Love this app!
fast and easy!!
Reply from Zilch USA2023-05-09
Thank you for the 5-star review! We are happy to know you had a great experience with us! Happy Zilching.
About Zilch USA
Data updated- Website
- zilch.com
- Category
- Money & Insurance
- Location
- United States · Miami
- Status
- Unclaimed
- Replies to negative
- 100% (15/15)
Do you own Zilch USA? Claim this profile for free and start replying to reviews.
Is Zilch USA legit?
Zilch USA (zilch.com) has a 4.3 out of 5 rating on OK.one, based on 101 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 84% of reviews are 4 stars or higher and 14% are 1 star; The business has replied to 100% of negative reviews. Last updated 2026-08-10.
What people say
Easy to use
Easy to use. No issues. Only thing is the small credit issued of $200. Maybe that changes with ti.e
Reply from Zilch USA2023-05-08
Thank you for the 5-star review! We are happy to know you had a great experience with us! Happy Zilching.
Very nice !!!!
Reply from Zilch USA2023-05-04
Thank you for the 5-star review! We are happy to know you had a nice experience with us! Happy Zilching.
Horrible customer service
Major problems paying my balance off because of their antiquated system. Customer service is less than desirable to appropriately address all my concerns. I don’t recommend at all! Highly unorganized and their business practices didn’t help me as a consider resolve my concerns tactfully.
Reply from Zilch USA2023-05-03
We are sorry to hear you had a frustrating experience. We reached out with a link and did not receive a response. Please let us know if you encountered an issue with the link, we are always here to help.
It was quick and easy
Reply from Zilch USA2023-05-03
Thank you for taking the time to leave a 4-star review! We are glad to know you find Zilch quick and easy! Happy Zilching!
Very good 👍 service
Reply from Zilch USA2023-04-17
Thank you for taking the time to leave a 5-star review! We are happy to hear you are enjoying Zilch.
Great company to work with
Great company to work with. Helpful and they work very well with the consumer. Highly reccomend !
Reply from Zilch USA2023-04-13
Thank you for taking the time to leave a 5-star review! We are happy to hear you are enjoying Zilch and our service. We hope to have more stores in the future!
The quickness of process and the…
The quickness of process and the understanding when my identity was stolen. I’d forgotten to change the credit card info on file but they reached out and allowed me to make good on my debt and move forward.
Reply from Zilch USA2023-04-10
Thank you for taking the time to leave a 5-star review! We are happy to help our customers in a quick, efficient and sympathetic manner with any issue they may have. Happy Zilching.
Love it got a lot of cool stuff I…
Love it got a lot of cool stuff I needed on Amazon and it’s great knowing that I can pay it back in payments at my convenience
Reply from Zilch USA2023-04-10
Thank you for the 5-star review! We are happy to know you had a great experience with us! Happy Zilching.
Easy and Fast
It was easy to use and I like the option to be able to use Zilch anywhere and not just at certain stores.
Reply from Zilch USA2023-04-03
Thank you for your 4-stars review! We are happy to know your great experience with us! Happy Zilching 💚️
Awesome great experience will…
Awesome great experience will definitely order again
Reply from Zilch USA2023-04-03
We are happy to hear you had a great experience with us!
This company is one of the worst out I dealt with so far imo...
This company is one of the worst out all the companies I have been with. I have had over 100 purchases over the past 8 months and have paid on time or even early on every single order I've made. I've made multiple purchases to max the the limit. I've puchased single orders for the max limit. 8 months later and the limit has not ever been raised one single time. Then they sent me an email informing me that my terms would change to paying 50% up front and pay the rest in 3 payments instead of the originally agreed 25% of the total cost upfront with the rest split into 3 payments. On their website it says that the upfront cost can vary from 25%-50% so I assume they punished me for some unknown reason. Now today I received another email informing me thwt on April 11th they will start charging us $3 if we make purchase elsewhere other than their listen vendors and consider this to still be considered their "try zilch anywhere" feature they offered for free since they first started in the USA June 2022. So far all I have see is them finding more and more ways to try and make you not even want to use the service in the first place
Reply from Zilch USA2023-06-01
Hi Robert. We sincerely apologize for the delayed response. Thank you for sharing your concerns with us. A member of the team will contact you directly.
Good company to work with.
Reply from Zilch USA2023-03-27
Thank you for the 5-star review! We are happy to know you had a great experience with us! Happy Zilching💚️
Very easy process
Reply from Zilch USA2023-03-20
Thank you for taking the time to leave a 5-star review! We are happy to hear it was a easy process.
Might try again
Difficult to use the app and get card info. Wouldn't work
Reply from Zilch USA2023-03-09
Thank you for the review and we're sorry about the inconvenience. A member of the team will contact you privately.
I like the experience with Zilch
Reply from Zilch USA2023-03-08
Amazing! We are glad to hear you like it!
Very easy app to use.
Reply from Zilch USA2023-03-07
Thank you so much for your review, we are happy to hear you found easy to use the app. Happy Zilching!
Great app
Ease of use really
Reply from Zilch USA2023-03-06
Thank you for taking the time to leave a 5-star review! We are happy to hear you find easy to use Zilch. Happy Zilching! 💚
I just paid off everything now I can’t…
I just paid off everything now I can’t connect my bank account
Reply from Zilch USA2023-03-02
Thank you for bringing this to our attention. A member of the team will reach out privately.
Best purchase ever
So very relaxing . No hassle. Super easy . Remarkable
Reply from Zilch USA2023-02-24
Thank you for taking the time to leave a 5-star review! We are happy to know your great experience with us! Happy Zilching 💚️