American Financial Solutions (www.myfinancialgoals.org) has a 4.9 out of 5 rating on OK.one, based on 68 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 98% rating it 4 stars or higher; The business has replied to 100% of negative reviews. Last updated 2026-08-10.
Consistent, reliable, great communication. I love it when a company you work with sells itself because its products or services aren’t smoked and mirrors. I get monthly updates, if I check my accounts balances they are all reflective of my monthly updates, if they aren’t then its an easy call away to fix… can’t really build much more value than that. Wonderful.
They provided a way to pay down my debt in one of the darkest times, and I am so grateful that I was able to rein in the insane credit card fees and actually pay it off.
If you are trying to get out of debt, got to American Financial Solutions first! There are no gimmicks, no tricks, just decent straight up help. Unlike some debt "settlement" companies that advise you to stop paying and tank your credit, AFS negotiate with your creditors to get your payments to an affordable sum with regular payments to get your debt paid down without destroying your credit. They helped me finally become debt free after years, and as far as I am concerned they're the only real option.
Every step of the way, American Financial Solutions worked with us to meet our repayment goals. They were kind, helpful, compassionate advocates for us. They made an impossible task doable. They never chided or looked down on us. They were our partners. If you're struggling with finances, drowning in debt, they can help you. No doubt about it.
Reply from American Financial Solutions2026-03-20
💓Thank you.
R
Rae · 1 review · Verified · Experienced 2026-03-06 ·
★★★★★
They want you to succeed! 10/10
I was dreading trying to figure out how to survive after a divorce with moving out, using credit cards to survive, finally getting a job and trying to LIVE and pay off the debt I accrued. I was riddled with guilt of how bad I let it get. The woman that helped me the first time I’ll never forget, I was in tears and she was like hey it’s okay that’s why we’re here to help. I just paid off my debt that I thought I would carry into my 40s! I haven’t even hit 30s and I’m so excited! Everytime I called and spoke to a woman representative it was such a pleasant and kind experience that I just felt such joy. My last payment the woman I spoke to told me congratulations and you should be proud. I cried when I was 2 payments away and I cried when I paid my last one off. I am so grateful for their help, how easy they made it, and how well they worked with me and made this experience truly human to human.
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Tez Ahmad · 1 review · Experienced 2026-01-26 ·
★★★★★
AFS has been essential in my journey to…
AFS has been essential in my journey to clearing my debt. I can’t emphasize that enough. They were incredibly helpful, understanding and made a huge difference in lowering my payments and getting a control over my finances. Thank you so much for American Financial Solutions. I can’t say enough good things about them.
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Christopher · 1 review · Verified · Experienced 2025-12-10 ·
★★★★★
Them
The customer service was always helpful and fast. I also liked how honest everyone was from the beginning. I was helped by being given multiple choices not just one and that made me feel better about going through the financial difficulty I was in. I hope it never happens but if I were to ever get in really bad debt again I would definitely seek help again.
American Financial Solutions has truly changed my life! Thanks to their guidance, I’ve paid down my debt for an entire year without the crushing 30% APR that had held me back for years. Their staff is supportive, knowledgeable, and genuinely invested in helping me succeed. I’m so grateful for the tools and encouragement AFS has provided — I feel empowered to live debt-free and work toward my financial goals. Highly recommend!