At Minto Money, our goal is to make the loan process simple for those who need it. We help people get quick loans through our easy and convenient loan process. Once you’re approved, you can have your money as soon as the same day.
Written by the business, not verified by us.
Is Minto Money legit?
Minto Money (mintomoney.com) has a 4.6 out of 5 rating on OK.one, based on 179 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 92% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-09-04.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the online loan application process is very fast, straightforward, and easy to complete without complications. People strongly appreciate the prompt deposit of funds and consistently note that the customer service representatives are exceptionally helpful, professional, and friendly.
Some reviewers were not happy with the high interest rates and the overwhelming total amount of payments required over time. Consumers also pointed out that the repayment terms can feel confusing and lead to extremely high overall costs compared to the initial amount borrowed. A few individuals mentioned difficulties in understanding how the payment schedules impact the principal balance over the long term.
Auto-generated from all reviews of this business. For reference only.
I needed some financial help since we had lost our daughter in a hit and run incident and needed some quick money to pay some urgent debts. I was able to get a loan within an hour. Thank you Minto Money.
Reply from Minto Money2026-09-03
You're most welcome and thank you for the review, Carlos! We extend our deepest sympathies for your loss. We're glad our staff was able to help you with the funding you requested in your time of need. Let us know if you have any questions at [email protected] or at (844) 446-4686.
You guys are so heart-driven, thank you very very much. Let us do our best to ALWAYS work-together. WE GOT THIS.....;)
Reply from Minto Money2026-08-31
Thank you for the feedback. We love to hear from our customers, especially when it comes to the level of care they received from our account specialists! We are happy to be able to help during your times of need and appreciate your business.
Minto makes borrowing easy especially for repeat customers. Online application and same day finding. This is my go to when I need a quick loan that I know I can pay back quickly
Reply from Minto Money2026-08-27
Hello! We are delighted to have you as a VIP customer of Minto Money. We appreciate your loyalty and look forward to maintaining our lending partnership with you. If you ever have any questions or concerns, please do not hesitate to contact us at [email protected] or call us at (844) 446-4686. Thank you for choosing Minto Money as your preferred lender. We value your business and are committed to providing you with exceptional service.
I want to thank LaTisha for assisting me with my application and getting me to a payment that I can afford. Latisha was very pleasant personable and I just wanted to make sure that her supervisor and company knew this.
Reply from Minto Money2026-08-14
Hi Melanie! Thank you so much for leaving us a fantastic five-star review. We're thrilled to hear that you had an amazing experience with our Customer Care Team. Providing excellent customer service is our top priority here at Minto Money, and we're grateful for the opportunity to serve you. Thank you again for your business!
It was fast and easy I got my money the next day but it didn't matter bills weren't due til the next few days so it all works out I highly recommend if anyone is in need of a loan quick
L
Lisa Wierckz · 3 reviews · Experienced 2026-08-03 ·
★★★★★
The representative was very…
The representative was very knowledgeable and very helpful and trying to do what I wanted to do.
Reply from Minto Money2026-08-06
Hi, Lisa! Thanks for the review. We're glad to hear our staff was very helpful. We will continue to work hard to earn your business.
c
customer · 2 reviews · Experienced 2026-08-03 ·
★★★★★
Quick and easy to apply
Quick and easy to apply! Same day funding.
Reply from Minto Money2026-08-05
Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.
H
HML · 1 review · Experienced 2026-08-04 ·
★★★★★
👍 wonderful
👍
Great job
Hi
Reply from Minto Money2026-08-06
Thank you for taking the time to leave this positive review. We appreciate your business.
D
Dan · 1 review · Experienced 2026-07-31 ·
★★★★★
Quick and simple
Its was very quick and easy, money was in my account almost instantly once I was qualified and finished application.
Reply from Minto Money2026-08-04
Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.
R
Robert Lidle · 1 review · Experienced 2026-08-04 ·
★★★★★
Everything went fine
Everything went fine. I was very impressed.
Reply from Minto Money2026-08-04
Thank you for taking the time to leave this positive review. We appreciate your business.
M
Melissa · 2 reviews · Experienced 2026-07-30 ·
★★★★★
This really helped me and my children
Reply from Minto Money2026-08-03
Thank you for the review, Melissa! We're glad our staff was able to help you with the funding you requested in your time of need. Let us know if you have any questions at [email protected] or at (844) 446-4686.
A
Anne Brooks · 13 reviews · Experienced 2026-07-02 ·
★★★★★
Super simple application process and…
Super simple application process and the fastest I have ever received loan money!
Reply from Minto Money2026-08-03
Thank you for sharing your experience with us, Anne! It’s great to hear the positive feedback. Please don't hesitate to reach out to us any time at [email protected] or at (844) 446-4686.
My experience was so good the customer service is excellent and friendly and very helpful . I was in need of help and they pulled through for me and my family ! Highly recommend Minto money to any and everyone
Reply from Minto Money2026-08-03
Hello Joshua, you are very welcome. We look forward to working with you as your lending partner. Knowing you would recommend us to others is what we strive to accomplish and the best compliment we could receive. Thank you!
C
CR Smith · 1 review · Experienced 2026-07-29 ·
★★★★★
The customer service rep was very nice…
The customer service rep was very nice and easy to understand, she explained the offer and then proceeded to process, it was very quick and then the deposit happened the very next morning, price is a little high but its motivation to get it paid of as soon as possible, I will use them again if ever needed
Reply from Minto Money2026-08-03
Hi! Thank you so much for leaving us a fantastic five-star review. We're thrilled to hear that you had an amazing experience with our Customer Care Team. Providing excellent customer service is our top priority here at Minto Money, and we're grateful for the opportunity to serve you. Thank you again for your business!
They were fast and efficient
The money was there quick!
Reply from Minto Money2026-07-31
Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.
There is never any hassle with the application process. As a returning customer, I only needed to reconfirm my information and I was approved in no time. The agents are always professional and they take time to explain everything in detail and they make sure any questions I have are answered in detail.
Reply from Minto Money2026-07-30
Hello Carolyn! We are delighted to have you as a VIP customer of Minto Money. We appreciate your loyalty and look forward to maintaining our lending partnership with you. If you ever have any questions or concerns, please do not hesitate to contact us at [email protected] or call us at (844) 446-4686. Thank you for choosing Minto Money as your preferred lender. We value your business and are committed to providing you with exceptional service.
This company helped me when I needed it the most. Great customer service!
Reply from Minto Money2026-07-30
Hi Angela, thank you for your five-star review! We're glad to hear our Customer Care was able to get you the funds you need. We know we will continue to earn your business. Thanks again!
C
Catherine Graham · 2 reviews · Experienced 2026-07-29 ·
★★★★★
It happened so easy and fast.Money was
It happened so easy and fast.Money was. added to my account in minutes.
Reply from Minto Money2026-07-30
Thank you for taking the time to leave this positive review. We appreciate your business.
M
Michael Senn · 1 review · Experienced 2026-07-29 ·
★★★★★
Very quick and easy.
Reply from Minto Money2026-07-30
Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.
A
Arthur Correa · 8 reviews · Experienced 2026-07-29 ·
★★★★★
Criminal rates
Criminal rates, misleading and taking advantage of the desperate.
Reply from Minto Money2026-07-29
Hi Arthur, thank you for reaching out, We are always here to help.
We are firmly committed to ensuring that our customers have a clear understanding of the fact that this is an expensive form of borrowing. As such, we make it a top priority to provide them with a comprehensive breakdown of our rates and terms, while also providing full disclosure on all fees associated with the loan well before originating the loan. Our goal is to ensure that our customers are fully informed and equipped to make informed decisions regarding their borrowing needs, while also fostering a culture of transparency and trust in all our dealings.
We strongly encourage our customers to take advantage of our no pre-payment penalty policy by paying off their loan early. Doing so will result in substantial savings on interest charges. Additionally, customers have the option to make additional payments towards the principal balance of the loan, which can help reduce the overall cost of borrowing. We believe that these options provide our customers with greater flexibility and control over their finances.
Reviewing your account, we see that we attempted to reach you to resolve this matter but were unsuccessful. Please feel free to contact us directly at [email protected] or (844) 446-4686 at your earliest convenience so we may resolve this issue.
Thank you.
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