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Money & Insurance

LendingPoint

200 reviews

4.4200 reviews
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About LendingPoint

Data updated
Website
www.lendingpoint.com
Category
Money & Insurance
Location
United States · Kennesaw,Georgia
Status
Unclaimed
Last 12 months
70 reviews
Replies to negative
11% (3/28)
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Is LendingPoint legit?

LendingPoint (www.lendingpoint.com) has a 4.4 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 86% of reviews are 4 stars or higher and 13% are 1 star; The business has replied to 11% of negative reviews; 70 of them were added in the last 12 months. Last updated 2026-08-12.

What people say

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deanna Rose · 1 review · Experienced 2025-12-09 ·

Ronald called and assisted me with…

Ronald called and assisted me with application. Explained all aspects of the loan. Able to process and be approved in short time.

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Denise Mangan · 2 reviews · Experienced 2025-11-25 ·

Worthwhile Experience

I started the process and then stopped as I was not feeling comfortable ~ later I received a phone call from Mei Mei and she talked me through the process with such calm and professionalism that I decided to take a chance. The process was very easy and efficient and I was pleased that Lending Point was there to assist me as I needed. If you are having any doubts, take that chance and move forward.

M
Michael Slater · 1 review · Experienced 2025-11-21 ·

Refinance quick and easy

Ronald communicated well and was always quick to return phone calls. The loan process was quick and clear.

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Shakeel Bashir · 1 review · Experienced 2025-11-11 ·

I borrowed Monty from lending point

I borrowed Monty from lending point For almost 6 months payments were not reported to the credit bureau. I was told by them there was a problem and they had to manually go into the each credit bureau to notify the payment. I made payment on time but lending points notified the credit bureau. I was one month late. I gave them the proof but I was told eventually you made the payment on time but we didn’t receive the money few days later I’m going to take legal action but notifying the Attorny Journal office as well as the bank bureau Please be careful borrowing money from lending point

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Gregg · 1 review · Experienced 2025-10-24 ·

Process was very easy

Process was very easy, Ronald was very helpful filed out the forms, sent in the documents they needed got and answer right away and got the check in my account a couple days later, highly recommend.

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Gary Cantrell · 1 review · Experienced 2025-10-10 ·

Timely Communication & Follow Up

Ronald communicated promptly and confidently addressed all of my questions with thorough answers. He presented several valuable options, which made my process easier.

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Rod Sterling · 5 reviews · Experienced 2025-09-30 ·

Lending Point was great... Until it wasn't.

4 year customer here. I apparently missed a payment over a year ago, even after checking with agents monthly by phone to be sure my account is current. Lending Point just destroyed my credit score (-45 point hit) because they changed over a year worth of "current" statuses to "30+ days late" in one shot. I asked to have my calls with agents reviewed at that they could hear verifications given that my account was current. They told me that would take about a week due to the volume of calls logged and they would get back to me. Less than 24 hours later, I am told "tough, we aren't changing it". That's piss-poor customer service. Get your loan somewhere else!

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Jeff Balbi · 1 review · Experienced 2025-10-13 ·

Simple and easy

The process through lending point was extremely easy I had no problems from start to finish using their app was extremely easy to navigate it was simple straightforward and when I spoke with Ronald afterwards he was a pleasure. Again he himself was straightforward the questions were easy and there was no question left unanswered. To Ronald's managers he did a fantastic job he was more than a pleasure he deserves a raise thank you for being easy to deal with and thank you for the loan as it will help me greatly

C
Carla Kangas · 1 review · Experienced 2025-10-10 ·

Very professional

Ronald was very helpful and professional. He made the experience go smoothly.

R
Roger Harless · 1 review · Experienced 2025-10-10 ·

Ronald Barber was every informative

Ronald Barber was every informative, professional & answered all our questions. Thank you Ronald

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Julia Jackson · 2 reviews · Experienced 2025-10-08 ·

Ron was amazing and helpful

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Reginald Greene · 2 reviews · Experienced 2025-10-07 ·

Ronald Barber was a huge help

Ronald Barber was a huge help. He answered all of my questions and made this process extremely easy

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LENDING POINT · 1 review · Experienced 2025-10-07 ·

James Miller was absolutely fantastic

James Miller was absolutely fantastic! He made the entire loan process, from start to finish, feel easy and stress-free. His communication was excellent, and he always responded quickly to my questions. I highly recommend James to anyone needing a loan—he's truly a professional who gets the job done!

A
April S. · 1 review · Experienced 2025-09-26 ·

My loan officer

My loan officer, Mr. Ronald Barber was very helpful, courteous, & professional. This process took less than 10 minutes. I have been doing business with LP for a few years, and they have always been great.

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franklin mitchell · 2 reviews · Experienced 2025-09-23 ·

My experience with Lending point

I contacted Lending Point looking for a low-cost loan and I received an email and a phone call back from Ronald Barber. Once I spoke with Ronald, he was sympathetic and sincere which made me feel great about working with this company with my finance needs!". Good job Lending Point for having Ronald Barber! He IS a sign of great things to come. Thank you!

J
Jason · 1 review · Experienced 2025-09-17 ·

Fast and easy

I needed a small loan nothing to crazy. I was contacted by Ronald. He wasn't pushy or tried to give me a loan for more then what I was asking for. He explained the terms fees(yes there was a processing fee of 360) and all that was necessary. He didnt hide any information or back door fees surprise interest rates he was forthcoming and honest. Got my loan certified in bout a half an hour and everything was exactly as he said. Will use them again if I need another loan.

R
Robyn G · 1 review · Experienced 2025-09-16 ·

Thank you

Simple, quick process.

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Johnny Aguilar · 3 reviews · Experienced 2025-09-15 ·

How Lending point took care of me.

I have had the opportunity to work with lending point in the past. I felt the confidence to return to them. Very efficient at what they do. Keep up the good work! Thank U!

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Dana Lutz · 1 review · Experienced 2025-09-08 ·

Paul Wilson be the best financial…

Paul Wilson be the best financial officer he helped me and guide me throughout the process Humble and worth dealing for Loan

R
Rebecca · 1 review · Experienced 2025-09-04 ·

Great customer service

Ronald replied to my email inquiry but we had a difficult time connecting due to my work schedule. He was patient in playing phone tag with me and we were finally able speak, complete documents and move my loan along. Great customer service. Thank You!