Changed my way of seeing and handling my income
Changed my way of seeing and handling my income. Allowed me to save for once a year type expenses and to move money from one category to another each month as my expenses varied.
About YNAB
Data updated- Website
- ynab.com
- Category
- Electronics & Technology
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 100 reviews
- Replies to negative
- 100% (5/5)
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Is YNAB legit?
YNAB (ynab.com) has a 4.6 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Electronics & Technology and its reputation is excellent. Praise is nearly unanimous, with 92% rating it 4 stars or higher; The business has replied to 100% of negative reviews. Last updated 2026-08-10.
What people say
I’ve been using YNAB for about 1-1/2…
I’ve been using YNAB for about 1-1/2 years. I actually renewed a subscription so that’s says something. Once you get the hang of it, it’s a miracle worker in helping you look at your money differently and thus handle it more efficiently. It is worth every penny and I’ve managed to save much, much more than the cost of the subscription. The education that is available is also priceless. And it’s done well and with a sense of humor and with real life scenarios. Most helpful app I have ever used, and the only one pretty much I feel is well worth keeping. Thank you, YNAB!
YNAB Has Been Extremely Helpful
YNAB is very insightful. It helps me know where my money is going and how much I’m saving.
YNAB has changed our finances
YNAB has changed our finances. It makes budgeting so easy!
Brilliant budgeting app, easy to use
Amazing product. I know where money are spent and I can make informed decisions on budget. It’s brilliantly easy to use
It's a BUDGET.
It's a BUDGET, quit trying to avoid what it is. Stop adding so many weird changes. Don't lay off large waves of staff. Stop alienating the customers you have by trying to appease everyone. You're on the way to tanking this company, there's even subreddits for alternatives because of all of the poor decisions you're making. Please, for the love of God, stop enshittifying your structure!
Reply from YNAB2026-07-10
Thanks for taking the time to share your perspective. Every update is made with the goal of helping people spend with greater clarity and confidence. We know not every change will be everyone’s favorite, and feedback like yours is an important part of how we continue to improve. -Blair@YNAB
YNAB has changed our family’s life
YNAB has changed our family’s life. Albeit, a big learning curve, knowing where our money is and what it’s allotted for has given us so much freedom. The app is seamless which makes it easy to track daily if I want to.
We started using YNAB just over a year…
We started using YNAB just over a year ago by recommendation of great friends. We totally had to flip the way we thought of our paychecks, but seeing how we can set aside money little bits at a time and watching it grow makes paying things like annual bills stress-LESS rather than stress-FUL like they used to be. We also never imagined that we would buy a new house and were able to do so many things like travel etc without going into credit card debt. Thank you YNAB and our special friends for making money management so much easier!!!
Reply from YNAB2026-07-01
Yay! Congrats on your new home! 🎉 That shift from stress-FUL to stress-LESS is such a game changer; I'm so glad YNAB has been helpful for you. 😊 We really appreciate you taking the time to post a review. Happy YNABing! -Erika@YNAB
I kicked and screamed when I was told…
I kicked and screamed when I was told we were going to use a budget instead of my regular planning list. Flash forward 5 years later and I still love ynab, it has made my life so much better. I highly recommend it!
Indispensable service
I've been using YNAB for a year, and it's made my life so much easier, and even gotten my family through rough circumstances that would have only been made worse without the clarity and insight that YNAB provides into personal finances. I couldn't imagine going without it these days because the efficiency and transparency it has provided has made keeping everyone in the loop a breeze!
Good value for money for what can be a…
Good value for money for what can be a life-changing tool. There is always a little controversy when YNAB change things, but that just speaks for what an key tool it is in budgeting and personal finance.
Obsessed with this app and all it has…
Obsessed with this app and all it has done for my finances!
Super budgeting and tracking tool
YNAB has been a great platform for me. Although there is a little learning curve, there are many great videos available to explain things. Whether you're looking to reduce your debt or just avoid getting into debt, YNAB will help you keep track of things.
Transformed my money relationship
It really transformed my relationship with money. I am now way more confident in my spending and saving. It has retired my brain to think about where my money is going and I am no longer making impulsive decisions.
Great app helped me to transform my…
Great app helped me to transform my family finances and ensure we could make informed decisions about how much to spend on which things.
It helped me in organizing my finances…
It helped me in organizing my finances and to plan for the succeeding months.
A fantastic app which makes managing…
A fantastic app which makes managing your money so simple and effective. I would fully recommend this app to anyone looking to stay on top of the finances and get a month ahead of your spending.
YNAB Keeps Me On Track!
YNAB works! If you do not spend money you do not have it is much easier to stay afloat. I am actually finding, after several months using YNAB, that I am able to save enough money to finish some long overdue home maintenance and improvement projects. Thank you YNAB!!
Sad to see the direction of the company
I am really sad to see all of the changes recently. It seems like YNAB is putting profits first and making the app worse with each release. I really don't like the direction the company is headed. It's really sad to see. They haven't posted a helpful video on social media in weeks. These videos are what makes this app work for the consumer. I'm sure it will be replaced with an AI chat bot any minute now. 🙄
Reply from YNAB2026-06-17
I appreciate you posting, Will! All changes we make to the app are for the goal of helping YNABers clearly plan their spending. We've had a chatbot for a long time now that answers simple questions, but we also have a fantastic team that would love to help! Just write in via the app and say you want to speak with a human. ~ Lauren @ YNAB
The app I never knew I always wanted
Accountability for spending with instant access to bank activity. Help viewing the plan in the future with spending activity charts. This app is all around helpful.