Avant

Excellent experience overall

Great customer service. Just asked for a credit line increase. Took about 5 minutes and was approved. What’s not to like. My experience with this card has been nothing but positive.

The representative was very helpful

The representative was very helpful, polite, and professional. She understood my questions/concerns and helped me immensely. I was able to get a $500 credit limit increase and am very appreciative of Avant considering me to be a valuable customer.

It was easy with confidence

Easy and convintent

Avant knows how to treat people. They make it easy to ask questions, and they get back with you in record time. Never getting in touch is an issue, either by email or text, and when you call, you will be greeted with a smiling voice. Just an excellent company to deal with.

Professional

Professional, efficient, secure, super-fast, hassle-free— no annoying spam texts, calls or emails. Just a document to e-sign once approved! Mobile application available for ease-of-access and full transparency.

Not great for short term loan.

Before youtake out a loan realize you need to ask the right questions, which I thought I did. I asked if there was a pay off penalty.. answer was NO. However, I didn’t know in advance that I would still need to pay the entire interest rate amount for the loan regardless of payoff date. So, for a $12,000 loan for home repair loan $1,198.80 is taken off the top of the loan for an Admin fee, ok I am ok with that. However, the entire Finance charge is $5,693.37 which they are stating is due regardless of whether the loan is paid off early or not. This I did not understand and should have read the entire contract sooner. I couldn’t and went by her verbal communication. Which I know better. I just wasn’t feeling well that day. The Loan officer was very sweet and helpful but didn’t make it clear I would have to pay the Finance Charge which I thought would be up to the point of payoff at the 29.94% APR and the Administration fee. I had another loan offer with a .06% rater higher with no payoff penalty and finance charge of $5,693.37. So, this is a bad loan for me because I only need the money for 6 months at the most. So, essentially For a $12,000 loan I am having to pay $6,892.17 Avant fees plus the $12,000 repayment. Definitely not clear in my conversation with the loan representative. Although, the connection was bad and signals kept cutting out our conversation. Know what you are getting into before you accept the money. Repayment of $ 12,000 pus the $5,693.37 = $17,603.37 that is what. My loan net was only $10,801.20 which is the amount financed. Basically for $10,801.20 I am paying them $17, 603.37. Usury at its finest. Lol I would not have agreed to this had I been aware.I had another option. However, if you do not than the money funded is super fast and the rate is ok unless you wanted to pay it off early. Then it bumps the costs way higher.

Since I started with Avant it's help me…

Since I started with Avant it's help me so much the application was easy to fill out and the customer service is very courteous and helpful it's a great card to have

The best easy quick take no time to get…

The best easy quick take no time to get money. You don’t have to have the high credit

How I viewed my Avant service

Had a decent experience with Avant and had no serious complaints. I had a payment issue once or twice but they worked hard to help fix it. My only complaint is that you are unable to choose or at least change your payment date once for better convenience. If they could implement a one time scheduled payment date change then they’d be five stars hands down.

Used your service before and was very…

Used your service before and was very happy with it.

Easy and convenient

I called on June 1st 2026 to get the…

I called on June 1st 2026 to get the full payoff to pay this card off. It was paid off on June 1st and closed on June 2nd. Per the terms of the loan that I got from my bank this had to be fully paid and closed. They even sent me an email with all said information. Then on June 11th 2026 they charged me $58 and some change for interest on purchases made prior. I called and said I need this to be at a zero balance and show clothes it shows closed and you sent me something showing close and zero balance but now there's a balance and now my bank wants that at zero. I don't have the money to give you that right now and my bank will default my loan that paid off all my credit cards if this is not closed and at a zero balance. Is there anything you can do. Flat out told no. Ask to talk to a supervisor to explain that I cannot go negative 22,000 because they default my loan because I don't have that money every penny of that went to pay off all of my debt. If they default that loan they take my only vehicle and my home because that's what I used as collateral. I was told no Supervisor was available somebody would call me in an hour I said I'm not available in an hour I will be at work tell them to call and leave me a message. Not a single phone call and that was at 6:00 a.m. mountain time this morning. It is now 2:30 p.m. mountain time and I had to call them back on my break from my work and was told nothing they can do no supervisors are available and they can escalate it but it'll take 14 business days. Unfortunately this needed to be resolved today. So now I'm begging people for $58 to put into my bank account because I don't have it so I can just pay this off and I won't default and lose my vehicle in my home. I've never made a late payment ever my account has always been in good standing. I will never suggest this credit card company to anyone ever again. It is Shady business practices to go back on what they have said and done, to never contact a customer who has called them and it has been 7 hours since that first phone call. And then to be told that it will be 14 days when it needs resolved today per my bank. Absolutely worthless pieces of shit never will do business with them again! And I will write a negative review about them anywhere and everywhere I can!

I never received a card

I never received a card. So review will be posted later

I want this card and statements etc.

I want this card and statements etc.. to be mailed to my mailing address. I do not want Avant correspondence mailed to physical address. Avant will not allow my preferred method of correspondence!

Avant always to the rescue

Dealing with Avant leaves you with a great and pleasant experience. I enjoyed the clarity and transparency behind the application. The ease in which I was able to apply for the loan was the best part of it.

Good

Good service

Be honest

Greatnesss

Caution!

I have good credit and accepted an Avant card for the introductory offer. I use it from time to time. I accidently paid my account from a closed bank account. When I realized my error, I made a second payment to cover the first. They reported this as a late payment, even though it was only 2 days after the due date. I will no longer deal with them.

This is the worst credit card ai have…

This is the worst credit card ai have ever owned and once I'm done paying off my balance, I am closing my account! I hate that I can't open up my transaction history and it doesn't show the full merchant name and their customer service sucks!! I did a transfer balance and it took them for a month for the transfer to finally post to the other credit card! I rented a car and it took 2 weeks to charge the car to my account and now has me over my limit!! But wait there's more! They have changed my balance like 4 times in the last week and that's with making a payment and the interest they're hitting me with because they allowed my card to go over the limit is completely ridiculous!!! DO NOT GET THIS CREDIT CARD!!

Very easy to work with

Very easy to work with! My 2nd loan with them.