Flexible. Budget-Friendly. Get health insurance for 30 days or up to 364 days, for extended durations for two or three years, depending on your state regulations. Join more than 150,000 consumers we've helped get access to healthcare.You make changes in your life, and Pivot Health is right there with you, moving in any direction you need to go. From health insurance products that fill a need in the short term to budget-friendly no-deductible health insurance plans to supplemental insurance products that help you better afford your healthcare - Pivot Health allows you to transition through any stage and not be caught without health insurance coverage and suddenly facing large medical bills.Uninsured & Need CoverageCan't Afford ObamacareDon't Qualify for MedicaidNot Ready for MedicareNeed Supplemental Insurance
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Is Pivot Health legit?
Pivot Health (pivothealth.com) has a 4.6 out of 5 rating on OK.one, based on 145 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 89% of reviews are 4 stars or higher and 8% are 1 star; The business has replied to 91% of negative reviews; Reviews mostly discuss Customer service, User experience, Price. Last updated 2026-09-01.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the incredibly helpful, polite, and knowledgeable staff members for patiently guiding them through the entire enrollment process from start to finish. Many consumers find that these health plans offer highly affordable pricing options and make choosing suitable coverage a remarkably smooth and stress-free journey.
However, some people mentioned noticeable difficulties with communication, noting long wait times and trouble reaching representatives when needing prompt assistance. A few reviewers also expressed clear frustration regarding delayed responses, unreturned calls, and unexpected challenges concerning specific coverage details.
Auto-generated from all reviews of this business. For reference only.
“Absolutely best online experience EVER…for getting my grandson’s health insurance thru Pivot Health. It was a last minute effort to “beat a football deadline” so he could play in his first 9th grade game scheduled for tomorrow. Forms were completed and put on website for access. Electronic access/phone conversation with G. Sones was a breeze. She was so helpful/patient and walked us through the online process. We are forever grateful to you…and we can never thank you enough! I hope your manager/supervisor/company will acknowledge your effort, patience, and dedication to your job. We surely do. 🙏Vicki/Easton
Jake Robinson is our broker. He was great and made it very ease. God bless, you all helped me and my family find affordable health insurance. One less stressor on my shoulders.
Just became a member of this 3rd party health insurance and so far the documents I signed plus the creation of a new account was pretty easy transition and very friendly user. Thank you!
There was a problem getting into the portal and they told my doctor’s office my insurance was not activated. So I had to reschedule but my agent assures me it was a glitch of some sort and that I am insured. It took a very long time and 4 representatives before I gave up and let my agent handle it.
Clear and concise help under urgency. We thought we had this insurance but it was ended in March. Very easy to get it back for a Counciltation appointment needed for well care colonoscopy. Ty
This is by far one of the easiest and quickest ways to compare insurance plans. I honestly don’t like talking to agents just to compare prices. They designed the website to make it easy to view and compare different coverage options, and I’m glad I was able to find a plan that I needed for the short term. Thank you!
Tonya Baker was the person I talk to. She was knowledgeable and courteous. Very helpful and answered all my questions. I didn’t feel rushed or pressured into anything. I’m looking forward to doing business with her again!
Better customer service, better relations with cigna and coordinating care. better help with reviewing claims and those claims being inputted timely not 6 months after the appt. Very disappointed in all aspects of dealing with Pivot. Bad business to have to threaten calls and complaints to MO Board of Insurance to ever getting any action, returned call, text or email.
Reply from Pivot Health2026-08-14
We’re sorry to hear this and would like more information on what occurred to bring you to your conclusion. Did Pivot Health provide information to you that you believe is incorrect? Did the rep you worked with provide information that you later felt was dishonest? Please send us an email at [email protected] so we can address the issue, if possible. We always want to make sure Pivot Health is living up to its promises, and the agency partners we work with provide consumers the best experience possible. Thank you.
The best short term pricing around! Also if you like your Doctor you can keep your doctor with these plans. Pivot has excellent customer service to walk you through their plans, pricing, and rules. The technology end and eSignature process was really easy and they are going to auto bill my credit card each month. Ten day take a look refund policy and then you can cancel anytime after 30 days. Very reasonable and I will recommend them to everyone!
Sean Dray was referred to us via our community Facebook page by another family who highly recommended him. He was very prompt in returning emails, messages, and phone calls. Sean was available to answer questions and talk with throughout the whole process of choosing an insurance policy.
Great rep to speak to. I could understand every word he was saying.
I spoke to a great representative that was very knowledgeable. He communicated very well and I can understand every word. This is unlike a lot of companies nowadays.
All the plans were laid out clearly and there was a good variety that met my health needs to choose from. The application process was easy and smooth to complete