At Minto Money, our goal is to make the loan process simple for those who need it. We help people get quick loans through our easy and convenient loan process. Once you’re approved, you can have your money as soon as the same day.
Written by the business, not verified by us.Minto Money (mintomoney.com) has a 4.6 out of 5 rating on OK.one, based on 179 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 92% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-09-04.
Reviewers overwhelmingly had a great experience with this company. Customers frequently mention that the online loan application process is very fast, straightforward, and easy to complete without complications. People strongly appreciate the prompt deposit of funds and consistently note that the customer service representatives are exceptionally helpful, professional, and friendly. Some reviewers were not happy with the high interest rates and the overwhelming total amount of payments required over time. Consumers also pointed out that the repayment terms can feel confusing and lead to extremely high overall costs compared to the initial amount borrowed. A few individuals mentioned difficulties in understanding how the payment schedules impact the principal balance over the long term.
Auto-generated from all reviews of this business. For reference only.Whenever I needed extra money to cover a situation, Minto has come through for me!! Happy customer!
Hi Tarsha, thank you for your five-star review! We're glad to hear our Customer Care was able to get you the funds you need. We know we will continue to earn your business. Thanks again!
Its so easy, this is the company you should honestly apply with. If you are in desperate need of help, they don't look at you and think, oh man, they have that we can't help them nope. They look at you, oh man, they are in debt. They need help. I love it. Thank you for helping me and getting me a loan in less in 20 mins. I will be a repeat offender 😆 🤣 ❤️🇺🇸
You're most welcome and thank you for the review, Matthew! We're glad our staff was able to help you with the funding you requested in your time of need. Let us know if you have any questions at [email protected] or at (844) 446-4686.
Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.
My experience with your customer service representative on Friday was very good. She was very knowledgeable, understanding, thoughtful, audible and precise to the point. Very helpful to me. Indeed. Kudos to her and y'all...❣️✍️👈🧑🧒🙏!!!!!!!
Hi Junior! Thank you so much for leaving us a fantastic five-star review. We're thrilled to hear that you had an amazing experience with our Customer Care Team. Providing excellent customer service is our top priority here at Minto Money, and we're grateful for the opportunity to serve you. Thank you again for your business!
Genuinely the worst loan I could have ever gotten! They took about 90 bucks every week and we paid 1200 and figured it would be paid off but they scam you with the APR and yes we did read it and it didn’t say 5000 for the APR but after receiving the loan we saw an email saying the APR was gonna be 5000 to fully pay off in payments. I called them through customer service and asked about the APR and how much I’d have to pay upfront even though we already paid 1200 to them in payments (mind you we only got a 900$ loan) and he said we would still have to pay 900 upfront if the loan were to be fully paid off. I was LIVID!! 5000APR for a freaking 900$ loan! Never again will I loan from minto money!! Before you get a loan from minto money read the reviews ! They scam you without you even knowing, and lastly just don’t get a loan from them!
Hi Ricki, thank you for reaching out. We would like to help, but unfortunately, we are unable to locate your account with the information provided. Please contact us at [email protected] or at (844) 446-4686 so that we can further assist you. Thank you.
Thank you for the feedback. We love to hear from our customers, especially when it comes to the level of care they received from our account specialists! We are happy to be able to help during your times of need and appreciate your business.
Gracias por dedicar tu tiempo a escribir esta reseña positiva. Agradecemos tu confianza.
This was by far the easiest way to trap someone into paying 60 percent more then you owe, they are not clear on the fees and when you finally do see the agreement it’s 4000 dollars more then you borrowed! I requested my loan to be terminated and thankfully they did it for
Hi Deanna, thank you for reaching out. We would like to help, but unfortunately, we are unable to locate your account with the information provided. Please contact us at [email protected] or at (844) 446-4686 so that we can further assist you. Thank you.
Took out a loan and months later they sent me a message checking in with me and inquired about my needing additional funds the whole process was easy and everyone I've dealt with was professional and helpful
Thank you for your feedback, Dawn! We are proud of the dependable, quality service that we provide. It’s great to hear that you were fully satisfied with your experience with us! Thank you for being a loyal customer!
Excellent service, fast, accurate, trusted
Thank you for sharing your experience with us, Donato! It’s great to hear the positive feedback. Please don't hesitate to reach out to us any time at [email protected] or at (844) 446-4686.
From beginning to end the whole process was easy the online application they sent my money in minutes they verified everything it was literally not even a half an hour everything was made Everything Was Made Simple I would definitely refer my friends to this place
Hello Gail, you are very welcome. We look forward to working with you as your lending partner. Knowing you would recommend us to others is what we strive to accomplish and the best compliment we could receive. Thank you!
I’m a return customer They are quick and efficient
Hello Donna! We are delighted to have you as a VIP customer of Minto Money. We appreciate your loyalty and look forward to maintaining our lending partnership with you. If you ever have any questions or concerns, please do not hesitate to contact us at [email protected] or call us at (844) 446-4686. Thank you for choosing Minto Money as your preferred lender. We value your business and are committed to providing you with exceptional service.
Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.
It was easy to apply for the loan and I got it in minutes ,,,,I was approved for $435.00 but only got $200 ,,,it was a blessing and helped with my bills,,, I could use the other $235,,,, but I was happy with the $200 ,,, Thank you Minto Money for helping
You're most welcome, and thank you for the review, Renee! We're glad our staff was able to help you with the funding you requested in your time of need. Let us know if you have any questions at [email protected] or at (844) 446-4686.
Thank you for the review! We are committed to transparency in our process and are happy to be able to help. We appreciate your business.
Awesome employees, respectful patience
Thank you for taking the time to leave this positive review. We appreciate your business.
Super easy to navigate through! Very helpful in my time of needs
Hi Linh, thank you for your five-star review! We're glad to hear our Customer Care was able to get you the funds you need. We know we will continue to earn your business. Thanks again!
On the surface, this seems pretty straightforward: find out how much you're eligible for (up to $5,000), fill out the "paperwork," agree to the terms, accept the money (in as little as 30 minutes), start paying it back. Nice and easy. BUT: Be prepared to pay through the nose for what you've borrowed. REALLY pay through the nose. And CAREFULLY READ everything before you "sign" on the solid digital line. Why? Because you don't actually see how much you're going be paying or for how long until the moment before you sign -- if you're paying attention. There's a small link right above the agreement button that takes you to your terms. Skip it, and you've agreed to whatever they've offered you. Here's an experiment: Let's say you want $3,000. Click on the link, and the terms are spelled out, for your particular situation: 555 percent interest (yes, 555 -- not a typo); $650 per paycheck (if paid twice a month), and yes, that's PER PAYCHECK, which means you're really paying $1,300 per month, for 24 months. Ridiculous -- if you had the money, it would normally take you 5 paychecks to pay it off. Instead, it's two years, and probably more like $40,000 being paid back. And this is for your situation. It's likely to be different for other people. Okay. You're going this route because you have no other choice. And the process is very simple, the company appears to be straightforward and considerate, and it can be done entirely online. But these payment terms are just plain predatory. I would only do this if you: 1. Absolutely need the money right now, as in, before the clock strikes midnight -- a hospital bill, an eviction notice, an emergency flight to see a relative, etc. 2. Know that you're coming into some cash very soon -- a life insurance policy, a 401(k) withdrawal, money from a relative, etc. Otherwise, stay away. So why the two stars? Like I said, the company itself seems fine -- although there's no need to actually work with people if you don't accept the terms and simply close out the page. It might be a different story once you're a customer. But I'll give them the benefit of the doubt and give them better than a bottom score. But the horrific terms -- and the nonstop shoulder tapping once you visit the site, both by this company and at least a half-dozen more that are pretty much the same group (they all text you with "Your paperwork has been approved. Finish your application here now"). If you do click one of these, you'll discover that this lender has all of your info, and the form is already filled out exactly as you left Minto Money. It's at the same "click here to accept your money" mode. The page looks the same. The terms are identical. Obviously, we have one lender with a dozen aliases. Between this slight of hand, and the fact that each of these identities texts you half a dozen times per day, this company -- whichever one it really is, 1 star (less, actually, but that's not an option). So, really, you have a score of 1.5, which rounds up to two. Again, go this route only if desperate.
Hi, we are sorry to hear you are frustrated and want to ensure your payback amount and schedule work for you. We have escalated this issue to one of our Customer Care Supervisors who will call you as soon as possible. We appreciate your time. Thank you.
It was very easy to get the money that I needed and the interest not the payments are too high. I’d recommend them to anyone. Thanks again
Hi Cherry, thank you for your five-star review! We're glad to hear our Customer Care was able to get you the funds you need. We know we will continue to earn your business. Thanks again!
Everyone that I spoke to was very professional and cared about my needs. Even though we came across a few curve balls, they continued to assist me without giving up on me.
We appreciate the time you took to share this review. We're happy to know that you found the level of professionalism exceptional. We appreciate your business.
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