Everythng was explained
Everythng was explained, my questions were answered and the representative was patient with me as my phone was having technical problems.
About Above Lending
Data updated- Website
- abovelending.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 269 reviews
- Replies to negative
- 100% (6/6)
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About this business
Above Lending, Inc. is a next-generation financial services company with offices in Chicago. We provide simple and transparent products aimed to help our clients achieve their personal finance aspirations. With competitive rates and personalized support from our loan specialists, our mission is to simplify the lending process and help borrowers attain financial well-being. We are passionate about making credit more affordable and accessible, and we're committed to helping our clients accomplish their goals.
Written by the business, not verified by us.Is Above Lending legit?
Above Lending (abovelending.com) has a 4.8 out of 5 rating on OK.one, based on 269 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 97% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-09-03.
What reviewers say
AI generatedReviewers overwhelmingly had a great experience with this company. Customers frequently mention that the staff is exceptionally patient, kind, and helpful when walking them through the loan process and answering all questions. People really appreciate the clear communication and fast service that makes managing debt feel much less stressful and very straightforward to handle. However, some people mentioned unexpected issues with loan terms, sudden increases in payment schedules, or feeling confused after going through the steps. A few consumers also felt disappointed by higher interest rates, unexpected financial outcomes, or getting denied after initially being pre-approved by the team.
Auto-generated from all reviews of this business. For reference only.What people say
Customer service
Quick easy and he was very nice
The process was simple and…
The process was simple and professional. They representative explained everything step by step. Also, they were very patient in using customer service.
Timeliness
The fact that all my creditors will be…
The fact that all my creditors will be paid off and my credit will begin to be restored.
Agreement with help from Peterson.
I received the agreement working with Peterson. He was very accommodating, professional and explained things so that I would understand the process. I'm looking forward to this loan paying the remainder of my debts in such a timely manner. I feel very blessed that I was offered this opportunity. I feel confident that this process will be beneficial.
It was a smooth process
It was a smooth process. Cullen was pleasant and easy to work with.
My experience was extremely positive
My experience was extremely positive! Joe was very patient and helped we through the whole process! So far so good’
Melissa was great
Melissa was great! She went through the whole process & explained the details & made sure I understood & was very personable!
Really expensive way to fix credit rating...not cool
I did not like that I found out on my own that the amount I am paying your company is TWICE what I actually owed in debt to my creditors. I know this is supposed to help rebuild your credit but that truly is something you should be really clear and transparent about with people before signing them up for this program. Obviously people in debt consolidation programs do not have tons of money or else they would have just paid off their debts to begin with. This is crazy and I am very disappointed that someone made this out to me as if you guys are doing me a favor. You better help out my credit when this is all said and done is all I know.
Reply from Above Lending2026-07-30
Hi Amy! First and foremost, we want to thank you for giving Above Lending a chance. We understand that the total cost of your loan is an important consideration, and we hope to continue supporting you through the next steps of your financial journey by providing some additional clarity. The interest rate, origination fee, payment amount, payment schedule, and total repayment amount are included in the loan agreement for review before the loan is accepted. Many customers choose an Above Lending loan because it can help settle enrolled creditor debts sooner, provides a known payment amount and schedule, and may allow them to begin improving their credit sooner than remaining in a debt resolution program. However, credit outcomes vary, and we cannot guarantee how a loan will affect an individual credit score. There is also no prepayment penalty, so you may make additional payments or pay more when able, which can reduce the amount of interest paid over the life of the loan. We would be happy to review your specific loan terms and answer any questions you may have. Please feel free to reach out to us at (800) 201-2295 or [email protected]. - The Above Lending Team
This is the biggest help
This is the biggest help, and now can start living again.
Muhammad deserves 5+ stars
Muhammad was very informative and stayed in contact with me to makes sure I had everything I needed.
The person I worked with was very…
The person I worked with was very patient and gave me very personalized attention.
Reply from Above Lending2026-07-30
Hi Charles! Thank you for taking the time to share your review, and congratulations on your new loan! We’re glad our team member was patient and provided the personalized attention you deserved throughout the process. Should you need anything moving forward, please feel free to reach out to us at (800) 201-2295 or [email protected]. - The Above Lending Team
Very helpful very friendly big weight…
Very helpful very friendly big weight off my chest
Dana is great!
The representative that I spoke with was really wonderful and this is a wonderful opportunity I believe and worked out really well for us. I had a little technology issue, but the representative was very helpful and very kind and I also have two young kiddos who were quite noisy and she was very patient so I really appreciate the representative that I spoke with her name is Dana and I’m just very happy with this opportunity and with how this worked out for me and my family
Prompt and efficient.
Great Customer Service
Great Customer Service. Kind, helpful, answered questions. Application process was quick and easy
I was very happy with the support I had…
I was very happy with the support I had from Nicole Holmes! She helped me in many different ways but the one thing that stood out to me was her patience with me during this process!
Steven did an amazing job answering all…
Steven did an amazing job answering all my questions and making sure I full understand every step of the way.
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