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Money & Insurance

AssuranceAmerica

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103 reviews

4.8103 reviews
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About AssuranceAmerica

Data updated
Website
assuranceamerica.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
103 reviews
Replies to negative
100% (2/2)
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About this business

AssuranceAmerica is an insurance company committed to helping people get the protection they need at a price they can afford. For more than 25 years, we’ve focused on providing coverage for drivers and renters from all walks of life. We believe everyone deserves a fair rate, so our prices are not determined using your credit score.We offer affordable personal auto, renters insurance, motor club plans, and commercial auto with flexible payment options to fit your budget. Backed by local independent agents and a team that genuinely cares, AssuranceAmerica gives drivers the support they need and coverage they can count on. When others make it complicated, we make it easy to get on the road and keep moving forward.When choosing AssuranceAmerica – as a customer or as a valued agency partner – you join a team committed to helping those in need in the communities where we operate. We provide support our communities by giving 5% of our profits to helping people transition from crisis into living healthy, stable lives.

Written by the business, not verified by us.

Is AssuranceAmerica legit?

AssuranceAmerica (assuranceamerica.com) has a 4.8 out of 5 rating on OK.one, based on 103 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 95% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss Price, Customer service, User experience. Last updated 2026-08-12.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the helpful and knowledgeable staff members for making the insurance application process exceptionally smooth, stress-free, and very easy to understand. People also deeply appreciate the remarkably affordable rates and budget-friendly monthly payment options that perfectly fit their individual financial situations. However, some people mentioned that online pricing can occasionally be deceiving, premiums for basic liability coverage feel high, and representatives sometimes fail to explain policy details. Additionally, a few customers experienced frustratingly long waiting times to connect with support agents or encountered minor technical difficulties while trying to complete the digital signup.

Auto-generated from all reviews of this business. For reference only.

What people say

Was able to lower my renewal rate by…

Was able to lower my renewal rate by $54 when i called back, and spoke with a new agent, DeMarco, who also helped walk me through the mobile app onboarding process which was important to me, as the previous rep did not properly help me set it up on my previous policy. He also mentioned the option to add road side assistance ($67), which i will be following up with him soon to add.

Reply from AssuranceAmerica2026-08-10

We really appreciate you taking the time to share this. It's great to know our payment options are making a difference. Thanks for trusting us with your insurance needs!

Exceeded my expectations!

From the moment I called for a quote, I had a great experience. The gentleman who answered the phone was kind, professional, and genuinely concerned about helping me with my auto insurance needs. He gathered my information and transferred me to Heather, who was extremely knowledgeable, experienced, and friendly. Heather took the time to understand my needs and worked hard to find me the right coverage. Not only did she find me a policy that was lower than what I had been paying with my previous insurance company, but it was also less than the budget I told her I could afford. She truly exceeded my expectations! I highly recommend this company to anyone looking for excellent customer service and affordable auto insurance.

Reply from AssuranceAmerica2026-08-10

Thank you so much for your kind words! We're thrilled to hear about your positive experience. Drive safely!

Thank you for making the process of…

Thank you for making the process of getting car insurance so smooth and stress-free. I truly appreciate the kindness, professionalism, and patience your team showed me. It means a lot to have good coverage and to know I was treated with respect. I appreciate everything you did, and I’m grateful for your excellent service.

Reply from AssuranceAmerica2026-08-10

We're thrilled that you had such a smooth experience with our platform! Your feedback helps us know we're headed in the right direction. Safe driving!

They quoted a great rate and gave me a great rate

I was able to secure my policy for 35 dollars and I was quoted based on my lack of moving violations instead of my lack of credit and that is all I really care about because insurance companies are a rip off for people who have great driving records but have had financial issues that lowers their credit score in days that take year's to recover from and it's not very helpful that an insurance company would prey on that and base their rates on something that has absolutely nothing to do with how they can drive a car

Reply from AssuranceAmerica2026-08-10

We're so happy to hear our pricing and payment flexibility worked well for you! Providing affordable options is what we're all about. Thanks for choosing us!

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