Singapore
Every experience is different. But, wanted to highlight that DBS Bank Singapore is a decent bank out there. Really gets the job done. All the bells and whistles but their customer outreach team are really trainees who try to sell you insurance plans for commissions.
Simba is a good upcoming telco in Singapore. Effective and Efficient services, but are they true to their advt... probably not. They trick you into their Roaming Max plan to only learn after subscribing that you cant change back to another plan. They will keep you stuck on the 25$$ plan for min 2 months. However is this contract free ? Pls be true to customers..