Concora Credit

Love my cards with Concora

Love my cards with Concora, but after they updated their app, I can no longer see my available credit? What’s up with that? I don’t always have time to call :/

I want to try these guys but after…

I want to try these guys but after looking at their terrible business practices, I ain’t signing shit. I see all the negative reviews about the same thing on Trustpilot. Usually shows the company’s red flags. I’m good yo.

Take 10 business days for payment to clear!

I made a payment for almost $400 to my credit card and I called them because it hasn't cleared. They said it will take 10 BUSINESS DAYS FOR IT TO CLEAR! 10!!!! Never ever have I heard of a bank taking that long! Dont not get this credit card! Oh and they charge YOU the anual fee on the credit card before you receive it!!!!! When you receive it you already have a bill due forb$125!!! This bank is hilarious and the customer service agents dont even know what filing a dispute means! Stay away!

The cards are fine for people with bad credit

The cards are fine for people with lower credit scores. The problem comes in when its time to pay your bill. The process is easy. The issues is that they wait sometimes 8 or 9 days before they actually process that payment. Next thing you know the money's not in your account anymore because you forgot about it or assumed the money already came out. Then you get hit with over-draft fees amd relentless phone calls from them.

Worst card ever they automatically…

Worst card ever they automatically closed my account when the limit was no where near its maximum umm I set up to pay my minimum payment 1 TIME once THE minimum was $40. Ok I paid it. Then they want to take another $40 then the next day another $40 so that’s $80 I needed that they took without permission.

WARNING

WARNING! ⚠️ Don’t get a credit card from this company! They service Indigo and Milestone credit cards and also a Concora credit card! They charge a monthly service fee of 19.25. For what reason! On top of that, they arbitrarily take out 13.19 for Credit Protection without asking you! You have to call and say you don’t want it!

I got this credit card to help with my…

I got this credit card to help with my credit.I paid my balance down and said I was negative $13.96, but when I use my card again, I use $24, but then it said my balance was 53 so I can't understand how I go from negative 13 you owe me money to $53,even only spent 24.So I feel like we're getting ripped off here the math ain't adding up

Great card for limited credit

Great Card!

This company really is a joke

This company really is a joke. Not really sure if it’s even legal at this point. Card is really sketchy from day one and declines for no reason unless ran two or three times. Then when you make a payment it takes three days to clear plus they hold your credit line another 10 days. Customer service does nothing for you and I really disappointed in the company. Canceling my card after only a month.

Thanks

Thanks, for allowing me to participate, though, its not much that I can says only short time is the use that I have posession of the card maybe some other time I be able to share my comemts

Crooks had a promotioncpnc deal pay within…D

Crooks had a promotion deal pay within one year no interest paid the bill within 7 months and they added 5 dollars monthly fees. Straight crooks.

helped me when i needed it

No issues so far

Knowing the balance and usage

Extremely disappointed

I have never posted a review about a company before, but this situation was so unsettling that I felt compelled to do so. Imagine aiming to manage card utilization to raise your credit score and acting as a responsible adult by paying every credit card down to a $0 statement balance—thousands of dollars, I might add. After achieving that goal, you check your balance a week later for a couple of reasons: first, to confirm the available amount so it can report on your credit, and second, in case you want to use it for a trip or a meal. Once you check, you see a $0 balance and $0 availability. You call customer service, as any customer would when facing a problem, only to be told your funds will not be available for 14 days, along with the release dates. As someone working for a Fortune 500 company, I was also disappointed with the service. Although “nothing could be done,” there was no empathy or alternative options—only policy. No company succeeds without serving customers and ensuring their experience is grand. Not only can you not use the cards for leisure, but the paid balance will not appear on your credit report either. I hold several credit cards from different companies, and none hold availability this long, especially after taking funds from the banking institution. Im extremely unsatisfied.

I like it

I like it. I can build my credit score an it helped me in-between paychecks going back to work from maternity leave.

IMPOSSIBLE to get a human voice at…

IMPOSSIBLE to get a human voice at customer sevice and I canceled my account because when I overpaid and asked for a refund it was 45 days for a check!!! Funny it only took ONE day to take my money !!!

Easy credit and professional service…

Easy credit and professional service and staff

Not Great, Not the worst

If you’re credit building and need a line of credit to help your credit mix, this is an option in a pinch. However, their annual fees are astronomical, they will never increase your limit, they will notify you of a payment due immediately after you submit that payment (which sometimes makes me feel like I did NOT actually submit my payment) and they will push you to just open more cards with them rather than offering a credit increase. I will say, when it comes to helping with a charge dispute, they are quick and easy to work with. I had a fantastic experience on that end. Overall, though, I wouldn’t recommend Concora Credit Cards to anyone who isn’t desperate to build credit. You’re PROBABLY better off going with a larger, more well-known credit card issuing company with a secured card instead.

Personal Credit assistance to use.