Complicated app to many steps
Reply from Zilch USA2023-12-13
We are sorry to hear about your experience. A member of the team will contact you privately to resolve this matter.
About Zilch USA
Data updated- Website
- zilch.com
- Category
- Money & Insurance
- Location
- United States · Miami
- Status
- Unclaimed
- Replies to negative
- 100% (15/15)
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Is Zilch USA legit?
Zilch USA (zilch.com) has a 4.3 out of 5 rating on OK.one, based on 101 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 84% of reviews are 4 stars or higher and 14% are 1 star; The business has replied to 100% of negative reviews. Last updated 2026-08-10.
What people say
Love it
I really recommend it
Reply from Zilch USA2023-12-13
Thank you for your 5-Star review. We really appreciate you sharing your feedback with us and the community.
Great service
Easy access and quick approval and it's legit.
Reply from Zilch USA2023-12-08
We appreciate the 5-star review! We are also happy to hear that you had an easy access and legit experience!
Made a purchase, money taken out and the order did not go through
Made a purchase they took the money out but the order never submitted so I refuse to pay for something that I can’t get. I would like a refund ASAP.
Reply from Zilch USA2023-12-07
Thank you for the review and we're sorry about the inconvenience. A member of the team will contact you privately to resolve this matter.
Horrible experience
Horrible experience, Horrible services, Zilch does not pay to merchant and instead they charged to clients accounts, and then make clients believe that's they are waiting for a refund back from the original merchant, something that will be very interesting for the FTC
Reply from Zilch USA2023-12-05
We're truly sorry to hear about your experience. A member of the team will contact you privately to resolve this matter.
I love it
I love it. The initial down payment is higher than others, but it makes it easier to pay off.
Reply from Zilch USA2023-12-04
We greatly appreciate the 5-star review! It's fantastic to know that the installments are working perfectly for you!
was very easy to use and offered…
It was very easy to use and offered many great stores to shop from
Reply from Zilch USA2023-12-04
We appreciate the 5-star review! We are also happy to hear that you had a hassle-free shopping experience!
Super quick and easy to use
Super quick and easy to use. love that you can use it anywhere
Reply from Zilch USA2023-12-04
Thank you for the 5-star review and sharing your feedback!
Love it makes it easy to shop and I…
Love it makes it easy to shop and I like the shop every were with the debit card
Reply from Zilch USA2023-12-01
Thank you for the 5-Star review! We're delighted you had an easy shopping experience.
Love it ❤️ wonderful
Reply from Zilch USA2023-11-27
Thank you for the wonderful 5-star review! We are happy to hear you love Zilch as much as we do!
Amazing
Very easy to shop awesome service
Reply from Zilch USA2023-10-30
Thank you for the 5-star review and taking the time to share your feedback with the community!
Pretty straightforward process
Reply from Zilch USA2023-10-25
Thank you for the review and sharing your feedback!
Extremely easy process
Extremely easy process. Took minutes to find what I was looking for and make a purchase. Love the app so far. Thanks
Reply from Zilch USA2023-10-23
Thank you for the 5-star review! We are happy to hear about your easy experience.
Zilch is amazing it offered me a second…
Zilch is amazing it offered me a second chance at buy now pay later it helped me a lot I love this app I will forever be grateful that it welcomed me through this process thank you thank you!
Reply from Zilch USA2023-10-17
Thank you for the 5-star review and sharing your feedback with the community. We are touched to hear how Zilch had a positive impact in your life.
First time was so easy
Reply from Zilch USA2023-10-12
Thank you for the 5-star review and sharing your positive experience!
Very easy process
Very easy process. Plan on using many times
Reply from Zilch USA2023-10-10
We are so glad to hear about your easy experience and continued use! Thank you for the 5-star review!
LOVED IT
LOVED IT. FAST AND VERY GREAT SERVICE.
Reply from Zilch USA2023-09-15
We are thrilled to hear you love Zilch and we provided fast and great service. Thank you for the 5-star review!
Very good
Easy payment
Reply from Zilch USA2023-09-14
Thank you so much for taking the time to leave a 5-star review, we really appreciate it!
Easy to use application
Reply from Zilch USA2023-09-06
Thanks for the 5 star review! We're delighted to hear how user-friendly Zilch was for you!
My shopping experience was flawless
Reply from Zilch USA2023-08-30
We are so happy to hear about your flawless shopping experience! Thank you for the 5-star review.