For businessesSearchWrite a reviewCategoriesAbout
简体中文English
Vehicles & Transportation

Snap Finance

ClaimedCollecting reviews

202 reviews

4.7202 reviews
Write a review

About Snap Finance

Data updated
Website
www.snapfinance.com
Category
Vehicles & Transportation
Location
United States
Status
Unclaimed
Last 12 months
202 reviews
Replies to negative
92% (11/12)
Do you own Snap Finance? Claim this profile for free and start replying to reviews.

About this business

Snap Finance harnesses the power of data to empower consumers of all credit types to get what they need. Launched in 2012, Snap’s technology utilizes more than a decade of data, machine learning, and nontraditional risk variables to create a proprietary platform that looks at each customer through a more holistic lens. Snap’s lease-to-own and credit solutions are changing the face and pace of consumer retail finance. For more information, visit snapfinance.com.

Written by the business, not verified by us.

Is Snap Finance legit?

Snap Finance (www.snapfinance.com) has a 4.7 out of 5 rating on OK.one, based on 202 user reviews collected here. It is listed under Vehicles & Transportation and its reputation is excellent. Praise is nearly unanimous, with 93% rating it 4 stars or higher; The business has replied to 92% of negative reviews; Reviews mostly discuss User experience, Customer service. Last updated 2026-08-12.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the application process is fast, simple, and very easy to navigate when needing urgent financial assistance for vehicle or household repairs. Consumers genuinely appreciate the professional staff and the convenient hundred-day interest-free option, which consistently helps people handle unexpected costs without added financial stress. The overall service provided is widely praised for making emergency purchases remarkably smooth and manageable. Though some customers experienced issues, a small group of reviewers noted occasional difficulties with digital cards failing at checkout or rigid payment due dates.

Auto-generated from all reviews of this business. For reference only.

What people say

I have not been able to resolve the…

I have not been able to resolve the reason for contact PAYMENT

Reply from Snap Finance2026-07-20

We're sorry to hear you're experiencing difficulty accessing your account, and we apologize for any inconvenience this may have caused. We understand how frustrating it can be when you're unable to access the information or services you need. We attempted to reach out to discuss your concerns but were unfortunately unable to connect. We would appreciate the opportunity to assist you and help resolve this matter. Please contact Snap Finance at (877) 557-3769, Monday through Friday, from 7:00 AM to 7:00 PM (MST). Our team will be happy to review your concerns and provide assistance.

Snap always saves me when I don't have…

Snap always saves me when I don't have the money ...so when I need a repair they give me up to 3 months to pay if not interest will accumulate ...word of advice pay it off in 3 months and u won't have a problem ...

Reply from Snap Finance2026-07-16

We're so glad to hear that our service has been helpful for you when unexpected expenses arise. We appreciate you highlighting the benefit of our payment options. Thank you for your positive feedback!

Loan Sharks!

I canceled it because you were going to charge me 145% finance charges which should be criminal. I would’ve paid back almost 3X what was borrowed. That spelled Loan Shark!!

Reply from Snap Finance2026-07-16

We're sorry to hear about your experience and apologize for any misunderstanding that may have contributed to your concerns. We understand how frustrating this situation can be. We can confirm that your account is now closed. If you have any further questions, or need any other assistance, please reach out to our team at (877)557-3769 Our Team is available M-F 7am to 7pm (MST) Thank you!

Snap finance is trustworthy

I have used snap finance twice to assist with paying for my car repair expenses. The response is always fast and I am approved for a little bit more than needed. I love that snap finance goes based off of your pay schedule. It’s affordable and able to pay off easily.

Reply from Snap Finance2026-07-15

We're so happy to hear about your positive experiences with our service! It's wonderful to know that our fast response times and flexible payment options have been helpful for your car repair expenses. We truly appreciate you sharing your feedback.

EXCELLENT

I HAD EXPERIENCE EXCELLENT CUSTOMER SERVICE I WOULD HIGHLY RECOMMEND THOSE MOVERS THEY WERE COURTEOUS KNOWLEDGEABLE AND PROMPT THEY DID A GREAT JOB

Reply from Snap Finance2026-07-14

We're delighted to hear you had an excellent experience with our movers! It's wonderful to know they were courteous, knowledgeable, and prompt. We appreciate your high recommendation.

Snap sucks ass with car repairs

Snap sucks ass with car repairs. My mother's car did not get fixed and they are still charging her double. I guess it's ok for the workers to screw up cars and we the incident have to pay for their mistakes. NEVER AGAIN WILL I ISE SNAP FOR MY CAR.....EEEEEVVVVVER!

Reply from Snap Finance2026-07-14

We are very sorry to hear about this experience and understand how upsetting and frustrating this situation must be for both you and your mother. We appreciate you bringing your concerns to our attention. To ensure we properly review the matter and provide account-specific assistance, we ask that the account owner in this case, your mother, contact us directly regarding the dispute and investigation. Once the account owner reaches out, we can review the details of the dispute case, verify the current status of the investigation, and address any questions or concerns related to account activity. Please contact our team at (877)557-3769 we are available M-F 7am to 7pm (MST)

People also looked at