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Money & Insurance

Concora Credit

102 reviews

3.3102 reviews
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About Concora Credit

Data updated
Website
www.concoracredit.com
Category
Money & Insurance
Location
United States · Beaverton
Status
Unclaimed
Last 12 months
102 reviews
Replies to negative
65% (24/37)
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Is Concora Credit legit?

Concora Credit (www.concoracredit.com) has a 3.3 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is mixed. Opinions are polarized: 51% rate it 4 stars or higher while 29% give 1 star; The business has replied to 65% of negative reviews. Last updated 2026-08-10.

What people say

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BOB PERRY · 2 reviews · Verified · Experienced 2026-07-27 ·

Awesome simple customer service…

Awesome simple customer service experience !!

Reply from Concora Credit2026-07-30

We're glad to hear you had a five-star experience, Bob!

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William Butler · 1 review · Verified · Experienced 2026-07-27 ·

Horrible

Horrible. You won’t even let me set up an account dude you’re ridiculous. I’m about to close my account.

Reply from Concora Credit2026-07-28

We're here to help. Please call us at 1-800-224-4960 if you need assistance. Thank you.

C
Cory Badding · 1 review · Experienced 2026-07-27 ·

Horrible service

Horrible service, they will overdraft your account constantly. And not give you the credit back on your card. This company is horrible. Don't apply for this card or use the company unless you want to be taken advantage of.

Reply from Concora Credit2026-08-04

Hi, Cory. If you have questions about your account, we're here to help. You can call us at 1-800-224-4960 for assistance. Thank you.

K
Kelly Wunschel · 1 review · Verified · Experienced 2026-07-27 ·

Not helpful from get go

I didn't realize there would be the $250 annual charge. Very disheartening!

Reply from Concora Credit2026-07-28

The Terms and Conditions of the account, including the annual fee, are disclosed before your application is submitted. If you have any questions, we're here to help.

C
Ciaran Burns · 1 review · Verified · Experienced 2026-07-27 ·

Was able to access cash when I needed…

Was able to access cash when I needed it most!!

Reply from Concora Credit2026-07-30

Thanks for sharing a review, Ciaran.

F
Faiza Hassen · 1 review · Verified · Experienced 2026-07-27 ·

Genuine service

Reply from Concora Credit2026-07-30

Thanks for sharing, Faiza. We appreciate the review.

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Lisa Donahue · 1 review · Verified · Experienced 2026-07-27 ·

Great service

Reply from Concora Credit2026-07-28

Thanks for the review, Lisa!

D
Debbie Kowalchick · 2 reviews · Verified · Experienced 2026-07-27 ·

Easy to apply

Reply from Concora Credit2026-07-30

We're glad to hear that. Thanks!

I
Ian · 1 review · Verified · Experienced 2026-07-15 ·

You gave me a chance to borrow money…

You gave me a chance to borrow money when most other places would not take me and I am thankful for the ability to help rebuild my credit through you

Reply from Concora Credit2026-07-30

We're happy to hear that. Thanks for sharing a review, Ian!

T
Terrence Marsh · 1 review · Verified · Experienced 2026-07-24 ·

Excellent

Excellent, and efficient!!!

Reply from Concora Credit2026-07-30

Thank you, Terrence!

D
Dorothy Skinner · 1 review · Verified · Experienced 2026-07-15 ·

I am starting over after a divorce and …

I am starting over after a divorce and I am needing to get my credit back on track so I applied. I got approved very quickly and received my card in about 7-8 days. It was simple and easy to fill out the application. I used it at some of my favorite stores. I wil definitely recommend anyone who needs a little help check out this card.

Reply from Concora Credit2026-07-28

Thanks for sharing your experience with us, Dorothy.

D
Deborah Earley · 1 review · Verified · Experienced 2026-07-24 ·

Took extra long time in postal mail…

Took extra long time in postal mail over a week which was their fault but it seems to be a great card

Reply from Concora Credit2026-07-30

Thanks for taking the time to leave a review, Deborah.

R
Robert Arp · 5 reviews · Verified · Experienced 2026-07-18 ·

It great to know you are a person with…

It great to know you are a person with a organization.

Reply from Concora Credit2026-07-30

Thanks for the review, Robert. We appreciate it.

R
Robin Burney · 1 review · Experienced 2026-07-21 ·

Thank you !!

Reply from Concora Credit2026-07-28

Thanks for sharing a review with us, we appreciate it.

T
Taylor · 2 reviews · Experienced 2026-07-24 ·

Company is going down hill. Feeling scammy.

I have a few credit cards with this credit card company. Started out good, but it has gone down hill. Opened up a new credit card and was promised a certain amount with a certain amount annual fee, and promised a digital card so I could use the card right away. After being approved, I went into the app, and could not find the digital card. I figured it might take a while to load, so I gave it a few hours. After a few hours, I went back and saw that I was charged for 2, that’s TWO annual fees. The annual fees are already quite high, and I still could not find my digital card. So I called. They said that the second annual fee was “accidentally” charged, and was being refunded but was going to take several days. Plus they also told me I was out of luck and that I did not have access to a digital card number and needed to wait to the physical card. I 100% would not have applied for this card if I knew I was going to have to deal with all this, but it has already hit my credit. Still tempted to cancel.

A
Amber Phillips · 3 reviews · Experienced 2026-07-25 ·

High Yearly Fee and No Rewards Yet

Signed up and did not notice $175 fee instantly before receiving any percentage back first from purchases. Thought yearly fee would be waived first year. Tried to use card online for carparts.com purchase as it noted I could. Didn’t work. Haven’t received physical card as they would not allow me to enter my po box which is where I receive mail as well. Starting to feel scammed and haven’t been able to use the card yet for the so called rewards. Will update IF I can get a hold of anyone.

Reply from Concora Credit2026-07-30

Hi, Amber. We are here to help. Please call us at 1-800-224-4960 if you need assistance. Thank you.

R
Roy Harvey Sr · 1 review · Experienced 2026-07-24 ·

This company is a joke,do not do…

This company is a joke,do not do business with Concora Credit! They don't trust you in any way. I tried to use this card,but due to the bullshit,I don't know why they are even in business. Needless to say, I canceled this account because of poor quality of service. They actually blocked my card because I entered the wrong pin number, made me fill out a form,submit a photo ID and still wanted me to wait 3 days to clear the block on my card. I cut their card up and I'll never contact them again. Customer service sucks!!!

P
Paul · 7 reviews · Experienced 2026-07-24 ·

Without notice or reason accounts blocked

I been a customer (card holder or 3 different cards) with them for years. I never missed payments and have always had a great relationship with them. Today I went to use a card to be denied. I logged into my account to get messages next to my card accounts saying access denied and call a number. I did to be told they put a temporary hold on my accounts and need me to upload my license to then wait up to 72hr to be reopened. They told me they sent a letter saying this was going to happen. I never received a letter or any notice. I have informed delivery with a us post office and get photos of all the mail I will receive and have records for entire year off all my mail and never received any letter. I was also told they couldn’t give me any information on why this happened. I am calling both the attorney general and better business and explain the situation.

B
Bit Coin · 2 reviews · Experienced 2026-07-17 ·

PEOPLE STAY AWAY FROM THIESE CARDS !

PEOPLE ! BE AWARE ! THIS IS YOUR WARNING FROM UNIVERSE ! I opened a milestone & INDIGO credit card account, I was charged $250 upfront fee in the first day, without, - I REPEAT -WITHOUT receiving the cards yet. Called customer service & ADRIAN said that it would take 14 days to receive the card. so 15 calender days left to use the card before it is time to make a payment by then ... $250 membership fee charged upftont and they CAN'T even ship a credit card with a FAST DELIVERY ! Shame on CONCORA and MILESTONE credit !

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Lorraine Leon · 5 reviews · Experienced 2026-07-23 ·

How does anyone get in contact with…

How does anyone get in contact with anyone for Concora accounts. I was approved for the destiny mastercard it's been more than 10 days. no card cannot get alive person to talk too..