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Money & Insurance

Credit9

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183 reviews

4.6183 reviews
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About Credit9

Data updated
Website
credit9.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
161 reviews
Replies to negative
100% (16/16)
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About this business

Credit9 was founded in 2017 and offers personal loans to consumers based on their credit history and financial situation. Our Loan Consultants assist with the credit application and the transparent approval process ensures we offer competitive rates with easy-to-understand terms. Credit9 loans range from $2,500 to $50,000, with terms up to 60 months, and provide a fixed interest rate with no prepayment penalties.Consolidating debts into a personal loan allows a borrower to make one fixed monthly payment that won’t fluctuate and may reduce the interest paid compared to traditional revolving credit issuers. Funds are typically disbursed within two business days, and our loan servicing team can assist with any payment-related questions.

Written by the business, not verified by us.

Is Credit9 legit?

Credit9 (credit9.com) has a 4.6 out of 5 rating on OK.one, based on 183 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 90% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-09-06.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff and representatives for being extremely helpful, polite, patient, and knowledgeable throughout the entire application process. Consumers note that agents explain every single step clearly, patiently answering all questions and making the overall experience completely stress-free. Many people emphasize how quick and efficient the overall process is from start to finish. Some reviewers were not happy with unclear payment details, unexpected loan structures, and a perceived lack of transparency regarding allocated funds. A few people also mentioned confusion regarding program terms, expressing specific concerns about the transition between personal loans and debt relief services.

Auto-generated from all reviews of this business. For reference only.

What people say

R
Rebecca · 1 review · Experienced 2026-07-15 ·

It was easy and straightforward

Reply from Credit92026-07-21

We're so glad to hear that you found everything straightforward. We appreciate your positive feedback!

F
Francisco Cabrera · 1 review · Experienced 2026-07-13 ·

Fast and professional...

Fast and professional... Thank you Mr. James Peoples for your exceptional service!!!

Reply from Credit92026-07-14

We are so pleased to hear that you found our service to be fast and professional. We truly appreciate your kind words and positive feedback!

J
James Byers · 1 review · Experienced 2026-07-13 ·

Gabby was amazing!!!

Gabby was amazing, she explained everything completely, was very easy to talk to, very perfessional and polite. It was a pleasure dealing with her. I give her 5 star rating for an all around pleasant experience!!

Reply from Credit92026-07-14

We are so pleased to hear about your wonderful experience and that our team member provided such professional and clear assistance. We truly appreciate your kind words and the five-star rating!

T
Trinidad Marquez Jr. · 1 review · Experienced 2026-07-09 ·

Efficient fast and easy to work with

Reply from Credit92026-07-10

Thank you for your wonderful feedback! We're delighted to hear that your experience was efficient, fast, and easy. Our team is committed to making the process as smooth and stress-free as possible. Thank you for choosing Credit9, and we appreciate the opportunity to support you on your journey toward financial freedom!

P
Patricia Crouch · 32 reviews · Experienced 2026-07-08 ·

I am so impressed with Gabby

I am so impressed with Gabby; she has been very helpful by explaining every step in detail, making sure I understand the process, and being friendly and accommodating where she could.

Reply from Credit92026-07-09

We're so happy to hear about your positive experience and that our team member provided such clear and helpful assistance. We appreciate you sharing your kind feedback!

K
Kelly · 1 review · Experienced 2026-07-09 ·

Alex made everything SO easy and quick

Alex made everything SO easy and quick. I’m very excited to finish off this final step of the program and becoming debt free soon! Thank you Alex!

Reply from Credit92026-07-10

Thank you for your wonderful review! We're thrilled to hear that Alex made the process easy and quick for you. It's exciting to know you're in the final stage of the program and looking forward to becoming debt-free soon! We'll be sure to share your kind words with Alex. Thank you for choosing Credit9, and congratulations on reaching this important milestone!

R
Roger Sampson · 1 review · Experienced 2026-07-08 ·

Americo/Credit9 financial services…

Americo/Credit9 financial services restored my credit status! I am deeply satisfied with performance and service they provide. They are second to none! They are reliable and trustworthy people. I give them 10 out of 10 for the excellent job they done. I want to take this opportunity to thank you all for a job well done! Roger Sampson!

Reply from Credit92026-07-09

We are so happy to hear about your positive experience and that we could help restore your credit status. Your kind words about our performance and service truly mean a lot to us. We are grateful for your trust and appreciation.

T
Toni Buss · 2 reviews · Experienced 2026-07-08 ·

Karla Castillo was amazing She took me…

Karla Castillo was amazing She took me through the process on my next steps now with Crdit9 and explained everything so well Thank you Karla

Reply from Credit92026-07-09

We are so happy to hear about your positive experience with us. We appreciate you sharing your kind words and feedback!

D
Donald Vineyard · 2 reviews · Experienced 2026-07-07 ·

Professional staff

Professional staff, ready to answer questions. The loan application was very reasonable to understand and process. Thank You

Reply from Credit92026-07-09

We are so pleased to hear that our staff was professional and ready to assist you. It's wonderful to know that you found the loan application process clear and easy to understand. Thank you for your kind words!

R
RONALD · 4 reviews · Experienced 2026-07-08 ·

Being informed by Malcom Key that I was…

Being informed by Malcom Key that I was approved earlier this year and was told I needed to submit a bank statement with history on it. I was informed by the first Credit 9 Loan Consultant prior to Malcom that I was not approved. Thankfully Malcom knew what he was doing and got the ball rolling.

Reply from Credit92026-07-09

We're glad to hear that one of our team members was able to assist you effectively and get things moving forward. We appreciate you sharing your experience with us.

M
Michelle Wald · 2 reviews · Experienced 2026-07-06 ·

Americor truly works

Gabby was wonderful. Very professional, was able to explain everything well. Process only took 24 hours.

Reply from Credit92026-07-09

We're so pleased to hear that our team member provided such a professional and clear explanation, making the process smooth and efficient for you. Thank you for sharing your positive feedback!

C
Chuck Causey · 1 review · Experienced 2026-07-06 ·

helpful and respectful

Reply from Credit92026-07-10

Thank you for your kind feedback! We're delighted to hear that you found our team helpful and respectful. Providing exceptional service and treating every client with care and respect are our top priorities. Thank you for choosing Americor, and we appreciate the opportunity to support you on your financial journey!

S
Shawn Newell · 1 review · Experienced 2026-06-17 ·

Great communication

Great communication! Answered all questions promptly!

Reply from Credit92026-07-09

We're so glad to hear that our communication met your expectations and that we could promptly answer all your questions. We appreciate your positive feedback!

R
Rolando Antolin · 1 review · Experienced 2026-06-30 ·

They wanted to get that 1 credit card…

They wanted to get that 1 credit card debt to be processed so I can able to build back my credit score up

Reply from Credit92026-07-09

We're happy to hear that we could assist you with your credit card debt and help you work towards improving your credit score. We appreciate your positive feedback.

D
Debra Atkins · 1 review · Experienced 2026-06-08 ·

People are very pleasant.

People are very pleasant and answered my questions.,

Reply from Credit92026-07-09

We're so glad our team could assist you and answer all your questions. We appreciate your kind words!

D
Donna Horetski · 1 review · Experienced 2026-06-25 ·

It was great

Reply from Credit92026-07-10

Thank you for your review! We're so glad to hear you had a great experience. We appreciate your trust in Americor and look forward to continuing to support you on your journey toward financial freedom!

R
Ren Fleming · 1 review · Experienced 2026-06-22 ·

Absolutely great experience with Lacey…

Absolutely great experience with Lacey and the Credit 9 Team. Being in a financial or debt situation is never fun and sometimes you either bite the bullet or do something about it. I was very skeptical with doing a consolidation and knowing my score would drop and put me in a position where I would be considered for any type of buying power , credit cards or loans. I made the move to do something and a little bit of time passed and now the folks at Credit 9 reached out and said I am in a very good position now to be "debt free" from the first call to the signing of documents I was given peace of mind and I cannot thank Americor and Credit 9. A++++ to the moon! These folks are the real deal and take the chance and see what they can do for you. again a big THANK YOU.

Reply from Credit92026-07-09

We are so incredibly happy to hear about your positive experience with us! We understand that facing financial challenges can be daunting, and we truly appreciate you trusting us to help you navigate that journey. It is wonderful to know that our team provided you with peace of mind and that you are now in a strong position to achieve financial freedom. We are committed to helping our clients every step of the way, and your feedback reinforces the dedication we have to making a real difference. Thank you for sharing your success story; it means a great deal to us.

I
Isabelino Reyes · 1 review · Experienced 2026-06-23 ·

Good customer service

Reply from Credit92026-06-25

Isabelino, Thanks for the stellar review!

E
Ellie Pearson · 1 review · Experienced 2026-06-23 ·

Excellent and Efficient Service

Very comprehensive explanation and I felt confident with the process! Excellent service and I'm so excited to continue improving my financial situation!!

Reply from Credit92026-06-25

Ellie, We're so glad to hear you found our explanation comprehensive and feel confident! We are excited to support your financial journey.

K
Kenneth Powell · 5 reviews · Experienced 2026-06-23 ·

Malcolm is very polite and…

Malcolm is very polite and professional. Explains the whole process, rarely did I have any questions. Followed up after every process to be sure I understood the documents.

Reply from Credit92026-06-25

Kenneth, We are so pleased to hear about your positive experience! We appreciate you highlighting the clear communication and professionalism you received. Thank you for your wonderful feedback!

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