrowers to improve their financial future. I strongly encourage anyone considering a CashNetUSA loan to exhaust every other option first. The money may solve an immediate problem, but the long-term financial burden can be overwhelming.

Reply from CashNetUSA2026-07-27

Hi Meg, CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html

T
Telyce美国 · 1 review · Experienced 2026-07-01 ·

It's a shame that recovery for your…

It's a shame that recovery for your loan can't be a steady one $DOLLAR amount. But no it has to be able for your help that the payments start smallish and just climb higher and higher to some people like myself on a fixed income that hurts. Please look into changes for this!!!!!

Reply from CashNetUSA2026-07-27

Hi Telyce, CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html

J
James Brown · 1 review · Experienced 2026-07-20 ·

It suck and I will never use this…

It suck and I will never use this service ever again. Paid back over $1,500 dollars back only to have a $2.77 credit limit to barrow back

Reply from CashNetUSA2026-07-20

Hi James, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated CashNetUSA Customer Service team at (888) 801-9075 or via email at [email protected].

T
Tracy · 1 review · Experienced 2026-07-20 ·

Fees are too much

Fees are too much. My balance isn't going down after 3 months

J
Jeffrey Childress · 7 reviews · Experienced 2026-07-18 ·

Simple process

Simple process, staff was friendly and efficient. I would recommend Cash Net to anyone who needs financial help. O