Little Lake Lending has made it our priority to serve the unbanked and underbanked, people without regular access to banks and other mainstream financial services. According to a 2015 report from the Federal Deposit Insurance Corp. (FDIC), 27% of U.S. households (about 90.6 million) have been left behind by traditional financial institutions because they have no credit or low credit. We are dedicated to providing transparent and fair access to funding to those others have ignored.As a direct lender with proprietary underwriting technology, we can offer our clients expedited funding, a points-based Big Fish Rewards program, superior service and cutting-edge data security. We also encourage our clients to take advantage of our Penalty-Free Early Pay-Off Policy. It saves our clients money on interest and is an important option for responsible borrowers.
Is Little Lake Lending legit?
Little Lake Lending (littlelakelending.com) has a 4.5 out of 5 rating on OK.one, based on 179 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 89% of reviews are 4 stars or higher and 8% are 1 star; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-28.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the dedicated staff and helpful representatives for providing exceptionally clear explanations, professional guidance, and prompt support during urgent financial situations. Consumers consistently highlight the remarkably fast approval times, seamless digital tools, and overall convenience and simplicity of the online application process.
Some reviewers were not happy with high interest rates and the strict necessity of making early repayments to avoid incurring excessive financial costs. A few other people also felt that managing accounts can occasionally prove quite frustrating due to unexpected payment withdrawals and communication hurdles with representatives.
Auto-generated from all reviews of this business. For reference only.
We greatly appreciate your 5-star rating, Alice Gregg! It's fantastic to know that our team's excellent service and speedy response made a positive impression. Your kind words encourage us to continue delivering the best experience possible. Thank you for choosing us, and we hope to have the opportunity to help you again soon!
A
Andre · 6 reviews · Verified · Experienced 2026-06-09 ·
★★★★★
Very easy website to use and customer…
Very easy website to use and customer support was very helpful in getting my loan fullfilled.
Reply from Little Lake Lending2026-06-24
Thank you so much for your five-star review, Andre! We're delighted to hear that you found our website easy to use and that our customer support team was able to assist you throughout the loan process. Providing a simple, stress-free experience and helpful service are top priorities for us. We truly appreciate your feedback and thank you for choosing us. We look forward to serving you again in the future!
Dear Aaron Bethea,
Thank you for your wonderful review of Little Lake Lending. We truly appreciate you taking the time to share your experience, and we are pleased to hear that you found our service fast and professional. Your feedback means a great deal to our team, as we are committed to providing efficient and high-quality support to every customer. If there is ever anything further we can assist you with, please do not hesitate to reach out. Thank you again for choosing Little Lake Lending.
Detailed, expeditious, professional, and thorough on installment loans!
Reply from Little Lake Lending2026-06-24
Thank you for taking the time to share your experience, SMVMM. We're glad to hear that our team delivered the detailed, prompt, and professional service you deserve. We appreciate your trust in us.
Thank you for sharing your feedback and for the five-star review; we truly appreciate your kind words about the great service and excellent representative, as providing a smooth and supportive experience is very important to us. It is wonderful to know our team was able to meet your expectations, and we will be sure to pass along your recognition. If you ever need any further assistance, please do not hesitate to reach out, as we are always here to help. Thank you again for choosing Lendumo.
Dear Debra,
Thank you for your five star review and for highlighting the ease of getting your loan. We truly appreciate you taking the time to share your experience and are glad to hear the process was simple and straightforward for you, as that is exactly what we strive to deliver. If you ever have any questions or need further assistance, our team is always here to help, and we look forward to continuing to provide you with a smooth and positive experience with Little Lake Lending.
Dear Rita Onyekonwu,
Thank you for taking the time to share your experience with Little Lake Lending. We truly appreciate your positive feedback and are glad to hear that the approval process was fast and met your expectations. We understand how important timely access to funds can be, and it is great to know that our team was able to provide a smooth and efficient experience for you. Your satisfaction is very important to us, and we remain committed to delivering quick, reliable service to all of our customers. If you ever need assistance in the future, please do not hesitate to reach out. We appreciate your five star review and the opportunity to serve you.
The amount of the loan was deposited and accessible within minutes on a Saturday too.
Reply from Little Lake Lending2026-06-29
We appreciate your kind feedback and thank you for choosing Little Lake Lending. It is great to hear that your funds were deposited quickly and available within minutes, even on a Saturday, as we know timing can make all the difference. Your experience is exactly what we strive to provide every customer. If you ever have any questions or need support, please do not hesitate to reach out. Thank you again for your support and for sharing your positive experience.
My experience was friendly and helpful and fast service thank you for the time and support
Reply from Little Lake Lending2026-06-11
Thank you so much for the wonderful five star review! We truly appreciate you taking the time to share your experience with us, and we are so glad to hear that you found our service friendly, helpful, and fast. Providing a supportive and efficient experience is very important to us, and it is great to know our team was able to deliver that for you. Your kind feedback means a lot to us, and we are always here if you need any assistance in the future. Thank you for choosing Little Lake Lending, and we look forward to continuing to serve you.
Very easy process to get approved & funded within an hour.
Reply from Little Lake Lending2026-06-11
Thank you for taking the time to share your experience with Little Lake Lending, and we truly appreciate your kind words about the easy approval process and quick funding. We are glad to hear that the process was smooth and that you were able to receive your funds within an hour, as providing a fast and straightforward experience is very important to us. We value your feedback and your 4-star rating, and if there is anything we can do to make your experience even better in the future, please do not hesitate to reach out as we are always here to assist you.
Dear Customer,
Thank you for your recommendation and kind feedback! We truly appreciate your support and are grateful to hear that you found the process easy to use. We look forward to serving you again and thank you for choosing us.
Easy to apply, quick response - received my money in my bank the next day, site is easy to use and understand, can make extra payments at will and pay off loan early with no extra fee.
Reply from Little Lake Lending2026-06-11
Jo, thank you for taking the time to leave such a thoughtful review! We're thrilled to hear that you enjoyed an easy application process, received a quick response, and had your money in your account the very next day. Providing a user-friendly experience and flexible repayment options are priorities for us, so it's rewarding to know those features made a difference for you. We sincerely appreciate your trust and support and look forward to helping you again whenever the need arises!
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Lisa · 2 reviews · Verified · Experienced 2026-06-02 ·
★★★★★
Great service
Was a fast and very easy application great cutomer service very helpful and nice highly recomend this company
Reply from Little Lake Lending2026-06-11
Dear Lisa,
Thank you for your wonderful review! We truly appreciate your kind words and are grateful for the opportunity to assist you. We’re delighted to hear that the application process was fast and easy, and we look forward to serving you again in the future.
Thank you for your review, Ronnie! Providing a simple experience and outstanding customer service is what we strive for. We appreciate your support and look forward to serving you again.
Dear Tamela Parker,
Thank you for taking the time to share your kind feedback and for giving Little Lake Lending a four star review, we truly appreciate your support and are glad to hear that you experienced quick and ready responses to your requests, as providing timely and attentive service is very important to us; we understand how valuable clear and prompt communication can be, and it is great to know that this met your expectations, while we are always striving to make every experience a five star one, so if there is anything more we can do to further improve or assist you in the future, please do not hesitate to reach out, and we look forward to continuing to serve you.
I needed an emergency loan, and they made the loan process easy for me. I highly recommend this company if in need for a loan.
Reply from Little Lake Lending2026-06-09
Thank you for sharing your experience, Mildred Cartty! We’re so glad we could assist you quickly and make the process easy during your time of need. Your recommendation is the highest compliment we could receive. Wishing you all the best, and we’re always here whenever you need support!
We appreciate your 5-star review, Jason! It's great to hear that you were pleased with how quickly we were able to assist you. Delivering prompt and dependable service is something we take pride in, and your feedback lets us know we're on the right track. Thank you for choosing us, and we hope to work with you again soon!
Your 5‑star thank‑you just made our day shine brighter than a Vegas summer morning. We loved helping you out and appreciate you big time. Here’s to more smooth, sunny moments ahead, Customer!
Dear Joseph AT,
Thank you for your wonderful five star review and for sharing your experience with Little Lake Lending. We are delighted to hear that you found the application process easy and that you were able to get approved the same day, as our goal is always to provide a smooth, efficient, and accessible lending experience for our customers. Your feedback truly validates the effort our team puts into creating a fast and user friendly process while still offering dependable support when it is needed. If you ever have any questions about your account or need assistance in the future, our team is always here to help. We sincerely appreciate your trust in Little Lake Lending and look forward to serving you again.