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Oneplan Insurance

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101 reviews

3.9101 reviews
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About Oneplan Insurance

Data updated
Website
www.oneplan.co.za
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
62 reviews
Replies to negative
100% (27/27)
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About this business

Oneplan is Insurance made simple. It’s cover for the things you love most - made easy. We offer affordable insurance without compromising on quality. Oneplan To Make Today Better.

Written by the business, not verified by us.

Is Oneplan Insurance legit?

Oneplan Insurance (www.oneplan.co.za) has a 3.9 out of 5 rating on OK.one, based on 101 user reviews collected here. It is listed under Money & Insurance and its reputation is mixed. Opinions are polarized: 73% rate it 4 stars or higher while 27% give 1 star; The business has replied to 100% of negative reviews; 62 of them were added in the last 12 months. Last updated 2026-08-12.

What reviewers say

AI generated

Reviewers had a great experience with this company. Customers consistently praise the staff for their incredible patience, friendliness, and helpfulness, making daily interactions both pleasant and productive. Consumer service is frequently described as exceptional, with many people deeply appreciating the personalized, understanding, and reassuring approach provided during very stressful moments. However, some reviewers were not happy with unexpected claim rejections and additional financial charges. Consumers also mentioned ongoing difficulties regarding disputed debit orders and extremely slow communication concerning policy updates, leaving many individuals feeling completely frustrated when attempting to resolve important administrative matters and secure proper customer assistance.

Auto-generated from all reviews of this business. For reference only.

What people say

Excellent Service and quick with your…

Excellent Service and quick with your inquiry

Reply from Oneplan Insurance 2026-03-18

Hi Valerie, Thank you so much for sharing your feedback with us! We’re delighted to hear that you experienced excellent service and that your inquiry was handled quickly and efficiently. Providing fast, helpful, and reliable support is exactly what we aim for, and it’s wonderful to know we met your expectations. Thank you for choosing Oneplan! Kind regards, Oneplan.

Worst medical ever!!

Worst medical ever!! Always looking for loopholes not pay. Ive been with then for a really longtime (9 years to be exact). I cant remember ever claiming and the process was smooth and hassle free. I pay R1000 a month on premiums and have been claim free for the last 2 years. On the 17 March 2026 I put through a claim for R1400 and was declined. If you go to the vet and need to process payment they always delay the payment into the card so you end up paying cash. The process of claiming back is even worse. Instead of offering you peace of mind when your furbabies are sick they give you more stress.

Reply from Oneplan Insurance 2026-03-17

Dear Vanessa, Thank you for taking the time to share your feedback with us. We are truly sorry to hear about the frustration you’ve experienced, especially after being a loyal client for so many years. Your trust is important to us, and we want to address your concerns with clarity and fairness. After carefully reviewing your policy and recent claim activity, we would like to clarify the reason your day‑to‑day claim from 17 March 2026 could not be processed. Your policy currently has an outstanding rejected amount linked to the Pet Med Savings claim dated 19/06/2023. In line with your policy terms, no further day‑to‑day claims can be processed until this outstanding amount has been settled. Unfortunately, this is why your recent claim for the Casualty benefit was declined. We completely understand how frustrating this may feel, however, the system automatically prevents new day‑to‑day claims from being finalised while previous balances remain unpaid. To ensure transparency, multiple SMS notifications were sent to you regarding the rejected amount and instructions on how to settle it. These messages were intended to avoid exactly this type of disruption to future claims. We also note your concerns about delays when loading funds onto your Oneplan Card during vet visits. While most transactions are processed promptly, delays may occur due to rejected and/or outstanding claims. We truly value your nine years with Oneplan and would like to assist you in clearing the outstanding amount so that your day‑to‑day benefits can function as normal again. Once the balance is settled, we will gladly process eligible future claims without delay. If you need help retrieving the payment details or require us to resend the SMS with instructions, please let us know, we’re here to support you every step of the way. Thank you for allowing us the opportunity to clarify this. We hope to resolve it quickly so you can enjoy the full peace of mind your cover is designed to provide. Kind regards, Oneplan.

Abongile Raran was awesome

Abongile Raran was efficient and so quick to change the banking details. No long process, no unnecessary phone calls. Very impressed.

Reply from Oneplan Insurance 2026-02-17

Hi Janey, Thank you for your kind feedback! We’re delighted to hear that Abongile assisted you swiftly with your request. Your appreciation means a lot to all of us at Oneplan. Kind regards, Oneplan.

Simple Efficiency

Easy, Transparent and Super Helpful......Thanks so much again,

Reply from Oneplan Insurance 2026-02-02

Hi Gino, Thank you for your feedback. We’re pleased to hear that you found our service easy, transparent, and super helpful. Your appreciation means a lot to us, and we’re glad we could assist you. Kind regards, Oneplan.

Appalling service

Appalling service, no help, no information, no emails. No information, just randomly canceled my insurance without contacting me.

Reply from Oneplan Insurance 2026-01-27

Dear Tyler, Thank you for bringing this matter to our attention. We acknowledge receipt of your complaint and note your dissatisfaction. Please accept our apology for any inconvenience experienced. We would like to clarify that no policy is cancelled without prior communication to the policyholder. In all instances of cancellation, an SMS and an email are sent to the contact details registered on the policy, advising of the cancellation and the effective date. If you did not receive this communication, may we kindly request that you send an email to [email protected] with your policy details so that we may have a look into this and assist further. We take such matters seriously and would be happy to conduct a thorough investigation into the matter and address your concerns. We understand your frustration and trust that this clarifies our cancellation process. Kind regards, Oneplan.

1st agent who assisted me with kindness…

1st agent who assisted me with kindness and empathy.

Reply from Oneplan Insurance 2026-01-26

Hi Danielle, Thank you for your feedback. We’re thrilled to hear that our agent went above and beyond to assist you with kindness. Your appreciation will be shared with the team, and we’re glad we could provide you with a positive experience. Thank you for choosing Oneplan. Kind regards, Oneplan.

Reliable Pet Cover

Friendly, efficient and knowledgeable about my pet insurance cover query. Have not had any hassles with claiming or cover since inception for my 4 dogs in 2017

Reply from Oneplan Insurance 2026-01-26

Hi Angela, Thank you for sharing your feedback. We’re delighted to hear that you’ve received friendly, efficient, and knowledgeable assistance with your pet insurance cover queries, and that your claiming and cover experience has been hassle-free since 2017. It’s especially rewarding to know that we’ve been able to support all four of your dogs over the years. We truly appreciate your long-standing trust in Oneplan and thank you for being part of the Oneplan family. Kind regards, Oneplan.

Excellent Service and Customer Care

I received excellent service and customer care from Duncan Murse. Thank you Duncan for your patient and diligent way that you assisted me.

Reply from Oneplan Insurance 2026-01-23

Hi Sune, Your 5-star rating on the service received from Duncan is highly valued. Our clients and fur-babies are our number one priority, we aim to provide them with the best service possible. We're so proud of Duncan for assisting in a wonderful manner, and will be sure to recognize his efforts. We look forward to keeping you impressed for the years to come. Kind regards, Oneplan.

Pet insurance misleading

I took out one plan insurance for my pet in August 2025 prior to this i was with a other insurance for 5 years . When I took out the insurance I advised the consultant of the age of my pet and he said that is no problem my specific concern was that my pet is older but active and I have not had issue with him before. This is the first major concern he has picked up.Despite the consultant refusing to reconsider the outcome based on the information i was given and shared with her ,her response that she is fermiliar with the terms and conditions and they will take my dispute into consideration going forward but for this case there is not help. If I was give the headsup I would have never gone with One plan. I would have stayed with the previous insurance. Ive come to the conclusion that its easy for insurance to hide behind class when they have a responsibility to share information as unit . Sales should know the likelihood of rejections and how to sell options to people ,if not they should not be in the position to offer service if you going to be half hearted with information. Im going to repeat if I was informed that it would not be feasible to move my 10 year hold dog over cause I asked her said its fine .

Reply from Oneplan Insurance 2026-01-23

Dear Nicole, Thank you for bringing this matter to our attention. We acknowledge receipt of your complaint and note your dissatisfaction. Please accept our apology for any inconvenience experienced. Following a thorough review, we would like to clarify that the claim has been reviewed fairly, subject to the stated terms and conditions as outlined in the policy schedule. Section 7 of the policy states the following; The conditions listed below will specifically be excluded from cover for all insured cats and dogs for a period of twelve (12) months from date of inception (pay attention to these!): Cancer Arthritis Heart disease Tumours/masses/growths IMHA (Immune-Mediated Haemolytic Anaemia), Tuberculosis (TB) Diabetes Congenital, hereditary and pre-existing conditions As per the claim submitted for your fur baby, the condition related to the claim is part of the list mentioned above. As your policy inception date is 2025/08/19, this means the 12 month waiting period applies in full and will have to be served before you are able to utilise the benefit. Due to this, the claim has been repudiated and a formal repudiation letter has been sent to the email registered on the policy informing you of the outcome of the claim. Additionally, kindly note that the benefits, cover limits, and terms and conditions of the policy and plan are disclosed during the policy application and are sent via email once the application has been reviewed by our Underwriting Department. It is vital to read the document to familiarise yourself with the selected plan and its limitations. The terms and conditions are always applicable, and these are included in all policy documents before and during your experience with us. We will assist with all we can in line with our terms and conditions. Oneplan subscribes to its TCF principles and will take all reasonable steps to ensure fair and equal treatment of all our clients. We understand that this may not be the outcome you were hoping for, but we trust that the above clarity helps explain how the benefits apply. Please be assured that one declined claim does not mean that future claims will not be covered. Each claim is assessed on its own merits and in accordance with the policy schedule. Should you need any further assistance, we are here to help. Kind regards, Oneplan.

One plan medical insurance is…

One plan medical insurance is misleading completely. I understand its an insurance but they don't cover anything unless you are near death. They don't pay for emergency rooms. So don't fall for that. You have a waiting period for a year for certain things which they never disclosed. Only afterwards we found out. They are all moonshine and roses until they have to pay. Even the hospital staff said to stay away from them everyone complains. DONT FALL VICTIM!! STAY AWAY

Reply from Oneplan Insurance 2026-01-15

Dear Angelique, Thank you for bringing this to matter our attention. We sincerely regret the circumstances that led to your complaint and apologize for any inconvenience you have experienced. Upon investigation, we have noted that feedback related to your claim has been provided by our admission team and they have advised that your claim cannot be reviewed as you are still within the waiting period for the applicable benefit. All policy benefits are subject to specific terms, conditions, and waiting periods, which are clearly outlined in the policy schedule and supporting documentation provided at inception and throughout the policy term. Oneplan applies these provisions consistently in line with Treating Customers Fairly (TCF) principles to ensure equal and fair treatment of all members. We strongly encourage policyholders to review their policy schedule carefully to ensure a clear understanding of their selected benefits, limitations, and waiting periods. We trust the above clarifies the matter. Kind regards, Oneplan.

⭐⭐⭐⭐⭐

⭐⭐⭐⭐⭐ I cannot thank Thulani Ndlela enough for the exceptional service he provided. After calling for days and repeatedly having to explain the same issue, Thulani truly went over and above to help me get my pet’s claim sorted out. He stayed on the line with me and personally explained my situation to the claims department, saving me from having to repeat myself for the fourth time this week. His patience, professionalism, and genuine willingness to help made such a stressful process so much easier. Thulani is truly an asset to the team, and the company should be very grateful to have him as part of their organisation. Outstanding service from start to finish.

Reply from Oneplan Insurance 2026-01-16

Hi Sakina, Thank you for taking the time to share such meaningful feedback. We’re truly grateful for your kind words and delighted to hear that Thulani provided exceptional support during a very frustrating experience. His patience, professionalism, and willingness to go the extra mile to personally assist with your pet’s claim is exactly the level of service we strive to deliver. Your recognition of his dedication and care means a great deal to us, and we will most certainly share this feedback with him and the wider team. Kind regards, Oneplan.

I would like to give a huge thank you…

I would like to give a huge thank you to Teboho Moteane from OnePlan for the absolutely outstanding service I received. He was incredibly helpful, polite, patient, and friendly throughout the entire process. He took the time to explain everything clearly and made sure I felt comfortable and understood, even shared his personal experience and feedback. I actually asked him to send me a link to rate his service because this was honestly the best service I’ve ever received, and it made such a positive difference. OnePlan is lucky to have someone like him. Highly recommended!

Reply from Oneplan Insurance 2026-01-16

Hi Priyasha, Thank you for your heartfelt and detailed feedback! We’re truly delighted to hear about the outstanding service you received from Teboho. His helpfulness, patience, friendliness, and commitment to ensuring everything was clearly explained reflect the high standard of care we strive to provide. It’s especially wonderful to know that his personal insight made such a positive difference to your experience. Your kind words and recommendation mean a great deal to us, and we’ll be sure to share this exceptional feedback with Teboho and the team. Kind regards, Oneplan.

I just want to say thank you for…

I just want to say thank you for Bayathanda Ntlitiza, for your support and help, our fur baby passed away, and she help us all the way. Thank you so much, there is not enough words to say thank you.

Reply from Oneplan Insurance 2026-01-14

Hi Magdalydgmail.com Magda, Thank you for sharing your heartfelt feedback. We’re deeply touched to hear that Bayathanda was able to support you during such a difficult time with your fur baby. We’ll make sure to pass on your kind words and gratitude to her, as her care and compassion truly make a difference. Kind regards, Oneplan.

Great Service!

Big shout out to Mbali Vilakazi for her 5 star service!

Reply from Oneplan Insurance 2026-01-11

Hi Ian, Thank you for your feedback. We’re delighted to hear that you received great service from Mbali. Your appreciation will be shared with him, and we’re glad he could assist you so effectively. Kind regards, Oneplan.

No Claim Refund after 12 Days - Disgusted

Absolutely disgusted by OnePlan Pet Insurance. I adopted a 1 year old Jack Russel from a family that has now immigrated to New Zealand. A cancellation request for the policy was submitted by the original owner on the 2nd of December 2025 with policy end date being the 31st of December 2025. The reason for the policy cancellation was because I am with another insure for my existing dog (so relieved about this after this experience!). On the 26th of December, my dog had a medical emergency that landed him in two vet visits costing R5000. The claim was submitted via email by the original policy holder to petclaims to which we have had no response or acknowledgement - 12 days later. I escalated this with a new claim submitted to pet claims yesterday to which I have also not received an outcome or response. This has been incredibly traumatizing and it shows that OnePlan does not prioritize the lives of our pets - especially if you are in a cancellation period. OnePlan cannot be trusted - OnePlan, you should be absolutely ashamed of yourselves.

Reply from Oneplan Insurance 2026-01-07

Dear Gabby, Thank you for bringing this matter to our attention. We sincerely apologize for the circumstances surrounding your HelloPeter posting and the inconvenience this has caused. Please be assured that we take customer feedback seriously, using it to continually improve our services and processes to ensure we meet our clients' expectations. Your satisfaction is important to us, and we value you as our client. Upon investigation, we have noted that a request to activate the policy in order for the claims to be captured had been escalated and this has been actioned. The claims will then be captured by our Claims team on the policy and feedback will be provided on the status of the claims once they have been reviewed. Once again, we truly apologise for the experience you've had and look forward to resolving the matter. Kind regards, Oneplan.

Great service

Our dachshund was in hospital for 9 days after having a stroke. Great service and friendly staff from beginning to end of our claim. Claim was settled within 48 hours.

Reply from Oneplan Insurance 2025-12-30

Hi Anne, Thank you for sharing your experience. We’re truly sorry to hear about your fur baby's hospital stay and hope they are doing better now. We’re glad that our team was able to support you with friendly service throughout the claims process and that your claim was settled in an efficient manner. Your feedback is sincerely appreciated and means a great deal to us. Kind regards, Oneplan.

Mapula K wa extremely helpful and…

Mapula K wa extremely helpful and provided me with all the necessary information that i require.

Reply from Oneplan Insurance 2025-12-29

Hi Deirdre, Thank you for your feedback. We’re pleased to hear that Mapula was extremely helpful and provided you with all the information you needed. We appreciate you taking the time to share your experience and will be sure to pass on your kind words. Kind regards, Oneplan.

SCAM.

SCAM. SALES REP LIED. I ASKED FOR MY REFUND I WAS REFUSED ASSISTANCE IN THE TIME FRAME ASKED. I ASK TO CANCEL TO THIS DAY NO ASNWER ? I DO NOT RECOMMEND

Reply from Oneplan Insurance 2025-12-11

Dear Riaangrim, Thank you for bringing this to matter our attention. We sincerely regret the circumstances that led to your complaint and apologize for any inconvenience you have experienced. Upon investigation, we have noted that the matter had been escalated for urgent assistance and feedback, and have been informed that the claim in question has been reviewed and approved. We apologise that feedback was not provided to you in a timely manner and this will be addressed to ensure it does not happen again. With regards to the cancellation of the policy, if you have submitted the request to [email protected], an auto-response would have been sent with a reference number to acknowledge receipt of the request and advise on the TAT for a consultant to contact you and assist further. We will also follow up with the relevant department to advise on the request. We once again apologise for the inconvenience experienced. Kind regards, Oneplan.

I called and spoke to Mapula

I called and spoke to Mapula. She answered all my questions regarding funding for my pets. She is very professional and friendly. Thank you for making the effort and going the extra mile. Much Appreciated. Zelda Redelinghuys

Reply from Oneplan Insurance 2025-12-10

Hi Zelda, Thank you for sharing your experience with us. We’re delighted to hear that Mapula assisted you in such a professional and friendly manner and ensured all your funding questions were answered clearly. Your acknowledgement of her effort and willingness to go the extra mile is greatly appreciated, and we’ll be sure to pass along your recognition to her. Kind regards, Oneplan.

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