LendingPoint (www.lendingpoint.com) has a 4.4 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 86% of reviews are 4 stars or higher and 13% are 1 star; The business has replied to 11% of negative reviews; 70 of them were added in the last 12 months. Last updated 2026-08-12.
Don't do it they let u borrow the money but u have to pay $300 up front for insurance heck if I had that kind of money wouldn't need to borrow then they ask for my user name an password for my bank acct don't ever give that out what a scam
this was a great experience a few question, easy GREAT
I took a 5k loan February 2023 for medical reasons. Today March 2026 my buy out is $4900.17. I recommend you read your contract very carefully. I highly recommend Care Credit.
He is a scam artist . He gave me a check for $10k but it was a fake check. I showed him proof ,after that he got lost. I gave my bank statement. Be careful warning There is another lady from the same company she also a fake too.
Mr. Ronald Barber was fantastic. I needed a quick personal loan and he was extremely helpful, friendly and very professional. At almost 80 years old my computer skills are fragile. Ronald talked me very patiently through the loan procedure. . His calm voice and demeanor was greatly appreciated by me. Thank You Ronald for helping me through this financial problem.
Wonderful!! Ronald B. was easy to work with and was professional and polite. The entire process was simple and well explained. I was able to complete the documents and submit the required documents from my home computer. Would definitely recommend.
Mei Mei Carswell done a great job making it easier than normal to get funded. I defenitly appreciate her assistance in this process.
Having received an email letting me know I could refinance, I followed the link, refinancing online. Within minutes I received a telephone call from Ronald, who was not only professional, bur friendly letting me know the updated documentation needed. The following day Ronald followed up both via email and verbally. Since 221 when I obtained my first loan Lending Point has been professional and respectful; a great place to finance.
Mei Mei was very informative and easy to work with and understand.
Always polite, welcoming, and professional. very informative and helpful getting me great options, making sure to fit my needs
MeiMei Carswell was so helpful. She walked me through the process, was friendly and had patience with me. I was impressed with her followup also. Thanks so much.
My Sales Specialist was Mei Mei Carswell. I’d admit that I’m not tech savvy, but she walked me thru the process. She was very patient and continued to monitor to make sure that I was going the correct direction. She also informed me that I was eligible for more than what I originally requested. I was approved and the money was at my financial institution the very same day. Thanks Mei Mei sand LendingPoint.
I worked with Ronald Barber and I must admit he was professional yet courteous and very knowledgeable of the entire process. He answered all my questions fully and efficiently. I was impressed with how quickly he responded to my questions and how quickly the entire process took.
Easy process. Knowledgeable personnel. Thank you
The whole process was easy and fast. Mei Mei was exceptional with her help and patience and I'm extremely thankful for her guidance.
Great customer service. Fast and efficient service.
I spoke with Mei Mei Carswell today. She was very knowledgeable and very patient. She answered all my questions and she expedited an application and got it completed in the same day. She was very helpful and she took the time to listen and understand my needs. Thank you so much for your assistance Ms. Carswell. It is appreciated. Saturday 12/27/2025
My experience with LendingPoint was very professional and easily navigated. Mei Mei Carswell was my Loan Specialist and was extremely helpful and patient in my providing the necessary documentation. Very quick decision made and confirmed. Highly recommend.
Ronald is an excellent example of superior customer service. He has got excellent communication skills. You can feel and hear his enthusiasm for the work he does. He shows a great deal of patience. Ronald shows empathy for you but in a very professional manner. He most definitely shows representation for his company well. I also spoke with Diana. She was extremely cordial and also represents her company well. She presented herself as someone that seemed happy to be at work and help customers to achieve their goal in calling. This company appears to do a very good job in those they hire. I assume that they have found that your employees can make or break you. Thanks Ronald and Diana Debbie J
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