RTS Financial is a factoring company that provides working capital solutions to businesses across multiple industries, primarily trucking and oilfield services. By providing accounts receivable financing, we help our customers build the cash flow necessary to grow their companies.
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Is RTS Financial legit?
RTS Financial (www.rtsinc.com) has a 3.9 out of 5 rating on OK.one, based on 103 user reviews collected here. It is listed under Vehicles & Transportation and its reputation is mixed. Opinions are polarized: 72% rate it 4 stars or higher while 26% give 1 star; The business has replied to 45% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-11.
What reviewers say
AI generated
Reviewers had a great experience with this company. Customers frequently share that the professional representatives are exceptionally helpful, kind, and always ready to go the extra mile to sort out any financial matters smoothly. People genuinely appreciate the fast response times, noting that staff members handle invoices efficiently and keep everything completely transparent and straightforward.
Some people were dissatisfied with communication issues, noting that it felt extremely frustrating when trying to get timely answers to important concerns. Consumers also mentioned being repeatedly bounced back and forth between different internal departments like sales and transition without seeing any actual progress.
Auto-generated from all reviews of this business. For reference only.
Teodora Mrosso was amazing and so knowledgeable and helpful. She did such a thorough job and really went to bat for us. If things where 1 to 100 Stars she deserves 1,000 stars!!!!
Reply from RTS Financial2025-10-27
Thank you for your review! We are so glad to hear that Teodora was helpful and provided you wtih an excellent expeirence overall!
Very bad experience with RTS financial . Don’t work with RTS I loose my business due to bad coustmer support
Reply from RTS Financial2025-10-20
Your feedback is important to us, and we want to address your concerns. Please email [email protected] with your account details and MC# so that we can reach out to work toward a satisfactory resolution for all.
I, Juana E Trevino couldn't get insurance and was honestly starting to lose hope, but Faye Waters from RTS came through for me at the very last minute. She was absolutely awesome-kind, patient, and really cared about helping me. She went above and beyond when I needed it most, and I’ll always be grateful for her support. I highly recommend her to anyone looking for insurance.
Thank you,
Juana Elvia Trevino
3b's Express
Reply from RTS Financial2025-10-09
Thank you for your review! We are so glad to hear that Faye was able to assist you in a timely manner and was patient and helpful throughout our process.
Your feedback is important to us, and we want to address your concerns. Please email [email protected] with your account details and MC# so that we can reach out to work toward a satisfactory resolution for all.
Faye Waters on the insurance side of RTS has been such a blessing to work with because she actually cares and gets things done, the very same can be said for Amanda Peterson who got me into factoring with RTS and whenever I have any issues with my factoring needs I give her a call and she goes above and beyond to help me. Honestly if it weren't for these two ladies then I would've entertained the idea of switching boats.
Reply from RTS Financial2025-09-23
We are happy to hear that Faye and Amanda have been helpful and provided you with a great overall experience with our services. Thank you for your review!
J. Gripe gave excellent customer service, went above and beyond to help me secure insurance at a decent rate lower than all other quotes I received from other agents. Returned calls in a timely manner.
Reply from RTS Financial2025-09-23
Thank you for your review! We are so happy to hear that our team provided you with great customer service and experience.
WARNING TRUCKING COMPANIES RUN STOP DO NOT SIGN UP WITH THEM EVER. RTS FINANCIAL WILL MAKE IT NEAR IMPOSSIBLE TO EVER CANCEL , IMPOSSIBLE TO GET OUT OF YOUR CONTRACT EVENTHOUGH YOU WANT TO PAY A TERMINATION FEE AND THEY WILL IGNORE CALLS EMAILS . THE WAY THEY OPERATE IS NOT EVEN LEGAL AS FAR AS FORCING CUSTOMERS TO STAY . EVERY SINGLE CONTRACT CAN BE VOIDED WITH PENALTIES AND FEES BUT RTS IS FORCING CUSTOMERS TO STAY , IGNORING THEIR CALLS , AND MAKING IT EXTREMELY DIFFICULT NEAR IMPOSSIBLE TO LEAVE THEM ONCE YOU SIGN UP . STAY AWAY ............ LOOK AT THEIR OTHER REVIEWS PLEASE DO NOT I REPEAT DO NOT SIGN UP WITH THEM ...
Reply from RTS Financial2025-09-23
Your feedback is important to us, and we want to address your concerns. Please email [email protected] with your account details and MC# so that we can reach out to work toward a satisfactory resolution for all.
Unfortunately im with team 58 the worst team ever I know in my life Nathan he stealing my money keep my company money away he want to close my company my advice do join to RTS you lose your money and company
Reply from RTS Financial2025-09-23
Your feedback is important to us, and we want to address your concerns. We have passed your review along to the team and they will be in touch. Please email [email protected] with your account details and MC# if you have any further feedback.
My agent, Ms. Faye Wayers, is one of a kind. She feels like family. Always on top of my situation. An agency is only as good as the agents they employ.
Reply from RTS Financial2025-09-16
We are happy to hear that Faye is helpful and provided you with a great experience. Thank you for your review!
I just wanted to make sure my input is clear it has been a very good experience with me working with RTS and my agent Luke korth getting me set up with canal and helping me financially with this process Luke Korth just made it such of a breeze for my company especially in the most difficult time so I just want to thank you for such of an opportunity to be part of this wonderful journey I highly recommend this company to many of my friends and fellow truckers. Thank you 🙏
Reply from RTS Financial2025-09-16
Thank you for your review! We are glad to hear that Luke ensured our process ran smoothly and provided you with a great experience overall.
Faye Waters _ RTS insurance Solutions Inc is really kind, helpful, and knowledgeable about insurance. She always made me feel like I was talking with a good friend or family member. She never pressured you into buying what you didn't want. Thanks
Reply from RTS Financial2025-09-16
Thank you for your review! We are happy to hear that Faye was able to provide you with a great experience all around!
I've had the same Agent, Faye Waters _ RTS insurance Solutions Inc., for several years. Mrs. Faye's professionalism, immediate responses and friendly attitude has made me comfortable with RTS Financial ability to handle my circumstances because I know that Mrs. Faye is monitoring my account as well.
Reply from RTS Financial2025-09-16
We are happy to hear that Faye is professional and quick to assist throughout our process. THank you for your review!
Faye Waters Is Very knowledgeable and personal person easy to work with and works hard to give you the best results. Call her at any time she will answer… Faye Waters has helped me a great deal. Definitely appreciate her service. One of the reasons I’m still with the company after years of service. Looking forward to many more.
White Brothers Farm
Frederick White
Reply from RTS Financial2025-09-16
We are glad to hear that Faye is knowledgeable and was helpful throughout our process. Thank you for your review!
Austin was very attentive to details when insurance renewal approached. Went the extra mile to ensure that we have the proper coverage at a competitive cost. Professional and thorough!
Reply from RTS Financial2025-09-12
We are happy to hear that Austin had great attention to detail and assisted you throughout our process. Thank you for your review!