Gravitylending (www.gravitylending.com) has a 4.7 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 93% rating it 4 stars or higher; The business has replied to 57% of negative reviews. Last updated 2026-08-10.
What people say
K
Katie Johnson · 3 reviews · Experienced 2026-03-05 ·
★★★★★
I was looking to refinance my car loan…
I was looking to refinance my car loan and searched multiple companies. Trey Hawkins with Gravity Lending was a tremendous help! He even gave me a direct line so I could reach with any questions throughout the process. My transition ended seamlessly!
Reply from Gravitylending2026-03-16
Thank you so much, we love to hear this kind of feedback! Trey works hard to be helpful and knowledgeable, so this review is much appreciated. Enjoy the savings and don't forget, you can now get paid $100 for EVERY person you refer when their loan funds. Thanks again!
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Robert K (RobertJK) · 4 reviews · Experienced 2026-02-25 ·
★★★★★
Seamless experience
I recently refinanced my car through Gravity Lending and had the pleasure of working with Robert Colby. I usually dread anything to do with loans, but Robert made the entire process incredibly smooth and stress-free. He was professional, highly responsive, and took the time to explain every step. If you're looking to lower your rate without the typical headache, ask for Robert!
Reply from Gravitylending2026-03-10
Thank you so much! We really appreciate that feedback. Robert works hard to make sure our clients have a great experience. Enjoy the new loan savings and don't forget, you can now get paid $100 for EVERY person you refer once their loan funds. Thanks again!
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Selby Clark · 1 review · Experienced 2026-03-09 ·
★★★★★
Gravity did a great job
DILLON E. Helped me secure a refinance rate 2% points less than my existing loan. He was very knowledgeable, friendly, professional and comprehensive. I would recommend their services and Hope you get a great loan too.
Reply from Gravitylending2026-03-10
Thank you so much! We really appreciate that feedback. Dillon works hard to make sure our clients have a great experience. Enjoy the new loan savings and don't forget, you can now get paid $100 for EVERY person you refer once their loan funds. Thanks again!
D
Doug M · 8 reviews · Experienced 2026-03-06 ·
★★★★★
Happy with the refinance
Gravity Lending helped me refinance my car loan at a much better interest rate and a much better monthly payment. The process was fairly quick and easy, all things considered, and I really liked the loan officer they gave me, Vanessa Gonzalez. She was helpful and easy to text with.
Reply from Gravitylending2026-03-06
Thank you so much! We really appreciate that feedback. Vanessa works hard to make sure our clients have a great experience. Enjoy the new loan savings and don't forget, you can now get paid $100 for EVERY person you refer once their loan funds. Thanks again!
Excellent experience with Gravity Lending. Robert Colby was very professional, efficient, and helpful. Even with my busy work schedule, he explained everything clearly and handled the process quickly. Most of our communication was by text and email, which made everything very convenient. I highly recommend Gravity Lending and Robert Colby for their outstanding service.
Reply from Gravitylending2026-03-06
Thank you for sharing your experience with Robert. We truly appreciate the feedback. Enjoy the new loan savings and don't forget, you can now get paid $100 for EVERY person you refer once their loan funds. Thanks again!
c
customer · 6 reviews · Experienced 2026-03-04 ·
★★★★★
What an excellent experience
What an excellent experience! Troy was awesome! Everything went smoothly and our finances are in much better shape thanks to Gravitylending. What we were most impressed with was the great communication from Gravitylending throughout the process. We highly recommend this company.
Reply from Gravitylending2026-03-06
Thank you for sharing your experience with Troy. We work hard to create a great experience for all of our customers. Enjoy the new loan savings and don't forget, you can now get paid $100 for EVERY person you refer once their loan funds. Thanks again!
I recently refinanced my auto loan, and the entire process was smooth and stress-free. The application was simple and straightforward, and I received a decision much faster than I expected.
I was working with Allee throughout the process, and his support and guidance made a big difference. He was very professional, quick to respond, and always available to answer my questions. His clear communication and prompt replies made everything easy to understand and move forward without any delays.
The best part was securing a lower interest rate, which reduced my monthly payment and is saving me a significant amount of money over time. There were no hidden fees, and everything was explained transparently before I signed.
Overall, I’m very satisfied with my auto refinance experience and truly appreciate Allee’s help. I would definitely recommend this service to anyone looking to lower their car payment or improve their loan terms.
Reply from Gravitylending2026-03-03
Thank you for sharing your experience with Allee. We truly appreciate the feedback. Enjoy the new loan savings and don't forget, you can now get paid $100 for EVERY person you refer once their loan funds. Thanks again!
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Trey · 1 review · Experienced 2026-02-20 ·
★★★★★
John helped me tremendously…
John helped me tremendously throughout the whole process. Even though I had a lot going on he was patient with me, and continued to reach out to aid me in successfully refinancing.
Reply from Gravitylending2026-03-03
Thank you so much, we love to hear this kind of feedback! John works hard to be helpful and knowledgeable, so this review is much appreciated. Enjoy the savings and don't forget, you can now get paid $100 for EVERY person you refer when their loan funds. Thanks again!
K
Kameron Lewis · 1 review · Experienced 2026-02-19 ·
★★★★★
My experience was great due to the…
My experience was great due to the excellent customer service and the satisfaction of my wants and needs from the company.
Reply from Gravitylending2026-03-02
Thank you for sharing your experience with the review community. We work hard to create a great experience for all of our customers. Enjoy the new loan savings and don't forget, you can now get paid $100 for EVERY person you refer once their loan funds. Thanks again!
LEAH B was amazing. Kept in touch with me the whole way. Was very nice and did wonders to help me achieve my goal in refinancingmy car. Very informative and listened well. 10/10 recommend. Got me a great deal!
Reply from Gravitylending2026-03-02
Thank you so much! We really appreciate that feedback. Leah works hard to make sure our clients have a great experience. Enjoy the new loan savings and don't forget, you can now get paid $100 for EVERY person you refer once their loan funds. Thanks again!
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Scott Little · 1 review · Experienced 2026-02-14 ·
★★★★★
Justin Walls was an easy guide
Justin Walls was an easy, experienced guide for our refi of 2024 Ford XLT. He found me a rate that beat Fords, which is usually tough to do.
Reply from Gravitylending2026-03-02
Thank you for sharing your experience with Justin. We truly appreciate the feedback. Enjoy the new loan savings and don't forget, you can now get paid $100 for EVERY person you refer once their loan funds. Thanks again!
John Hubbard expertise and patience
Made the loan process exceptional.
Reply from Gravitylending2026-03-02
That's an awesome review about John!! We are thrilled to hear this! We would be honored to help your friends and family too, so you now qualify to receive $100 for every person you help. Just make sure they mention your name and when their loan funds, expect to get $100 for every person you send. Thanks again!
They are awsome. took me a little beacause ia was having a few issues with my personal info, they told me exactly what and how to do it to get all i needed
Reply from Gravitylending2026-03-02
Thank you so much! We really appreciate that feedback. Enjoy the new loan savings and don't forget, you can now get paid $100 for EVERY person you refer once their loan funds. Thanks again!
J
Joe · 1 review · Experienced 2026-02-26 ·
★★★★★
Gravity Lending helped me refinance my car.
Gravity Lending helped me refinance my car and lower my payment by $600 per month, and I got a lower interest rate! Loan Officer Calvin Marquardson was great. If you need to refinance your car loan, give Gravity Lending a call. They were AWESOME!!!!
Reply from Gravitylending2026-02-26
Thank you so much, we love to hear this kind of feedback! Calvin works hard to be helpful and knowledgeable, so this review is much appreciated. Enjoy the savings and don't forget, you can now get paid $100 for EVERY person you refer when their loan funds. Thanks again!
I worked with Kevin Garza at Gravity on a refi auto loan. I was initially skeptical to deal with an on-line lender, especially a lender that I was not familiar with. Kevin was very diligent and really put in the time to continually follow up with me. I finally said "let me see what he has to say". He explained how they work with multiple lenders and was immediately transparent with what he had as the best interest % so far. There was no playing games, fishing for what I pay, what other quotes I already received. Simply- "I was able to get X% for XX months. How does that compare to what you have"? He was willing to go back and continue to search for a better rate. His initial rate was drastically lower than my current rate and still over 1.5% lower than all the current quotes I had received. And I did my due diligence. He and his team were extremely easy to work with! Made completing paperwork and getting it all done timely, a breeze. I would use Gravity and recommend Kevin 100 times over!
Really- superb service, explained and answered all questions and made the process as painless as could be. SOLID GUY, SOLID COMPANY!
Definitely worth your time looking for a loan.
Reply from Gravitylending2026-02-26
Thank you so much for the kind words about Kevin. We really work hard to make sure every one of our clients has a great experience and saves as much as possible. Don't forget, if you refer people you know directly to us, when their loan funds, you'll get $100 for EVERY person you sent. Thanks again!
J
John · 1 review · Experienced 2026-02-16 ·
★★★★★
Easy To Work With
Found Gravity after cancelling another refi offer due to runaround. Dillon was diligent in responding to me and getting me a good rate that fit right into what I was searching. Loan process was easy online and wasn't left in the dark wondering "what if". Don't have any plans to refinance again, but if I were to purchase another vehicle I will come back to them for the new car financing.
Reply from Gravitylending2026-02-26
Thank you so much, we love to hear this kind of feedback! Dillon works hard to be helpful and knowledgeable, so this review is much appreciated. Enjoy the savings and don't forget, you can now get paid $100 for EVERY person you refer when their loan funds. Thanks again!
J
Jacob Gibson · 1 review · Experienced 2026-01-30 ·
★★★★★
Kevin Garza made the experience quick…
Kevin Garza made the experience quick and easy, and help me thru every stage of the process. I will be recommending him and Gravity Lending to everyone now!
Reply from Gravitylending2026-02-26
Thank you for sharing your experience with Kevin. We work hard to create a great experience for all of our customers. Enjoy the new loan savings and don't forget, you can now get paid $100 for EVERY person you refer once their loan funds. Thanks again!
J
Jerry J · 1 review · Experienced 2026-02-02 ·
★★★★★
Chat GPT Recommended me to Gravity Lending
I asked Chat GPT to find me a lower interest rate for my auto loan, I also asked for the loan provider to have a 90% or above positive rating with their existing customer. It recommended me to apply to gravity lending, I had never heard of this company, so I called and was assigned to Robert Colby. He provided very good customer service calling me back on every occasion, and I called a lot. I was not an easy customer to deal with; I was extremely skeptical, had lots of questions, not the nicest to talk to, he was calm professional and answered all my question with a positive tone. I was so happy with my results, that I have now recommend several of my family members to contact Robert to improve on their current financial situations. If I ever need to refinance another vehicle, he will be my 1st call, Thank Robert for your strong work!
Reply from Gravitylending2026-02-26
Thank you for sharing your experience with Robert. We truly appreciate the feedback. Enjoy the new loan savings and don't forget, you can now get paid $100 for EVERY person you refer once their loan funds. Thanks again!
Dillon E. at Gravity Lending was excellent to work with. Everything went very smooth and efficiently. We secured an excellent rate for our vehicle refinance. Would highly recommend!!
Reply from Gravitylending2026-02-26
Thank you so much, we love to hear this kind of feedback! Dillon works hard to be helpful and knowledgeable, so this review is much appreciated. Enjoy the savings and don't forget, you can now get paid $100 for EVERY person you refer when their loan funds. Thanks again!
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Aaron · 2 reviews · Experienced 2026-02-16 ·
★★★★★
Excellent Experience
Working with Dillon E at Gravity Lending was an overall great experience. He and the team worked hard to get me the best deal available, communicated well, and gave me top-notch professional treatment. I highly recommend them.
Reply from Gravitylending2026-02-26
That's an awesome review about Dillon!! We are thrilled to hear this! We would be honored to help your friends and family too, so you now qualify to receive $100 for every person you help. Just make sure they mention your name and when their loan funds, expect to get $100 for every person you send. Thanks again!
