Rise Up Lending is here to help when unexpected bills and expenses start piling up. We offer effortless and convenient installment loans through our easy online application process to help in your time of need.
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Is Rise Up Lending legit?
Rise Up Lending (riseuplending.com) has a 4.7 out of 5 rating on OK.one, based on 101 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 93% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-11.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the fast and straightforward loan process, noting that funds are securely deposited into bank accounts within a single business day without unnecessary delays. People also appreciate the incredibly helpful and professional staff members who patiently guide clients step by step through every financial transaction.
Some reviewers were not happy with the confusing payment terms, mentioning unexpected high fees and long-term costs that were difficult to manage. Some people also felt that customer support could be inconsistent when handling account questions, leading to frustration regarding loan balances.
Auto-generated from all reviews of this business. For reference only.
BEWARE consumer! This is a predatory loan scheme. Over 400% interest rate. They will respond saying that the consumer needs to read the fine print to see that this is not a safe way of borrowing. They prey on people's vulnerabilities. You will receive an email for a pre-approved loan. Then, they will put the money into your bank without permission. Now, a $2,500 loan is $13 thousand! Please read the terms carefully so that your credit is not destroyed.
Reply from Rise Up Lending2026-08-10
Hi Sabine, we are sorry to hear you are frustrated and want to ensure your payback amount and schedule work for you. We have escalated this issue to one of our Customer Care Supervisors who will call you as soon as possible. We appreciate your time. Thank you.
Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.
Wss fast and easy. Pay off is easy and lower than I thought. Payments are reasonable too. Best lender I've found!!
Reply from Rise Up Lending2026-08-04
Hi, Mindy, always great to hear positive feedback! Thanks so much for taking the time to write this review. Any questions or concerns you may have, please don’t hesitate to reach out to us at [email protected] or at (855) 609-7473. Thank you for being a Rise Up Lending customer!
Absolutely superb customer service and knowledgeable staff. I experienced an unexpected emergency and the process was smoothly and the funds arrived the same evening. Thank you!!
Reply from Rise Up Lending2026-08-03
Hi Josefina! Thank you so much for leaving us a fantastic five-star review. We're thrilled to hear that you had an amazing experience with our Customer Care Team. Providing excellent customer service is our top priority here at Rise Up Lending, and we're grateful for the opportunity to serve you. Thank you again for your business!
Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.
Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.
Thank you Latisha for all of your help; even trouble shooting my phone. You were patient and helped above what I expected. Yes my loan is high, yes my APR is triple, but that is my fault for not reading all the fine details 😊; which was explained when calling customer service.
Reply from Rise Up Lending2026-07-30
Thank you so much for taking the time to leave us a five-star review! We are thrilled to hear that one of our customer care agents provided you with exceptional service. Receiving these types of reviews brightens our day! We want to make sure you are completely satisfied with your experience, so please don't hesitate to reach out to us if you have any questions or concerns. You can contact us at [email protected] or by calling our dedicated customer service line at (855) 609-7473. Thank you again for choosing Rise Up Lending and for being a valued customer. We look forward to serving you again soon!
I was approved with a loan, I had a question in regards to the payments. I spoke with Gloria very friendly and kind a true Customer Service Representative, I know because I am one as well. After our conversation I understood how the the repayments works. I am truly satisfied with my call.
Reply from Rise Up Lending2026-07-28
Hi! Thank you so much for leaving us a fantastic five-star review. We're thrilled to hear that you had an amazing experience with our Customer Care Team. Providing excellent customer service is our top priority here at Rise Up Lending, and we're grateful for the opportunity to serve you. Thank you again for your business!
It was fast and easy. I didn't think I would be approved, but didn't take long for approval
Reply from Rise Up Lending2026-07-27
Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.
I should have read the terms more clear.
$1,000 loan - paying back over 5K is CRAZY, $250 every paycheck for a year, I should have NEVER taken this loan, put me way back instead of helping my situation.
Reply from Rise Up Lending2026-07-27
Hi Kris, thank you for reaching out, We are always here to help.
We are firmly committed to ensuring that our customers have a clear understanding of the fact that this is an expensive form of borrowing. As such, we make it a top priority to provide them with a comprehensive breakdown of our rates and terms, while also providing full disclosure on all fees associated with the loan well before originating the loan. Our goal is to ensure that our customers are fully informed and equipped to make informed decisions regarding their borrowing needs, while also fostering a culture of transparency and trust in all our dealings.
We strongly encourage our customers to take advantage of our no pre-payment penalty policy by paying off their loan early. Doing so will result in substantial savings on interest charges. Additionally, customers have the option to make additional payments towards the principal balance of the loan, which can help reduce the overall cost of borrowing. We believe that these options provide our customers with greater flexibility and control over their finances.
Reviewing your account, we see that we attempted to reach you to resolve this matter but were unsuccessful. Please feel free to contact us directly at [email protected] or (855) 609-7473 at your earliest convenience so we may resolve this issue.
Thank you.
I have used a few different companies to search for loans and this was one of the companies I chose . I appreciate the time that the representative took to explain all the loan terms to me and to process my loan . It’s a secure transaction and also fast I received my loan the same day .
Reply from Rise Up Lending2026-07-27
Thank you for sharing your experience with us! It’s great to hear the positive feedback. Please don't hesitate to reach out to us any time at [email protected] or at (855) 609-7473.
If you have even rejected for low credit score apply here. They will give you a shot
Not gonna lie, my credit’s been rough — made some money mistakes in the past and got used to hearing “no” everywhere. Almost didn’t even apply here, figured I’d get offered like $100 tops.
Came across it on my credit building app and just went for it. Got approved for $1,500, way more than the $600 I actually needed. Payments are super manageable too.
Staying on top of it so I can level up to a higher limit — it’s already helping my credit. If you’ve been rejected elsewhere like me, don’t sleep on this one.
Reply from Rise Up Lending2026-07-23
Hi Raphael, thank you for your five-star review! We're glad to hear our Customer Care was able to get you the funds you need. We know we will continue to earn your business. Thanks again!
This is a great lending place! I would recommend it to family and friends!
Reply from Rise Up Lending2026-07-22
Hello Denise, you are very welcome. We look forward to working with you as your lending partner. Knowing you would recommend us to others is what we strive to accomplish and the best compliment we could receive. Thank you!
The agent helped me understand my payments and was very patient with me
Reply from Rise Up Lending2026-07-20
Thank you so much for taking the time to leave us a five-star review! We are thrilled to hear that one of our customer care agents provided you with exceptional service. Receiving these types of reviews brightens our day! We want to make sure you are completely satisfied with your experience, so please don't hesitate to reach out to us if you have any questions or concerns. You can contact us at [email protected] or by calling our dedicated customer service line at (855) 609-7473. Thank you again for choosing Rise Up Lending and for being a valued customer. We look forward to serving you again soon!
The process was quite simple and I applied on Thursday evening and received funds on Monday morning.
Reply from Rise Up Lending2026-07-20
Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.
We got a loan, paid the interest, arranged to pay off the 855% interest loan, my bank statement shows that Rise Up took the money out and now they claim they did not. I offered to send a copy of the bank statement they declined making this process more difficult.
Reply from Rise Up Lending2026-07-21
Hello Patricia, thank you for reaching out, We are always here to help.
We are firmly committed to ensuring that our customers have a clear understanding of the fact that this is an expensive form of borrowing. As such, we make it a top priority to provide them with a comprehensive breakdown of our rates and terms, while also providing full disclosure on all fees associated with the loan well before originating the loan. Our goal is to ensure that our customers are fully informed and equipped to make informed decisions regarding their borrowing needs, while also fostering a culture of transparency and trust in all our dealings.
We strongly encourage our customers to take advantage of our no pre-payment penalty policy by paying off their loan early. Doing so will result in substantial savings on interest charges. Additionally, customers have the option to make additional payments towards the principal balance of the loan, which can help reduce the overall cost of borrowing. We believe that these options provide our customers with greater flexibility and control over their finances.
Reviewing your account, we see that we attempted to reach you to resolve this matter but were unsuccessful. Please feel free to contact us directly at [email protected] or (855) 609-7473 at your earliest convenience so we may resolve this issue.
Thank you.
This was my first time applying with rise up and at first i was not satisfied with the loan agreement, but then I was transferred to Ignatius and he was an amazing CSR, he got me approved for a higher amount and a low interest rate! He is very professional respectful and kind
Reply from Rise Up Lending2026-07-20
Hello Cynthia! We are delighted to have you as a VIP customer of Rise Up Lending. We appreciate your loyalty and look forward to maintaining our lending partnership with you. If you ever have any questions or concerns, please do not hesitate to contact us at [email protected] or call us at (855) 609-7473. Thank you for choosing Rise Up Lending as your preferred lender. We value your business and are committed to providing you with exceptional service.
The rep was very helpful in my needs and very Good at his job . Thank You for all the Help at this time of my needs .
Reply from Rise Up Lending2026-07-16
Thank you so much for taking the time to leave us a five-star review! We are thrilled to hear that one of our customer care agents provided you with exceptional service. Receiving these types of reviews brightens our day! We want to make sure you are completely satisfied with your experience, so please don't hesitate to reach out to us if you have any questions or concerns. You can contact us at [email protected] or by calling our dedicated customer service line at (855) 609-7473. Thank you again for choosing Rise Up Lending and for being a valued customer. We look forward to serving you again soon!
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