Credit9 was founded in 2017 and offers personal loans to consumers based on their credit history and financial situation. Our Loan Consultants assist with the credit application and the transparent approval process ensures we offer competitive rates with easy-to-understand terms. Credit9 loans range from $2,500 to $50,000, with terms up to 60 months, and provide a fixed interest rate with no prepayment penalties.Consolidating debts into a personal loan allows a borrower to make one fixed monthly payment that won’t fluctuate and may reduce the interest paid compared to traditional revolving credit issuers. Funds are typically disbursed within two business days, and our loan servicing team can assist with any payment-related questions.
Written by the business, not verified by us.Credit9 (credit9.com) has a 4.6 out of 5 rating on OK.one, based on 183 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 90% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-09-06.
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff and representatives for being extremely helpful, polite, patient, and knowledgeable throughout the entire application process. Consumers note that agents explain every single step clearly, patiently answering all questions and making the overall experience completely stress-free. Many people emphasize how quick and efficient the overall process is from start to finish. Some reviewers were not happy with unclear payment details, unexpected loan structures, and a perceived lack of transparency regarding allocated funds. A few people also mentioned confusion regarding program terms, expressing specific concerns about the transition between personal loans and debt relief services.
Auto-generated from all reviews of this business. For reference only.Jeanette was amazing and so informative! Made the process extremely easy and cant wait to pay off my loan
Joe, We are so happy to hear that your experience was amazing and informative! It's wonderful to know that the process was easy for you.
They were fast and efficient. Took less than two weeks to get.
Georgia, We're so happy to hear that your experience with us was both fast and efficient. We appreciate your kind words!
At first I really didn’t wanna work with Credit 9. I heard that I would be paying an interest charge and I wasn’t really interested in paying that additional fee and then SoFi one of my creditors was not handled yet as if that as of the time of receiving Credit 9. I was able to reach out to SoFi agreed on a resolution with them and went back to Credit 9 told him the amount they were willing to pay, which was a lower amount that they would’ve agreed to settle with Credit 9 so that was a benefit to me. So all in all I’m happy with the outcome. My payment has gone down a little bit each month. I have I believe 2 1/2 more years which I’m not happy with. I’m hoping to pay it off sooner, but they did still save me a bit of money. Thank you to Grabriel Ramirez and the Credit 9 team for. Anita Hurtado
Anita, We are happy to hear that we were able to assist you in reaching a favorable resolution with your creditor, ultimately saving you money. We understand your desire to pay off your balance sooner and appreciate your feedback regarding the payment timeline. We are committed to helping our clients achieve their financial goals, and we are glad we could make a positive impact for you.
Representative friendly and professional.
Mary, We are so pleased to hear our representative was friendly and professional. We appreciate your kind words.
Gabriel was very helpful. He provided helpful steps by steps.
Christina, We're so happy to hear that our team member provided such helpful, step-by-step assistance. We appreciate your kind words!
Great Communication, Easy process.
Michele, We are so glad to hear that our communication and process were easy for you. We truly appreciate your kind words.
Grant has been nothing but kind and patient with me. Ya'll have a good one.
Nina, We're so glad to hear that our team member was kind and patient. We appreciate your positive feedback!
Everybody has been super helpful and amazing!
Sidney, We're so happy to hear our team was helpful and amazing! We truly appreciate your kind words.
The experience was great. I was kept informed of everything that was going on and what I had to do to complete the process on a regular basis. I received emails with updates constantly and followed up with phone calls. Explanations were given precisely about the payments. And all my questions were answered regarding other concerns.
We're so happy to hear that our communication and clear explanations made your experience a positive one. We truly appreciate you sharing your feedback with us!
Patricia Urban was my contact and I can’t say good enough words for her help and patience with me. If she was my employee she would be climbing ranks quickly. Employees like her are a precious find I hope her company realizes that about her
We are so glad to hear about your positive experience and appreciate you sharing such kind words. We value our team members and are happy to know that their dedication is recognized.
Our experience from beginning of getting on board with the Debt Consolidation to getting a loan to payoff the remaining balances has been very easy and quick. The representatives that helped us have been very knowable and took the time to explain the whole process. I would highly recommend the services of both AMERCO and Credit9.
We're so happy to hear about your positive experience with our debt consolidation and loan process. It's wonderful to know our representatives provided clear explanations and made the journey easy and quick for you. Thank you for recommending our services!
Gabby was so professional & down to earth at the same time. The experience was amazing!!! Jocelyn
We are so happy to hear you had an amazing experience with us. We truly appreciate your kind words!
Staff helpful and nice. Process was super easy.
We are so glad to hear that our staff was helpful and that you found the process easy. Thank you for your kind words!
They explain everything in detail. Help you in any way they can
We're so glad we could assist you thoroughly and be helpful. Thank you for your kind words!
Excellent customer service. Very informative. Willing to answer all of my questions.
We are so happy to hear that our customer service was excellent and informative for you. We appreciate your kind words!
My entire experience with Credit9 has been incredible and a smooth, easy process. I have had the best care from the entire team especially Gabby Moore. Shes been kind and thorough in all she’s done for me. I am excited about this next step into building my credit and finally being debt free!
We are so happy to hear about your incredible experience and that our team provided you with such kind and thorough care. We are thrilled to be a part of your journey towards building credit and achieving financial freedom!
Good experience and faster I recommend to all
We're happy to hear that you had a good and fast experience. We appreciate your recommendation!
Malcolm, thank you along with your co-workers for assisting me in taking more control of my credit .
We are so glad to hear that you had such a positive experience and that we could assist you in managing your credit. Thank you for sharing your feedback with us!
Was guided through the process and it was super simple.
We're so glad to hear that our guidance made the process simple for you! We appreciate your kind words.
We're so glad to hear your experience was efficient and comfortable. We truly appreciate your positive feedback!
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