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Money & Insurance

Little Lake Lending

ClaimedCollecting reviews

179 reviews

4.5179 reviews
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About Little Lake Lending

Data updated
Website
littlelakelending.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
179 reviews
Replies to negative
100% (16/16)
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About this business

Little Lake Lending has made it our priority to serve the unbanked and underbanked, people without regular access to banks and other mainstream financial services. According to a 2015 report from the Federal Deposit Insurance Corp. (FDIC), 27% of U.S. households (about 90.6 million) have been left behind by traditional financial institutions because they have no credit or low credit. We are dedicated to providing transparent and fair access to funding to those others have ignored.As a direct lender with proprietary underwriting technology, we can offer our clients expedited funding, a points-based Big Fish Rewards program, superior service and cutting-edge data security. We also encourage our clients to take advantage of our Penalty-Free Early Pay-Off Policy. It saves our clients money on interest and is an important option for responsible borrowers.

Is Little Lake Lending legit?

Little Lake Lending (littlelakelending.com) has a 4.5 out of 5 rating on OK.one, based on 179 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 89% of reviews are 4 stars or higher and 8% are 1 star; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-28.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the dedicated staff and helpful representatives for providing exceptionally clear explanations, professional guidance, and prompt support during urgent financial situations. Consumers consistently highlight the remarkably fast approval times, seamless digital tools, and overall convenience and simplicity of the online application process. Some reviewers were not happy with high interest rates and the strict necessity of making early repayments to avoid incurring excessive financial costs. A few other people also felt that managing accounts can occasionally prove quite frustrating due to unexpected payment withdrawals and communication hurdles with representatives.

Auto-generated from all reviews of this business. For reference only.

What people say

Great experience

Great loan experience when i needed a stop gap loan. Not cheap by any means, but phone support is helpful and explains that clearly.

Reply from Little Lake Lending2026-08-24

Thank you for sharing your experience, customer! We're glad we could help when you needed it most. We appreciate your kind words about our phone support team and their clear, helpful explanations.

300% interest

Really quick response. Paid as agreed upon in the loan contract. However, the loan interest fee is little over the top, 300%. YES. 300%. The key is to pay off more than you contracted for by paying on the principal. I am s glad that I completed my loan early.

Reply from Little Lake Lending2026-08-24

Thank you for your feedback, customer! We're glad our quick response and service met your needs. We appreciate your comments and are happy to hear you paid off your loan early. Congratulations, and thank you for choosing us!

c
customer · 1 review · Verified · Experienced 2026-08-04 ·

Low interest rates and fees

Low interest rates and fees Trustworthy and reputable company Easy application process Fast approval and getting money quickly Flexible repayment options Good customer service No credit check or low credit requirements Rewards, discounts, or special offers

I'm a current customer with the Little…

I'm a current customer with the Little Lake Lending. I had a payment scheduled on 31 July 2026. Since I am not on an auto pay, I logged into the portal on 29 July. It had the amount due with a little red link button to make a payment. I clicked on it to make my payment, and I received a payment confirmation email on 30 July. However, I received an email on 31 July telling me that I failed to make the payment. I called them up talked to their customer service representative named Tanya. I explained that I did not fail to make a payment, in fact I made the payment 2 days early on 29 July. I was told that since I didn't make a payment on the exact date, it was considered that I failed to pay and thus I'm placed on a delinquent status. Their advertisement and my loan contract clearly states there is no penalty for making early payments, and yet when I did just that, they say since it's not on an exact date, I've missed my payment and is now delinquent. What kind of horse shit is that? I live up to my end of the bargain with honor, and yet I'm being penalized? What a bullshit way to treat the customer's good intentions and honor by literally throwing trash to my face!!!

Reply from Little Lake Lending2026-08-06

Thank you for bringing this to our attention, James. We're sorry for the frustration and confusion you've experience. The account is currently under review to work toward a resolution.

M
Michael Green · 6 reviews · Verified · Experienced 2026-08-03 ·

Ease of use

Ease of use. Professional and friendly people, instant funding for the money.Easy payback easy to understand.

j
john · 1 review · Verified · Experienced 2026-08-01 ·

easy and affordable

outstanding

c
customer · 2 reviews · Verified · Experienced 2026-08-01 ·

Great customer service and quick get…

Great customer service and quick get loans when you need

K
Kevin Stephens · 5 reviews · Verified · Experienced 2026-07-31 ·

It’s a very quick and easy way to get…

It’s a very quick and easy way to get cash when you’re in a bind.

c
customer · 2 reviews · Verified · Experienced 2026-07-23 ·

I’ve reached out so many times for…

I’ve reached out so many times for assistance and haven’t received any. No email response, nothing.

Reply from Little Lake Lending2026-07-29

Thank you for your review, Customer. We're truly sorry that your attempts to reach us by email have gone unanswered. We understand your frustration and would like the opportunity to help. Please call us at 844-600-9737 for assistance, where our Customer Service team is available 24/7. Thank you for giving us the chance to address your concerns.

J
Jeff Broyles · 2 reviews · Experienced 2026-07-23 ·

Will not let you pay your loan off in…

Will not let you pay your loan off in full. ive tried paying it in full 7+ times and they decline payment every time.

Reply from Little Lake Lending2026-07-25

Jeff Broyles, thank you for taking the time to share your experience. We sincerely appreciate your feedback and are glad you brought this to our attention. We're sorry to hear you've had such a frustrating experience trying to pay off your loan in full. That certainly isn't the experience we want for our customers. We'd like the opportunity to look into what's happening and help resolve this for you. Please reach out to our customer support team at (844) 600-9737 so we can review your account and work toward a solution. We appreciate your patience and hope to regain your trust.

D
David Trujillo · 6 reviews · Verified · Experienced 2026-07-20 ·

Payo

Online access

Reply from Little Lake Lending2026-08-04

Thank you for your feedback, David! We're glad you appreciate the convenience of our online access, and we look forward to continuing to serve your financial needs.

S
Sara Villarreal · 3 reviews · Verified · Experienced 2026-07-19 ·

This company gives great service and a…

This company gives great service and a response just as fast and easy

Reply from Little Lake Lending2026-07-31

Sara Villarreal, thank you for your wonderful feedback! It means so much to hear that you enjoyed both the speed of our response and the quality of our service. We are committed to making every customer's experience as simple and stress-free as possible. We truly appreciate your support and thank you for being a valued part of the Makwa family. We look forward to serving you again!

Quick

Quick, easy loan approval, Very high interest rate, I’ll look for another company next time I need a loan. But I appreciated it in a time of need.

Reply from Little Lake Lending2026-07-31

Thank you for sharing your experience and for the 5 stars, Customer Shirley! We're happy to hear the process was fast and straightforward, especially when timing mattered. We appreciate your honesty and thank you for giving us the opportunity to assist you when you needed it.

J
Judith Marie · 2 reviews · Experienced 2026-07-16 ·

I applied for a loan on June 4th

I applied for a loan on June 4th , 2026 for $400.00. I have been paying $53.03 every week since June 12th, 2026 and is currently paying every week . This $400.00 loan will cost me over $2000.00 in interest . I’m unable to make extra payments because of the loss of income from my job. If you get extension it will cause the loan to increase. These loan are good quick fix , but you will pay later . I would not recommend these type of online payday loans cost are extremely high. They will not try and work with you. Stay away from this company and others !

Reply from Little Lake Lending2026-07-21

Thank you for sharing your feedback, Judith Marie. We’re sorry to hear that your experience did not meet your expectations and apologize that our service earned only 2 stars. We understand financial challenges can make repayment difficult. Please note that customers can pay off their loan early at any time with no prepayment penalties or fees. We appreciate your feedback and wish you the very best moving forward.

R
Robin Ham · 3 reviews · Verified · Experienced 2026-07-18 ·

It was a quick and easy process I…

It was a quick and easy process I received my funds in a timely manner they were very customer service oriented. I'm recommending this company to all my family and friends.

Reply from Little Lake Lending2026-07-31

Wow, thank you for the amazing review, Robin Ham! We're so happy to hear that you enjoyed a quick and easy process, received your funds on time, and felt well-supported by our customer service team. Providing a positive experience from start to finish is what we strive for every day. Your recommendation to family and friends means the world to us. Thank you for your trust and support. We look forward to helping you again in the future!

A
A-Rod · 2 reviews · Experienced 2026-07-14 ·

They are thieves in lenders clothing

They are thieves in lenders clothing. Took out 700 dollar loan. Have paid on time $77 dollars a week for 6 months. Equals out to over $1200. Just to be told I still owe $630. Call them and horrible customer support. Say that they will give mr a 20 dollar gift card for me 6 months of free money. Do not recommend

Reply from Little Lake Lending2026-07-15

Dear A-Rod, Thank you for your feedback. Our interest rates are high because we lend to consumers with a wide range of credit histories. This is why we encourage our customers to borrow only the minimum amount necessary and to pay it off as soon as their finances allow. Paying your loan off early will save a significant amount on interest and will not involve any prepayment penalty fees. You can do this via your online account or by calling us 24/7 at 877-558-1999.

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