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Money & Insurance

Zilch USA

101 reviews

4.3101 reviews
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About Zilch USA

Data updated
Website
zilch.com
Category
Money & Insurance
Location
United States · Miami
Status
Unclaimed
Replies to negative
100% (15/15)
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Is Zilch USA legit?

Zilch USA (zilch.com) has a 4.3 out of 5 rating on OK.one, based on 101 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 84% of reviews are 4 stars or higher and 14% are 1 star; The business has replied to 100% of negative reviews. Last updated 2026-08-10.

What people say

M
Ms. T · 3 reviews · Verified · Experienced 2023-08-17 ·

Easy process and merchants to choose…

Easy process and merchants to choose from

Reply from Zilch USA2023-08-24

We appreciate the 5-star review! Your feedback and the smooth experience you had means a lot to us.

M
Mary McGirt · 1 review · Verified · Experienced 2023-08-07 ·

I like the way I was approved but not…

I like the way I was approved but not enough but over all I love Zilch I was able to purchase what I want

Reply from Zilch USA2023-08-21

Thank you for taking the time to share your feedback! A member of the team will reach out privately.

A
Ashley Trice · 1 review · Verified · Experienced 2023-08-16 ·

50% up-front

I don't like the 50% upfront.

Reply from Zilch USA2023-08-16

Thank you for sharing your feedback. A member of the team will reach out privately.

D
Donna Sivels · 2 reviews · Verified · Experienced 2023-08-02 ·

It helped me get what I needed

Reply from Zilch USA2023-08-10

Thank you for the wonderful 5-star review! We are happy to hear Zilch helped you get exactly what you needed.

C
Cathy Latimer · 2 reviews · Verified · Experienced 2023-07-30 ·

Customer service would be nice to have…

Customer service would be nice to have a bigger limit.

Reply from Zilch USA2023-08-09

We appreciate your 5-star review! We'll be in touch directly to provide information about limit increases.

T
Timothy Beckmann · 2 reviews · Verified · Experienced 2023-08-03 ·

Worked well like breaking up amount

Reply from Zilch USA2023-08-04

Thank you for sharing! We're delighted to learn that your experience with Zilch worked out well.

d
dionte jones · 5 reviews · Verified · Experienced 2023-07-14 ·

Great app

It was a great experience All the stores you can ask for great process on my purchase and it was a breeze doing it love this app and will be purchasing again very soon

Reply from Zilch USA2023-07-21

Thank you for taking the time to leave a 5-star review! We are thrilled to hear about your great experience with Zilch and we always working on product improvements!

A
Abel Rubio · 7 reviews · Verified · Experienced 2023-07-21 ·

Super easy an recommended to everyone…

Super easy an recommended to everyone im a happy customer

Reply from Zilch USA2023-07-21

We are absolutely delighted to learn that you are a satisfied customer! Thank you for sharing your experience and 5-star review!

S
Sonya Gore · 1 review · Verified · Experienced 2023-07-21 ·

I’m still fairly new to Zilch

Zilch is overall a good company

Reply from Zilch USA2023-07-21

Thanks a lot for the fantastic 5-star review! We're thrilled to welcome you as our newest customer!

O
Omar Alvarado · 5 reviews · Verified · Experienced 2023-07-19 ·

Really easy process

Reply from Zilch USA2023-07-20

We are delighted to hear that the process was seamless for you! Thank you for taking the time to share your experience and leaving a 5-star review! Your feedback is greatly appreciated!

S
Steven Morales · 3 reviews · Verified · Experienced 2023-07-20 ·

It was one of the greatest experience…

It was one of the greatest experience of ever had with the season pay in four.

Reply from Zilch USA2023-07-20

We are thrilled to learn about your excellent experience with us! Thank you for sharing your thoughts and the 5-star review!

M
Mary · 7 reviews · Verified · Experienced 2023-07-11 ·

Great service!

Easy transaction and purchase for what I needed.

Reply from Zilch USA2023-07-18

We are glad to hear about your easy experience! Thank you for the 5-star review!

B
Barbara McFarland · 2 reviews · Verified · Experienced 2023-07-14 ·

Excellent Customer service

Customer service

Reply from Zilch USA2023-07-14

We are so happy to hear about your excellent experience! Thank you for taking the time to share and leave a 5-star review!

R
Ronny Smith · 1 review · Verified · Experienced 2023-06-11 ·

Great experience of dealing with Zilch

Will yacht explain things very well how the program works I like that and y'all been spontaneous on helping me with any purchases and I thank you all and I have also recommended a lot of people to you guys Thank you so much!

Reply from Zilch USA2023-06-20

Thank you for taking the time to leave a 5-star review! We are happy to know you had a great experience and that you recommend our services, Happy Zilching!

C
Crystal · 2 reviews · Verified · Experienced 2023-06-16 ·

5⭐️!!!

Super easy process! Will definitely use again!

Reply from Zilch USA2023-06-19

Thank you for the 5-star review! We are happy to know you will continue using Zilch. Happy Zilching!

C
C.E. · 1 review · Verified · Experienced 2023-06-12 ·

Zilch Service charged me 50% as 1st…

Zilch Service charged me 50% as 1st mths payment, instead of the 25% . Very deceptive. Never using this service again , now.my budget is blown!!

Reply from Zilch USA2023-06-13

Thank you for letting us know about this situation. A member of our team will reach out privately.

A
Amber Butler · 1 review · Verified · Experienced 2023-06-05 ·

Zilch was easy to work with and there…

Zilch was easy to work with and there are no surprise fees

Reply from Zilch USA2023-06-12

Thank you for the 5-star review! We are happy to hear you had an easy experience and thankful to have you have as a customer.

J
Jesus Nieto · 1 review · Verified · Experienced 2023-06-08 ·

very simple to useand pay

Reply from Zilch USA2023-06-09

We are so glad to hear that you love our product and found it simple to navigate. Thank you for the 5-star review!

S
Shannon Overa · 2 reviews · Verified · Experienced 2023-05-20 ·

Zilch is fantastic!!

Zilch is fantastic!!! Easy to use and easy to make payments!! I love it

Reply from Zilch USA2023-05-29

Thank you for taking the time to leave a 5-star review! We are happy to hear you find Zilch easy to use. Happy Zilching!

J
Jason Safoutin · 1 review · Verified · Experienced 2023-05-17 ·

Everyone can join

The whole process is simple and straightforward. Very easy and no credit check is required so anybody can sign up and try out the service.

Reply from Zilch USA2023-05-24

Hi Jason! We are happy to hear you find easy our registration process and requirements. Happy Zilching!