AssuranceAmerica is an insurance company committed to helping people get the protection they need at a price they can afford. For more than 25 years, we’ve focused on providing coverage for drivers and renters from all walks of life. We believe everyone deserves a fair rate, so our prices are not determined using your credit score.We offer affordable personal auto, renters insurance, motor club plans, and commercial auto with flexible payment options to fit your budget. Backed by local independent agents and a team that genuinely cares, AssuranceAmerica gives drivers the support they need and coverage they can count on. When others make it complicated, we make it easy to get on the road and keep moving forward.When choosing AssuranceAmerica – as a customer or as a valued agency partner – you join a team committed to helping those in need in the communities where we operate. We provide support our communities by giving 5% of our profits to helping people transition from crisis into living healthy, stable lives.
Written by the business, not verified by us.
Is AssuranceAmerica legit?
AssuranceAmerica (assuranceamerica.com) has a 4.8 out of 5 rating on OK.one, based on 103 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 95% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss Price, Customer service, User experience. Last updated 2026-08-12.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the helpful and knowledgeable staff members for making the insurance application process exceptionally smooth, stress-free, and very easy to understand. People also deeply appreciate the remarkably affordable rates and budget-friendly monthly payment options that perfectly fit their individual financial situations.
However, some people mentioned that online pricing can occasionally be deceiving, premiums for basic liability coverage feel high, and representatives sometimes fail to explain policy details. Additionally, a few customers experienced frustratingly long waiting times to connect with support agents or encountered minor technical difficulties while trying to complete the digital signup.
Auto-generated from all reviews of this business. For reference only.
Juliana from Univista helped me thru this process and was/amazing. He had to reach out to Assurance America and they have so much patience and was very helpful to us both.
Reply from AssuranceAmerica2026-08-10
We're grateful for customers like you who take the time to share their experience. Thank you!Safe travels!
The process was very easy. The price is great. Especially compared to others in the industry. Would highly recommend.
Reply from AssuranceAmerica2026-08-10
We're so happy to hear our pricing and payment flexibility worked well for you!Providing affordable options is what we're all about. Thanks for choosing us!
My agent Kiarra made everything, very easy to understand and explained it to me in simple terms, I definitely would recommend her to anyone looking for insurance, she knows it very well and made it very easy to understand, im so glad, that i have her for my agent.
Reply from AssuranceAmerica2026-08-10
Thank you so much for your kind words! We're thrilled to hear about your positive experience.Drive safely!
We really appreciate you taking the time to share this. It's great to know our payment options are making a difference.Thanks for trusting us with your insurance needs!