America First Healthcare is a private insurance agency that helps freedom-loving Americans protect their American Dream. People choose America First Healthcare because we have shared values, better coverage and better rates.
Written by the business, not verified by us.
Is America First Healthcare legit?
America First Healthcare (americafirsthealthcare.com) has a 4.9 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 98% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, Price, User experience. Last updated 2026-08-25.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Consumers frequently feel the staff is extremely knowledgeable and professional, providing thorough explanations for complex options. Many people appreciate how the services make what can seem like a complicated process feel simple and easy to navigate. Customers are pleased with the dedication to saving money while securing better and more suitable coverage plans.
A few other people also felt that yearly costs could increase significantly. However, some consumers mentioned initial dissatisfaction when trying to correct an insurance policy that required several months of effort.
Auto-generated from all reviews of this business. For reference only.
First of all BRAVO to America First Healthcare for having Carlos Hernandez on their team! I have had healthcare through my job and also have had private insurance in the past. This by far was the best experience I have had. Health care is so very important and navigating all the options and pricing is awlful. Carlos made it easy and turned a dreaded task into a shockingly easy one. I am not the easiest person to deal with & I appreciate all the follow up & help in securing my new healthcare. Thank You!
Reply from America First Healthcare2026-08-18
We truly appreciate your trust in America First Healthcare and are grateful for the opportunity to help you find coverage that meets your needs Michelle. We'll be sure to share your kind words with Carlos!
Troy Jacks was fantastic to work with. He gave me great advice, he was honest, and guided me to the best plan for myself and family. Thank you Troy!
Reply from America First Healthcare2026-08-18
We truly appreciate your trust in America First Healthcare and are grateful for the opportunity to help you find coverage that meets your needs Skyler. We'll be sure to share your kind words with Troy!
Paulo worked with me for a few weeks to find the best plan for my family. He was patient and kind very though the whole process. Great service from beginning and I had tons of questions. Definitely recommend based on Paulo alone.
Reply from America First Healthcare2026-08-20
We truly appreciate your trust in America First Healthcare and are grateful for the opportunity to help you find coverage that meets your needs Rocky. We'll be sure to share your kind words with Paulo!
I was concerned that I still wouldn't be able to afford a good medical ins but I called anyway. I'm so glad that I did! Rashad A Hamid is the best!!! He explained everything so clearly and answered all of my questions!!
Reply from America First Healthcare2026-08-19
We truly appreciate your trust in America First Healthcare and are grateful for the opportunity to help you find coverage that meets your needs Michele. We'll be sure to share your kind words with Rashad!
Had an excellent experience with Andrea Marcano! She made getting health insurance quick and easy. I quit my job and was about to pay $850 a month for cobra coverage in Colorado, but Andrea found me a private plan that was only $277 a month. So far everything is going better than expected.
Reply from America First Healthcare2026-08-18
We truly appreciate your trust in America First Healthcare and are grateful for the opportunity to help you find coverage that meets your needs Carolyn. We'll be sure to share your kind words with Andrea!
Diego was very friendly and helpful . I really appreciate all his help . He explained everything to me and make sure that I understood everything . He answered all my questions and he was really patient with me . Thank you so much
Reply from America First Healthcare2026-08-17
We truly appreciate your trust in America First Healthcare and are grateful for the opportunity to help you find coverage that meets your needs Cassandra. We'll be sure to share your kind words with Diego!
Well, I was hesitant at first about choosing a private insurance plan because I was so used to traditional employer-sponsored insurance. However, I can honestly say that the Savvoa SmartPay private plan has been amazing and has far exceeded my expectations. It has worked so much better than I anticipated, and I’m very happy with the coverage and experience.
Thank you, America First Healthcare, for providing an option that gives people more choices instead of forcing them into a one-size-fits-all system. I truly appreciate the experience and would definitely recommend giving them a look!
Reply from America First Healthcare2026-08-17
We truly appreciate your trust in America First Healthcare and are grateful for the opportunity to help you find coverage that meets your needs Anaisis!
Brian was super helpful and communicated what was what in a way I could understand and got me the coverage I needed and saved me some money while doing it. Would highly recommend using this service if your shopping for insurance
Reply from America First Healthcare2026-08-17
We truly appreciate your trust in America First Healthcare and are grateful for the opportunity to help you find coverage that meets your needs Thad. We'll be sure to share your kind words with Brian!
Jayden went above and beyond to help me find what I needed. He was professional, caring and honest. 5 stars!
Reply from America First Healthcare2026-08-17
We truly appreciate your trust in America First Healthcare and are grateful for the opportunity to help you find coverage that meets your needs Christine. We'll be sure to share your kind words with Jayden!
Kaori Provine gave us the best experience we could have asked for. He made us feel heard and he was every understanding of what we wanted and what our needs where! Highly recommend his service and definitely will be referring him to everyone I know!! Thank you!!
Reply from America First Healthcare2026-08-14
We truly appreciate your trust in America First Healthcare and are grateful for the opportunity to help you find coverage that meets your needs Clarissa. We'll be sure to share your kind words with Kaori!
I’ll admit that I was worried that this was just another high priced health insurance scam. I already had my decline speech ready.
When I received the call from Krystal Krause, which was exactly on time, she walked us through the application. We watched her explain the program using our iPad. When the part where the monthly payment was coming up, I was expecting some outrageous monthly amount. It was so low, I had to ask if that price was for each individual. She responded, “No,” That is for both of us together. At that point, I knew she had heard us and listened to what we could work with as far as a budget. Thank you Krystal.
Reply from America First Healthcare2026-08-17
We truly appreciate your trust in America First Healthcare and are grateful for the opportunity to help you find coverage that meets your needs Robert. We'll be sure to share your kind words with Krystal!
Eddie explained the health benefits so we could understand each plan. He was pleasant, patient and knowledgeable.
Reply from America First Healthcare2026-08-17
We truly appreciate your trust in America First Healthcare and are grateful for the opportunity to help you find coverage that meets your needs Kim. We'll be sure to share your kind words with Eddie!
Kaori made this experience so simple and easy to understand, every question I had was made to feel valid and explained perfectly!! Kaori was great when trying to find time in my schedule to discuss my options. I definitely not only recommend him, but applaud his professionalism and honesty though the entire process!
Reply from America First Healthcare2026-08-17
We truly appreciate your trust in America First Healthcare and are grateful for the opportunity to help you find coverage that meets your needs Jennifer. We'll be sure to share your kind words with Kaori!
Fermin was amazing and made the whole process so easy.
Reply from America First Healthcare2026-08-13
We truly appreciate your trust in America First Healthcare and are grateful for the opportunity to help you find coverage that meets your needs. We'll be sure to share your kind words with Fermin!
Ishmael Omari was intuitive, concerned, and willing to help in any way he could. I am very pleased with our interaction and I cannot wait to get off of my other insurance. The attention to my prescriptions and medical needs was above anything I have ever experienced before. God Bless you all!
Reply from America First Healthcare2026-08-13
We truly appreciate your trust in America First Healthcare and are grateful for the opportunity to help you find coverage that meets your needs Madison. We'll be sure to share your kind words with Ishmael!
Love everything about this! Saved quite a bit of money going with America First. Wesley Luttfring did a great job explaining everything and helping find a plan that fits my family.
Reply from America First Healthcare2026-08-13
We truly appreciate your trust in America First Healthcare and are grateful for the opportunity to help you find coverage that meets your needs Eve. We'll be sure to share your kind words with Wesley!
So far so good! I am getting quotes and learning about my options. Paulo has been clear, knowledgeable and patient. I look forward to the next steps in the process.
Reply from America First Healthcare2026-08-13
We truly appreciate your trust in America First Healthcare and are grateful for the opportunity to help you find coverage that meets your needs Liz. We'll be sure to share your kind words with Paulo!
My agent Phat Lam was fantastic. He was very knowledgeable and smooth with his presentation. He was able to explain all of my plans and get me quickly insured. Would highly recommend.
Reply from America First Healthcare2026-08-13
We truly appreciate your trust in America First Healthcare and are grateful for the opportunity to help you find coverage that meets your needs Fortune. We'll be sure to share your kind words with Phat Lam!
I had the best agent ever! Ryan C. is extremely knowledgeable, fast, and explained everything like no one else. He also helped me find a plan that worked for me, that gave me more coverage and lowered my monthly. 10/10 recommend
Reply from America First Healthcare2026-08-14
We truly appreciate your trust in America First Healthcare and are grateful for the opportunity to help you find coverage that meets your needs Joanna. We'll be sure to share your kind words with Ryan!
Justin Martinez made the process seamless from start to finish! He answered all of our questions, explained our options thoroughly, and always made our concerns feel validated. He found us a customized insurance plan based on our specific family needs. We are saving a significant amount of money each month because of this. We are extremely grateful! We highly recommend America First Healthcare as a whole, and Justin Martinez as your agent.
Reply from America First Healthcare2026-08-13
We truly appreciate your trust in America First Healthcare and are grateful for the opportunity to help you find coverage that meets your needs Silvana. We'll be sure to share your kind words with Justin!
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