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Money & Insurance

Gravitylending

102 reviews

4.7102 reviews
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About Gravitylending

Data updated
Website
www.gravitylending.com
Category
Money & Insurance
Location
United States · Austin
Status
Unclaimed
Last 12 months
102 reviews
Replies to negative
57% (4/7)
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Is Gravitylending legit?

Gravitylending (www.gravitylending.com) has a 4.7 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 93% rating it 4 stars or higher; The business has replied to 57% of negative reviews. Last updated 2026-08-10.

What people say

R
RB · 3 reviews · Experienced 2026-01-09 ·

Had a great experience working Zach

Had a great experience working with Zach Kirchem on an auto refi. Zach explained everything upfront, and when I was ready to pull the trigger, Zach took the ball and ran with it. The entire process was effortless thanks to Zach. Would definitely call Zach for any future needs!!!!

Reply from Gravitylending2026-01-28

Thank you so much for the kind words about Zach. We really work hard to make sure every one of our clients has a great experience and saves as much as possible. Don't forget, if you refer people you know directly to us, when their loan funds, you'll get $100 for EVERY person you sent. Thanks again!

R
Raju Srivatsavaye · 9 reviews · Experienced 2026-01-19 ·

I had a great experience with Gravity.

I had a great experience with Gravity. I worked with Hunter Hares and he is an absolute blast to work with. He explained everything in a professional and concise way. I took my time to provide needed documents. He was very polite and understanding when following up with me. If I hadn't taken time to send documents, whole thing would have been done in a day. I recommend Gravity lending to anyone who wants to refinance their auto loan. They will find a good deal.

Reply from Gravitylending2026-01-20

Thank you so much for the kind words about Hunter. We really work hard to make sure every one of our clients has a great experience and saves as much as possible. Don't forget, if you refer people you know directly to us, when their loan funds, you'll get $100 for EVERY person you sent. Thanks again!

K
Kiana · 1 review · Experienced 2026-01-14 ·

Easy Refinancing Process

My loan officer Jeremiah Dye walked me through everything in a timely manner and was quick to respond whenever I had questions in the process. They made saving money easy!

Reply from Gravitylending2026-01-19

Thank you so much! We really appreciate that feedback. Jeremiah works hard to make sure our clients have a great experience. Enjoy the new loan savings and don't forget, you can now get paid $100 for EVERY person you refer once their loan funds. Thanks again!

D
David K · 3 reviews · Experienced 2025-12-31 ·

Excellent Service

Zach Kirchem provides excellent service. He thinks customer-first and has good persistence. I recommend Gravity Lending.

Reply from Gravitylending2026-01-19

Thank you so much, we love to hear this kind of feedback! Zach works hard to be helpful and knowledgeable, so this review is much appreciated. Enjoy the savings and don't forget, you can now get paid $100 for EVERY person you refer when their loan funds. Thanks again!

G
Gayle · 1 review · Experienced 2026-01-02 ·

I found the best and quickest auto refinance Company!

****************************************************************** I was checking banks that would do a refinance for me. I received a quick response from Jackson Walker with Gravity Lending. I immediately knew that he was the one to communicate with. He is extremely knowledgeable, very courteous and professional. I uploaded my documents that he needed to prove the income and credit. Honestly, I felt like he was a relative of mine. Within a few minutes, I was approved. Not only approved, but my interest rate dropped by 10%. No dealer fees added. I couldn't give him a five ***** rating. Jackson Walker deserved way more!!! Thank you so much for your help, Jackson! GravityLending.com 1 (512)881-5248

Reply from Gravitylending2026-01-14

That's an awesome review about Jackson!! We are thrilled to hear this! We would be honored to help your friends and family too, so you now qualify to receive $100 for every person you help. Just make sure they mention your name and when their loan funds, expect to get $100 for every person you send. Thanks again!

K
KB · 1 review · Experienced 2025-10-15 ·

Entire experience was so seamless

Entire experience was so seamless. Errol was THE guy! I knew literally zero about refinancing and he walked me through everything. Every question and concern was addressed promptly and explained. I didn’t know it could be this easy. Coming from a first time car owner, I cannot recommend enough! I would most definitely send friends and family to this company. So so easy!

Reply from Gravitylending2026-01-12

Thank you so much for the kind words about Errol. We really work hard to make sure every one of our clients has a great experience and saves as much as possible. Don't forget, if you refer people you know directly to us, when their loan funds, you'll get $100 for EVERY person you sent. Thanks again!

ح
حساب واحد · 9 reviews · Experienced 2026-01-02 ·

Nice and very very good 💯☺️

Reply from Gravitylending2026-01-12

Thank you for sharing your experience with the review community. We work hard to create a great experience for all of our customers. Enjoy the new loan savings and don't forget, you can now get paid $100 for EVERY person you refer once their loan funds. Thanks again!

A
A. S. · 9 reviews · Experienced 2025-12-31 ·

Wonderful

Thank you so much to Alexander Benitez, who helped me with my auto refinancing. He was so diligent and professional that it made the process very easy for me. Great experience. Highly recommend!

Reply from Gravitylending2026-01-12

Thank you for sharing your experience with Alexander. We work hard to create a great experience for all of our customers. Enjoy the new loan savings and don't forget, you can now get paid $100 for EVERY person you refer once their loan funds. Thanks again!

J
Jaesun Won · 2 reviews · Experienced 2025-11-28 ·

Fantastic Experience

At first I went into this with skepticism since Gravity Lending isn't an actual lender but my rep Ed K. was very professional and helped me every step of the way. He found me a lender that was able to lower my monthly payment on my auto refinance at a much lower monthly APR. I recommend them with no reservations.

Reply from Gravitylending2025-12-31

That's an awesome review about Ed!! We are thrilled to hear this! We would be honored to help your friends and family too, so you now qualify to receive $100 for every person you help. Just make sure they mention your name and when their loan funds, expect to get $100 for every person you send. Thanks again!

T
Tommie Gilbert · 1 review · Experienced 2025-12-19 ·

A Positive Experience

What made this great was the communication I received from Mr Kain. This was an experience I have not had in a very long time. The young man gave me all of the information concerning refinancing my auto without my having to ask a lot of questions. This was an experience great experience and the whole process only took a very short period of time.

Reply from Gravitylending2025-12-29

Thank you so much! We really appreciate that feedback. Ed works hard to make sure our clients have a great experience. Enjoy the new loan savings and don't forget, you can now get paid $100 for EVERY person you refer once their loan funds. Thanks again!

M
Maria Khan · 8 reviews · Experienced 2025-12-20 ·

I am satisfied

Reply from Gravitylending2025-12-23

Thanks for the stars! Enjoy the new loan savings and don't forget, you can now get paid $100 for EVERY person you refer once their loan funds. Thanks again!

J
Jonathan S. · 3 reviews · Experienced 2025-12-01 ·

Stephen C

Stephen C. was assigned to my inquiry and he did a great job. Was not overly pushy as some people I have worked with in the past. He made sure to keep in contact and was very responsive to calls, texts and emails even though we were in separate time zones.

Reply from Gravitylending2025-12-23

Thank you for sharing your experience with Stephen. We work hard to create a great experience for all of our customers. Enjoy the new loan savings and don't forget, you can now get paid $100 for EVERY person you refer once their loan funds. Thanks again!

A
AciJo Ser · 1 review · Experienced 2025-12-01 ·

Great experience

I would like to express my gratitude to Kevin Randolph for his exemplary communication, courtesy, and professionalism while assisting me in finding a refinance that met my needs regarding terms and banking arrangements.

Reply from Gravitylending2025-12-17

That's an awesome review about Kevin!! We are thrilled to hear this! We would be honored to help your friends and family too, so you now qualify to receive $100 for every person you help. Just make sure they mention your name and when their loan funds, expect to get $100 for every person you send. Thanks again!

m
morgan · 3 reviews · Experienced 2025-12-09 ·

Gravity Lending was AMAZING - Ask for Cody!!!

Gravity Lending was AMAZING - helped me with my auto refinance every step of the way! Cody went above and beyond to answer all of my questions, provided updates daily, and made this process incredibly easy and straightforward. I would recommend Gravity Lending (and Cody!) to anyone - it’s rare to find a business that does exactly what they say they will, but they truly do act with their customer’s happiness in mind. I don’t leave reviews often, but I truly cannot recommend them enough. Thank you for everything!

Reply from Gravitylending2025-12-17

Thank you so much! We really appreciate that feedback. Cody works hard to make sure our clients have a great experience. Enjoy the new loan savings and don't forget, you can now get paid $100 for EVERY person you refer once their loan funds. Thanks again!

P
Puchong Sittimon · 1 review · Experienced 2025-12-10 ·

Ari Monroe at Gravity Lending made the…

Ari Monroe at Gravity Lending made the entire loan process incredibly smooth and fast. He was professional, communicative, and a true pleasure to work with. Highly recommend!

Reply from Gravitylending2025-12-15

Thank you so much! We really appreciate that feedback. Ari works hard to make sure our clients have a great experience. Enjoy the new loan savings and don't forget, you can now get paid $100 for EVERY person you refer once their loan funds. Thanks again!

J
Jessica Caudill · 1 review · Experienced 2025-12-05 ·

We had a great experience with Ed K…

We had a great experience with Ed K with refinancing an auto loan. He got us an amazing rate and did a wonderful job helping us each step along the way. Would highly recommend him and gravity lending.

Reply from Gravitylending2025-12-15

Thank you so much for the kind words about Ed. We really work hard to make sure every one of our clients has a great experience and saves as much as possible. Don't forget, if you refer people you know directly to us, when their loan funds, you'll get $100 for EVERY person you sent. Thanks again!

J
Jenelle Mascardo · 1 review · Experienced 2025-12-01 ·

Auto Refinancing

The person who helped me find the lowest possible APR & saved me a good amount of money with GAP insurance and other protections for my vehicle was Wilfred Ivan Hagerman. Truly a blessing to come across someone who communicates effectively, is transparent about rates, and saves his customers money. I did not have the knowledge about why my monthly payment was high, but I am glad to have learned why and glad to do business with Gravity Lending for auto refinancing.

Reply from Gravitylending2025-12-15

That's an awesome review about Wilfred!! We are thrilled to hear this! We would be honored to help your friends and family too, so you now qualify to receive $100 for every person you help. Just make sure they mention your name and when their loan funds, expect to get $100 for every person you send. Thanks again!

A
Amber Cornwell · 1 review · Experienced 2025-12-09 ·

Refinancing with Eddi

We had Eddi for a loan officer refinancing our vehicle and he has made the process super easy, provided peace of mind, and has been quick to contact me back regarding any concerns. We’re thankful to work with him to get a lower interest rate!

Reply from Gravitylending2025-12-15

Thank you for sharing your experience with Eddi. We truly appreciate the feedback. Enjoy the new loan savings and don't forget, you can now get paid $100 for EVERY person you refer once their loan funds. Thanks again!

L
Landon · 1 review · Experienced 2025-08-15 ·

Stephen C

Stephen C. Is very helpful

Reply from Gravitylending2025-12-09

Thank you so much! We really appreciate that feedback. Stephen works hard to make sure our clients have a great experience. Enjoy the new loan savings and don't forget, you can now get paid $100 for EVERY person you refer once their loan funds. Thanks again!

N
Nicholas Philolius · 2 reviews · Experienced 2025-12-08 ·

They do exactly what they advertise

I was skeptical at first, but given their reviews, I decided to reach out to see if they could help with refinancing my car loan. Within a day or 2 after submitting the application, they reached out to me to tell me I was approved and explain the process. The whole process was easy enough and was completed within a few weeks. They were able to get me down almost 2.5% from my previous car loan and reduced my monthly payments by $100/mo (would have been $150 but opted to add Gap insurance to the loan), but needed to extend the loan from 48 months back to 60 months. Tim Brown was the one who assisted me throughout the loan process. He provided prompt communication and a clear layout of the numbers. I recommend him and his team. **The only drawback I have to include here is that they WILL pull a hard inquiry on your credit report as soon as you submit your information, whether you get approved or not or whether you decided to take the loan or not.

Reply from Gravitylending2025-12-08

Thank you so much! We really appreciate that feedback. Tim works hard to make sure our clients have a great experience. Enjoy the new loan savings and don't forget, you can now get paid $100 for EVERY person you refer once their loan funds. Thanks again!