For businessesSearchWrite a reviewCategoriesAbout
简体中文English
Money & Insurance

Credit9

Claimed

183 reviews

4.6183 reviews
Write a review

About Credit9

Data updated
Website
credit9.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
161 reviews
Replies to negative
100% (16/16)
Do you own Credit9? Claim this profile for free and start replying to reviews.

About this business

Credit9 was founded in 2017 and offers personal loans to consumers based on their credit history and financial situation. Our Loan Consultants assist with the credit application and the transparent approval process ensures we offer competitive rates with easy-to-understand terms. Credit9 loans range from $2,500 to $50,000, with terms up to 60 months, and provide a fixed interest rate with no prepayment penalties.Consolidating debts into a personal loan allows a borrower to make one fixed monthly payment that won’t fluctuate and may reduce the interest paid compared to traditional revolving credit issuers. Funds are typically disbursed within two business days, and our loan servicing team can assist with any payment-related questions.

Written by the business, not verified by us.

Is Credit9 legit?

Credit9 (credit9.com) has a 4.6 out of 5 rating on OK.one, based on 183 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 90% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-09-06.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff and representatives for being extremely helpful, polite, patient, and knowledgeable throughout the entire application process. Consumers note that agents explain every single step clearly, patiently answering all questions and making the overall experience completely stress-free. Many people emphasize how quick and efficient the overall process is from start to finish. Some reviewers were not happy with unclear payment details, unexpected loan structures, and a perceived lack of transparency regarding allocated funds. A few people also mentioned confusion regarding program terms, expressing specific concerns about the transition between personal loans and debt relief services.

Auto-generated from all reviews of this business. For reference only.

What people say

m
michelle · 2 reviews · Experienced 2026-06-22 ·

Satisfied

Answered all my questions. Easily explained. Very Professional.

Reply from Credit92026-06-25

Michelle, We are so glad we could answer your questions and provide clear explanations. We appreciate your kind words!

C
COREAN JOHNSON · 2 reviews · Experienced 2026-06-23 ·

I think the company employers work with…

I think the company employers work with the people well. They are to high with their interest, but I am working with it because I need all my credit in one payment.

Reply from Credit92026-06-25

Corean, We appreciate your feedback and are glad to hear about your positive interactions with our team. We understand your concerns regarding interest rates and are here to support you.

S
Sumudu Rodrigo · 2 reviews · Experienced 2026-06-22 ·

Great service. Rich communication.

Great service

Reply from Credit92026-06-25

Sumudu, Thanks for the five star review!

L
LINDA · 2 reviews · Experienced 2026-06-19 ·

I have had outstanding communication…

I have had outstanding communication and follow thru from Gabriel Ramirez.

Reply from Credit92026-06-22

Linda, We're happy to hear about your outstanding experience. We appreciate your kind words.

J
Joyce Core · 1 review · Experienced 2026-06-19 ·

She was very informative and helpful…

She was very informative and helpful with my loan. She also had answers to all of my questions.

Reply from Credit92026-06-22

Joyce, We're happy to hear you found our team informative and helpful with your loan. Thank you for your feedback.

M
Mark A. Zebley · 2 reviews · Experienced 2026-06-16 ·

Gabriel is very easy to work with and…

Gabriel is very easy to work with and made everything very understandable, he was able to answer any question I gave him, Thank you so much!!!

Reply from Credit92026-06-22

Mark, We are so glad to hear we made everything understandable and answered all your questions. Thank you for your kind words!

A
Anthony Jetton · 1 review · Experienced 2025-06-28 ·

The Path to a better dayTo be look at as a equal

Showing respect with a humbleness that allows people like myself grow stronger in the my journey of accomplishment in the path of success in my situation of over come my proble

Reply from Credit92026-06-22

Anthony, Thank you for your kind words. We are honored to be a part of your journey and are glad to hear that our team treated you with respect and humility throughout the process. Your determination to overcome challenges and work toward your goals is inspiring. We appreciate the opportunity to support you on your path to success and wish you continued progress and achievement.

A
Andrea · 1 review · Experienced 2026-06-12 ·

Process was easy and fast

Process was easy and fast. Gabriel was awesome explained everything in details.

Reply from Credit92026-06-22

Andrea, We're glad you enjoyed your experience. Thank you for your kind words; we appreciate your feedback!

M
Michael Marshall · 1 review · Experienced 2026-06-11 ·

Things weren't working out at first

Things weren't working out at first. But James Peeples didn't give up. He gave me suggestions for other solutions to help me get approved. Once it got approved I worked with James Peeples and Demos Punthan. What I liked the most was - they were as excited as I was. That everything worked out.

Reply from Credit92026-06-22

Michael, We are so glad to hear that everything worked out and that our team's dedication and enthusiasm made a positive difference for you. We truly appreciate your kind words!

D
Delores Snellen · 1 review · Experienced 2026-06-01 ·

They were very patient with me

Reply from Credit92026-06-22

Delores, We're glad we could assist you. Thank you for your kind words.

M
Melinda-Theodora Blascik · 1 review · Experienced 2026-06-11 ·

Karla took her time explaining me…

Karla took her time explaining me everything perfectly She was helpful patient and kind Always friendly abd in a good mood I felt like talking to a friend 💜

Reply from Credit92026-06-22

Melinda, We're so glad to hear you had such a wonderful experience! It's fantastic that our team member was helpful, patient, and kind. We appreciate your kind words.

R
Ricardo Lopez · 1 review · Experienced 2026-06-09 ·

I was working with a representative…

I was working with a representative whose name is Gabby Moore,I can’t tell you how much she helped me out and walk me through this whole process, you guys are lucky to have her

Reply from Credit92026-06-10

Ricardo, We're so glad to hear about your positive experience and appreciate you sharing your kind words. We value our team members greatly.

J
Jay · 1 review · Experienced 2026-06-09 ·

Karla was amazing walking me through…

Karla was amazing walking me through the process.

Reply from Credit92026-06-10

Jay, We are so glad to hear about your positive experience.

M
Mary Ann Meuth · 5 reviews · Experienced 2026-06-08 ·

Gabriel was very kind and informative

Gabriel was very kind and informative. He kept in touch with me for the entire process and was readily available to answer any questions that I had.

Reply from Credit92026-06-10

Mary ann, We're delighted to hear our team member was kind, informative, and readily available throughout your process. We appreciate your feedback.

D
Diane Breckenridge · 1 review · Experienced 2026-06-08 ·

Gabby was extremely helpful and fast

Gabby was extremely helpful and fast. She explained everything and made sure I understood what was happening.

Reply from Credit92026-06-10

Diane, We're so glad to hear our team provided such clear and helpful assistance. Thank you for sharing your positive experience!

R
Ruth Cervantes · 1 review · Experienced 2026-06-05 ·

This is pertaining to Ozzy Rios Credit…

This is pertaining to Ozzy Rios Credit Consultant, Ozzy Rios was very patient with me. I'm a senior my knowledge with computers and etc. is zero. Beside that, he was very attentive, knowledgeable and so respectful. He is a great Asset to your Company. Any questions, please feel free to call me 909 219 5407.

Reply from Credit92026-06-10

Ruth, We are so glad to hear about your positive experience! We appreciate you sharing your feedback and highlighting the excellent service you received. We value your kind words.

S
Susan · 1 review · Experienced 2026-06-05 ·

Full and forthcoming communication

Full and forthcoming communication, quick loan processing. Thank you!

Reply from Credit92026-06-10

Susan, We're glad to hear about your positive experience with our communication and loan processing. Thank you for your kind words!

R
Robin · 2 reviews · Experienced 2026-06-05 ·

Whole process was very easy and Gabby…

Whole process was very easy and Gabby was a tremendous help.

Reply from Credit92026-06-10

Robin, We're so glad the process was easy for you! We appreciate your kind words.

R
Rebecca Potter · 1 review · Experienced 2026-06-04 ·

Michael was very nice and…

Michael was very nice and understanding. He had a great attitude and was very kind

Reply from Credit92026-06-10

Rebecca, We're so glad you had a positive experience with us. We appreciate your kind words!

P
Priya Limbachiya · 1 review · Experienced 2026-06-03 ·

Very helpful and knowledgeable

Very helpful and knowledgeable. Always easy to ask questions.

Reply from Credit92026-06-10

Priya, We're happy to hear our team was helpful and knowledgeable. Thank you for your kind words!

People also looked at