Little Lake Lending has made it our priority to serve the unbanked and underbanked, people without regular access to banks and other mainstream financial services. According to a 2015 report from the Federal Deposit Insurance Corp. (FDIC), 27% of U.S. households (about 90.6 million) have been left behind by traditional financial institutions because they have no credit or low credit. We are dedicated to providing transparent and fair access to funding to those others have ignored.As a direct lender with proprietary underwriting technology, we can offer our clients expedited funding, a points-based Big Fish Rewards program, superior service and cutting-edge data security. We also encourage our clients to take advantage of our Penalty-Free Early Pay-Off Policy. It saves our clients money on interest and is an important option for responsible borrowers.
Little Lake Lending (littlelakelending.com) has a 4.5 out of 5 rating on OK.one, based on 179 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 89% of reviews are 4 stars or higher and 8% are 1 star; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-28.
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the dedicated staff and helpful representatives for providing exceptionally clear explanations, professional guidance, and prompt support during urgent financial situations. Consumers consistently highlight the remarkably fast approval times, seamless digital tools, and overall convenience and simplicity of the online application process. Some reviewers were not happy with high interest rates and the strict necessity of making early repayments to avoid incurring excessive financial costs. A few other people also felt that managing accounts can occasionally prove quite frustrating due to unexpected payment withdrawals and communication hurdles with representatives.
Auto-generated from all reviews of this business. For reference only.Thank you for your kind review, G Bruckner! It's wonderful to know your experience was quick and easy from start to finish. We truly appreciate your feedback and are grateful for the opportunity to assist you. Have an amazing day!
Had made my day when LLL approved my request. appreciate it thank you
Thank you so much for the kind review, Reeda! We're thrilled we could help make your day by approving your request. We truly appreciate your trust and support. Have a wonderful day ahead!
Customer services and helpful
We greatly appreciate your feedback, Cynthia Johnson! Knowing our team was helpful and provided great service makes our day. Thank you for your support and trust!
Thanks for the help, trusted company.
Thank you for taking the time to leave us such a wonderful review, Daniel! Hearing that you trust our company means the world to us. Our team is committed to providing honest, reliable service, and we're so happy we could help. We appreciate your support and look forward to serving you again!
Very useful when looking for a loan understanding and explain everything
Thank you for the amazing review, customerMagdalena aguayo! We truly appreciate your feedback and are thrilled to know you had such a positive experience. It's wonderful to hear that our team took the time to answer your questions, explain the loan process, and make you feel comfortable throughout your visit. We look forward to helping you again whenever you need us!
Was told my loan would fund same day within 2-3 hours. Day went by, No funds. Went on the website the next day. Their AI chat bot is no help whatsoever so called in. Next person I got, who was hard to understand told me it was next business day, which would have been today. Still no funds. Told me to check on Monday. The point of these high interest, predatory loans is to help people quickly. Getting the funds now 4 days after being told 2-3 hours defeats the purpose. Terrible experience.
Dear Craig, Thank you for taking the time to share your feedback. We sincerely apologize for the delays, inconsistent funding information, and frustration you experienced while trying to access your loan proceeds. We understand that timely funding is especially important when customers turn to short-term loan solutions, and we regret that we did not meet your expectations. If you would like to discuss your experience further, please contact our Customer Service team at (844) 600-9737, and we would be happy to assist you.
Dear Barbara Morse, Thank you for your 5 star review of Little Lake Lending. We are delighted to hear that you found us easy to work with. Providing a simple, convenient, and positive experience is always our goal, and we truly appreciate you taking the time to share your feedback. Thank you for choosing Little Lake Lending, and we look forward to assisting you again whenever you need us.
The loan was easy to get; and the funds were deposited quickly.
Thank you for sharing your experience! We're delighted that you found the process easy and received your funds quickly. Hearing feedback like yours motivates us to continue delivering excellent service. Philippa, thanks again for choosing us!
Thank you for the fantastic 5-star review, JMM! Fast funding and great customer service are always our goals, and we're happy we delivered. We appreciate your trust and support!
I like the rewards that you can use toward your principle.
Dear Customer Darwina Castillo, Thank you for your 5 star review of Little Lake Lending. We are so glad to hear that you enjoy our rewards program and the opportunity to apply rewards toward your loan principal. Providing benefits that help our customers save money and reach their financial goals is important to us. We truly appreciate your feedback and thank you for choosing Little Lake Lending.
Customer service was great. Would have liked a little more time before the first payment was due and just a monthly payment instead of a biweekly payment. Otherwise great job.
Thank you for your feedback! We're glad you had a great customer service experience. Our repayment schedules are designed to align with each customer's pay dates. We appreciate your comments about the timing of the first payment and thank you for choosing us!
Im big on customer service because I work in the service industry as well and little lake lending went above and beyond for me.
Dear Customer, We truly appreciate your thoughtful review and are especially grateful for your perspective as someone who also works in the service industry. Knowing that we went above and beyond for you means so much to our team, and we're honored to have earned your trust. Thank you for choosing Little Lake Lending, and we look forward to being here whenever you need us again!
Dear Damon D. Jackson, We truly appreciate your kind words and are grateful that you took the time to share your experience with us. Knowing you received great service means a lot to our team and encourages us to keep delivering our best. Thank you for choosing us, and we look forward to helping you again in the future!
It’s a good lending company, the interest rates are a little high, but if you need the money they will help you!
Dear Bonita, Thank you for sharing your feedback and for choosing us when you needed financial assistance. We truly appreciate your honesty and are grateful for your trust, and we're glad we could help when it mattered most. Thank you again for your review, and we look forward to serving you again in the future.
Helped me thr
Dear Jo Jones, Thank you for your thoughtful five star review of Little Lake Lending. We truly appreciate you sharing that our team was able to support you during a difficult time, as providing understanding and flexibility when it matters most is very important to us. It is great to hear that you had a positive experience working with us, and we are always here should you need any additional assistance in the future.
The whole process was quick and easy. Great service.
Thank you so much for the amazing 5‑star review, Narciso! We’re thrilled to hear the process was quick and easy and that our service hit the mark. Your support means a lot—can’t wait to help you again soon.
Thank you for your 4-star review, Debbie! We truly appreciate you taking the time to share your experience. We're so glad to hear the process was easy and that our team responded quickly. Providing a smooth and efficient experience is always our goal. We appreciate your support and look forward to serving you again in the future!
Rates are a bit high but working with Staff is a good experience
Thank you for your thoughtful review, Ms. Clara! We appreciate both your kind words and your honest feedback. While we understand your concern about pricing, we're delighted to know that our team made your experience a positive one through excellent customer service. Thank you for trusting us with your business, and we hope to have the opportunity to assist you again in the future
Every step of the way made sense and smoothly moved the process along. Where I had a question the customer service had the answer. Quick qualifying and prompt funding. What more could I ask for.
William, your 5‑star review just made our day feel like a perfect beach afternoon. We love knowing the process felt smooth, clear, and supported from start to finish. Fast answers and fast funding—summer doesn’t get much better than that. Thanks for choosing us and for sharing the love. Catch you on the next wave!
Dear Rose, Thank you for your feedback—we understand that cost is an important concern, and we’re sorry to hear the experience did not meet your expectations. At Little Lake Lending, we strive to be transparent about our pricing and repayment structure, including that interest is prorated daily based on the remaining balance, which means you can reduce costs by making extra payments directly toward principal. We also offer flexible repayment options through your online account or by contacting Customer Service, and you may pay off your loan at any time without penalty. Many customers find value in features such as same-day or next-day funding when approved, a user-friendly website with payment options via bank account or debit card, and the ability to earn rewards points through promotional emails that can be redeemed for gift cards or applied toward your loan balance. You may also explore refinancing options if eligible. Please contact our Customer Service team at 844-600-9737 so we can review your account and discuss ways to help minimize costs. This is an expensive form of borrowing. Our loans are designed to meet short-term needs and are not intended as a long-term financial solution.
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