LendingPoint (www.lendingpoint.com) has a 4.4 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 86% of reviews are 4 stars or higher and 13% are 1 star; The business has replied to 11% of negative reviews; 70 of them were added in the last 12 months. Last updated 2026-08-12.
What people say
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Tanya Moses · 1 review · Experienced 2025-06-13 ·
★★★★★
A company you can trust to do their very best to make life a little easier.
I could not have been happier with my experience. Trevor Keifer was courteous and so professional. He was knowledgeable and quite efficient throughout the entire process. He took the time to follow up with me when there was a delay on my end in sending my information. He immediately contacted me and walked me through to complete the process. The process was very direct and simple and took no time to complete once I figured out my error with Trevor's assistance. He worked with me like he was helping a good friend. He did an outstanding job and in less than a day I was approved and the funds were on the way and received the same day. That's the kind of service not many companies offer and I couldn't be happier. I absolutely intend to recommend LendingPoint others. I thank you Trevor and LendingPoint. I trusted you when I was in need and you were there with superior customer service.
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Pat · 4 reviews · Experienced 2025-06-09 ·
★★★★★
Credit Karma gave me loan offer and…
Credit Karma gave me loan offer and inform me that I had an excellent check of getting approved by Lending Point which I didn’t believe because they told me in the past and I already had a loan with lending tree with a 29% interest and they denied me to take another loan when I always paid on time for the past 3 years. I took my chances and Donald Barber call me to finish my loan process and said I did have an excellent chance and once he send it to his team they will review & get back to me within 3 business days. The same day I receive an email from Mr. Barber and he said I got you approved at a lower rate at 24% APR. 5% lower then what I was paying. I receive the money the next day and paid off my loan and my Macys card with a 36% interest rate. Even though it didn’t cover all cards but was able to pay towards the other cards & will be able to pay more and pay back my loan before the 5 years is up. Thank you Mr. Ronald Barber.
Worst experience ever. Spent $1000 to obtain $8000 loan. $400. for insurance. Ask to purchase products on Amazon. Spent about 6 hrs. on the phone, in 3 days. Finally give up. They kept my money. Foreigners you cannot understand!
Reply from LendingPoint2025-06-19
Thank you for letting us know. Unfortunately, this sounds like an imposter using our company's name to financially hurt others. We encourage you to report to https://www.ic3.gov.
I would like to take a moment to recognize Ronald Barber & Lending Point for putting Customer Service as their top Priority.
Ronald, is a Professional Courteous & Caring individual that actually takes the time to Listen to his customers situation and then Acts promptly to bring aide to the situation at hand.
Lending Point & Ronald are definitely a Great combination and I look forward to doing business with both of them for many years to come.
Sincerely,
Mitch Osborne
6/9/2025
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Jesus S · 4 reviews · Experienced 2025-06-06 ·
★★★★★
Trevor is First Class
Trevor is First Class, Knowledgeable and attentive, guided me through the process with excellence and respect, and answering questions with precision. Trevor also followed up with details of the final report.
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Ron Roessler Jr · 1 review · Experienced 2025-05-09 ·
★★★★★
Outstanding Customer Experience!!
Outstanding Customer Experience!!! Sonny was Excellent to work with. Very knowledgeable.
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BB · 1 review · Experienced 2025-06-06 ·
★★★★★
Ronald was kind and professional
Ronald was kind and professional. Which is nice considering the service required.
Ronald Barber was the BEST. He was efficient in contacting me; he was polite and he was thorough.
Thank you Ronald and LendingPoint.
B
Ben George · 2 reviews · Experienced 2025-06-04 ·
★★★★★
Process was extremely fast and easy.
Process was fast and easy. Everything was explained thoroughly. Ronald Barber was kind, informative and very helpful.
J
Joe H. · 1 review · Experienced 2025-06-05 ·
★★★★★
Very easy to get funded
Very easy to get funded. Ronald was very helpful in walking me through some steps.
K
Kayla · 1 review · Experienced 2025-06-04 ·
★★★★★
The BEST
I had an outstanding experience working with Trevor. From start to finish, he was incredibly kind, informative, and genuinely helpful. He took the time to explain every step of the loan process in a way that was easy to understand and made sure I felt comfortable and confident in my decisions.
His patience and professionalism really stood out—he answered all of my questions thoroughly and never made me feel rushed. It’s rare to find someone who combines expertise with such a caring approach, and I’m truly grateful for his support.
If you’re looking for someone who truly has your best interests at heart, I highly recommend Trevor. He made a stressful process feel smooth and manageable!
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Zurayma F. · 1 review · Experienced 2025-06-04 ·
★★★★★
Fast approval and easy process on my…
Fast approval and easy process on my personal loan application.
A
Adam Fallon · 1 review · Experienced 2025-06-03 ·
★★★★★
Trevor was very professional
Trevor was very professional. He listened to what I was trying to accomplish with my loan and was able to make it happen. Thank you very much.
Great response time and fast funding. Ronald was fast and informative with the process of funds. Will do business again
J
Jim H · 1 review · Experienced 2025-05-17 ·
★★★★★
Trevor was the best
Trevor was extremely helpful in explaining everything and taking as much time as I needed. With him as a Representative of this Company I feel very safe in doing future business with this Company.
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Barbara Lehnhardt · 5 reviews · Experienced 2025-05-12 ·
★★★★★
Ronald Barber is a delight
Ronald Barber is a delight to work with. He is organized, polite, quick, and kind to a somewhat deaf senior citizen. I completed the forms on Credit Karma and within 24 hours I have been approved. The funds released to my bank. I couldn't be happier.