At Minto Money, our goal is to make the loan process simple for those who need it. We help people get quick loans through our easy and convenient loan process. Once you’re approved, you can have your money as soon as the same day.
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Is Minto Money legit?
Minto Money (mintomoney.com) has a 4.6 out of 5 rating on OK.one, based on 179 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 92% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-09-04.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the online loan application process is very fast, straightforward, and easy to complete without complications. People strongly appreciate the prompt deposit of funds and consistently note that the customer service representatives are exceptionally helpful, professional, and friendly.
Some reviewers were not happy with the high interest rates and the overwhelming total amount of payments required over time. Consumers also pointed out that the repayment terms can feel confusing and lead to extremely high overall costs compared to the initial amount borrowed. A few individuals mentioned difficulties in understanding how the payment schedules impact the principal balance over the long term.
Auto-generated from all reviews of this business. For reference only.
Very easy to apply. Everyone very curtious helpful and very professional.
Reply from Minto Money2026-07-10
We appreciate the time you took to share this review. We're happy to know that you found the process simple and timely and the level of professionalism exceptional. We appreciate your business.
The application process was super easy, and their verification process was fast. Money was received the same day to my surprise. I thought it would take longer. Other places promise same day but it's usually next day. Repayment is similar to other good small loan sites. They are taking a huge risk, so you have to expect to pay higher fees than you would a bank loan. It's a great service when used responsibly.
Reply from Minto Money2026-07-09
Hi, Becky, always great to hear positive feedback! Thanks so much for taking the time to write this review. Any questions or concerns you may have, please don’t hesitate to reach out to us at [email protected] or at (844) 446-4686. Thank you for being a Minto Money customer!
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Rebecca · 3 reviews · Experienced 2026-07-07 ·
★★★★★
They help me resolve my issue with…
They help me resolve my issue with kindness and efficiency
Reply from Minto Money2026-07-09
Thank you for your feedback, Rebecca! We are proud of the dependable, quality service that we provide. It’s great to hear that you were fully satisfied with your experience with us! Thank you for being a Minto Money customer!
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Michael · 1 review · Experienced 2026-07-02 ·
★★★★★
The Quickest
Reply from Minto Money2026-07-08
Thank you for taking the time to leave this positive review. We appreciate your business.
D
Dre · 1 review · Experienced 2026-07-03 ·
★★★★★
Loan for rent
Was looking for a loan and came across Minto Money. Was able to get a same day loan to cover the rest of my rent. They also have a low repayment plan as well. I will be recommending them to friends and family!
Reply from Minto Money2026-07-07
Hello Dre, you are very welcome. We look forward to working with you as your lending partner. Knowing you would recommend us to others is what we strive to accomplish and the best compliment we could receive. Thank you!
Applying for the loan not complicated at all but was fast and easy. Received the money in couple hours fyi I applied for the loan at midnight. 100% would recommend using Minto money
Reply from Minto Money2026-07-06
Hello, you are very welcome. We look forward to working with you as your lending partner. Knowing you would recommend us to others is what we strive to accomplish and the best compliment we could receive. Thank you!
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Antonio Williams · 1 review · Experienced 2026-07-03 ·
★★★★★
The process is efficient and user…
The process is efficient and user friendly. The staff are very courteous and helpful.
Reply from Minto Money2026-07-06
Hi, Antonio! Thanks for the review. We're glad to hear our staff was very helpful and friendly. We will continue to work hard to earn your business.
The customer service representatives were very professional and seemed to know what they were doing. They made sure that they offered me something that aligned with my financial needs.
Reply from Minto Money2026-07-06
Hi! Thank you so much for leaving us a fantastic five-star review. We're thrilled to hear that you had an amazing experience with our Customer Care Team. Providing excellent customer service is our top priority here at Minto Money, and we're grateful for the opportunity to serve you. Thank you again for your business!
Easy to get a loan when needed. Very friendly and helpful people walking you through the process.
Reply from Minto Money2026-07-06
Thank you for your feedback, Ricky! We are proud of the dependable, quality service that we provide. It’s great to hear that you were fully satisfied with your experience with us! Thank you for being a Minto Money customer!
Minto was very easy to work with. I have used their services twice now when I needed it.
They gave me fast results as well as depositing the money quickly as soon as I was approved.
The customer service team has been helpful and friendly any time I have called.
Reply from Minto Money2026-07-02
Hello Jason! We are delighted to have you as a VIP customer of Minto Money. We appreciate your loyalty and look forward to maintaining our lending partnership with you. If you ever have any questions or concerns, please do not hesitate to contact us at [email protected] or call us at (844) 446-4686. Thank you for choosing Minto Money as your preferred lender. We value your business and are committed to providing you with exceptional service.
Yes at first it was frustrating and a bit confusing and complicated but once I got through all the process it/you came through for me. The payback and fees etc was also confusing but I called and the representative was clear and polite. So thank you
Reply from Minto Money2026-07-02
Hi Kathy! Thank you so much for leaving us a fantastic five-star review. We're thrilled to hear that you had an amazing experience with our Customer Care Team. Providing excellent customer service is our top priority here at Minto Money, and we're grateful for the opportunity to serve you. Thank you again for your business!
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john harris · 1 review · Experienced 2026-07-01 ·
★★★★★
The experience was awesome they…had so much patience -very appreciate
The experience was awesome they explained everything I ask l don't hear very will and they were patient and was able to work within my budget - very professional
Reply from Minto Money2026-07-02
We appreciate the time you took to share this review. We're happy to know that you found the process simple and timely and the level of professionalism exceptional. We appreciate your business.
The agent was very helpful and professional with my concerns. She was patient and she was also knowledgeable about my concerns and company policy
Reply from Minto Money2026-07-02
Thank you so much for taking the time to leave us a five-star review! We are thrilled to hear that one of our customer care agents provided you with exceptional service. Receiving these types of reviews brightens our day! We want to make sure you are completely satisfied with your experience, so please don't hesitate to reach out to us if you have any questions or concerns. You can contact us at [email protected] or by calling our dedicated customer service line at (844) 446-4686. Thank you again for choosing Minto Money and for being a valued customer. We look forward to serving you again soon!
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SHELLEY MARKS · 1 review · Experienced 2026-06-29 ·
★★★★★
They do what they say they’re going to…
They do what they say they’re going to do! It’s fast, painless and a quick turnaround time.
Reply from Minto Money2026-06-30
Thank you for the review! We are committed to transparency in our process and are happy to be able to help. We appreciate your business.
It was quick and not evasive. I was sad because I'm a return customer and I thought I would've gotten a better rate.
Reply from Minto Money2026-06-30
Hello Denise! We are delighted to have you as a VIP customer of Minto Money. We appreciate your loyalty and look forward to maintaining our lending partnership with you. If you ever have any questions or concerns, please do not hesitate to contact us at [email protected] or call us at (844) 446-4686. Thank you for choosing Minto Money as your preferred lender. We value your business and are committed to providing you with exceptional service.
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Scott Holly · 10 reviews · Experienced 2026-06-22 ·
★★★★★
Applying for a new loan.
Applying for a new loan was not complicated and very easy to understand and complete.
Reply from Minto Money2026-06-29
Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.
c
customer · 4 reviews · Experienced 2026-06-26 ·
★★★★★
Helpful
Wa is and helpful
Reply from Minto Money2026-06-29
Thank you for taking the time to leave this positive review. We appreciate your business.
Customer Service agents are knowledgeable and professional
Your Customer Service members are very knowledgeable, have excellent communication skills and handled my issue quickly.
Reply from Minto Money2026-06-26
Hi Cynthia! Thank you so much for leaving us a fantastic five-star review. We're thrilled to hear that you had an amazing experience with our Customer Care Team. Providing excellent customer service is our top priority here at Minto Money, and we're grateful for the opportunity to serve you. Thank you again for your business!
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Becca · 2 reviews · Experienced 2026-06-24 ·
★★★★★
They suck
They suck. I am forced to give one star
Reply from Minto Money2026-06-25
Hi Becca, thank you for reaching out. We would like to help, but unfortunately, we are unable to locate your account with the information provided. Please contact us at [email protected] or at (844) 446-4686 so that we can further assist you. Thank you.
The finance chsrge is a stab in the gut, but when your credit sucks...at least they give you a chsnce. They also were willing to work with me when i needed it most. Friendlly REAL voices was the best part.
Reply from Minto Money2026-06-25
Thank you for sharing your experience with us, Kristi! It’s great to hear the positive feedback. You are correct that this is an expensive form of borrowing. Minto Money loans are designed to meet short-term borrowing needs and are not intended to be a long-term financial solution. There is no fee for paying the loan off early and many of our customers save a significant amount in fees when they pay the loan off early. Please don't hesitate to reach out to us any time at [email protected] or at (844) 446-4686.