American Financial Solutions (www.myfinancialgoals.org) has a 4.9 out of 5 rating on OK.one, based on 68 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 98% rating it 4 stars or higher; The business has replied to 100% of negative reviews. Last updated 2026-08-10.
I am so grateful that I signed up with you guys. I felt heard and supported the whole time and now I am credit-card debt free!!!! Thank you for all your support and encouragement 🙏 I couldn't of done it without you!!
How to achieve the goal of paying the debt earlier than the established goal
It was a very rewarding experience. Every time I contacted them they were very receptive with my concerns and they helped me understand how to pay timely and also when I wanted to make additional payments to reduce the balances and achieve my goal of paying my balance 18 months earlier than the established goal
Well I got to say it’s a good feeling to be out of debt. This organization gave me the opportunity to accomplish this goal without hassle and I would recommend this program to anyone who is struggling with debt.
Jr · 1 review · Verified · Experienced 2026-06-19 ·
★★★★★
Free at last.
American Financial Solutions did an outstanding do job of managing my debt.
I only wish that they would have every year tried to negotiate with creditors to reduce the interesting rate on my debts instead of signing a one time interest reduction.
Reply from American Financial Solutions2026-06-22
Thank you for your kind review! We’re so glad our team did an excellent job supporting you.
We appreciate your feedback as well—interest rates are set by each creditor at the start of the program and remain in place for its duration, but we work hard to secure the best possible terms upfront.
Thank you again for trusting AFS and for sharing your experience!
J
James · 1 review · Verified · Experienced 2026-06-19 ·
★★★★★
Helped me get out of $24k credit card debt
Helped me get out of $24k credit card debt. Everyone there was great to work with. Massively cut down on the interest rates and made things much more manageable, without destroying my credit score
I was very skeptical of any debt repayment program, assuming they were all scams or untrustworthy. That is not my experience with AFS. Every time I called, I received excellent customer service. Kind, patient, helpful, and non-judgmental. I highly recommend this service to anyone looking to pay off their debt sooner.
Helped me consolidate my bills because it was overwhelming.
P
Phil · 5 reviews · Verified · Experienced 2026-06-02 ·
★★★★★
Good communication and support
Good communication and support, and clearly defining my debt and payment situation, the only thing that might be better would be for you to keep some tabs or review of how my banks are doing keeping up to their agreements visa vi no interest and penalties and all of that stuff, in my case only really the two banks Chase and Bank of America
M
Maxime Janvier · 3 reviews · Verified · Experienced 2026-06-02 ·
★★★★★
Before I signed up with them
Before I signed up with them, I had several other that supposedly offered assistance in helping you in your financial situation by enrolling in debt management/consolidation program but instead want to put you in more financial ruins. AFS' method is straight forward. They tell you exactly what's going happen and the minimal fees they'll charge as opposed to other companies that charge you a huge percentage of the debt you are trying to pay off.
So far, I have been pleased with their service. I won't know 100% until all the accts i enrolled in the program are cleared and the creditors are satisfied.