Figure is a fast, easy online HELOC lender. You can access the cash you need without ever leaving home. Get your rate online in minutes. Approval in 5 minutes and funding in as few as 5 days* at figure.com. What sets Figure's HELOC apart?Apply with our 100% online application in minutes with funding in as few as 5 days.*Lines of credit available from $15k - $750k*Faster than a bank loan, cheaper than a personal loan.5 minute approval. No impact to your credit score.*Get the funds you need now to start that home improvement project or consolidate your debt.*Terms and conditions apply. Visit figure.com/disclosures Find my rate
Written by the business, not verified by us.Figure (figure.com) has a 4.5 out of 5 rating on OK.one, based on 142 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 89% of reviews are 4 stars or higher and 10% are 1 star; The business has replied to 100% of negative reviews; Reviews mostly discuss User experience, Customer service. Last updated 2026-09-02.
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff and loan officers for being exceptionally helpful, professional, and quick to answer questions. Many people note that the digital platform is intuitive, fast, and makes the entire procedure completely smooth and hassle-free. However, some reviewers noted occasional issues with customer support response times and lengthy phone holds when trying to reach a live representative. A few customers also mentioned experiencing frustrating communication delays and a lack of consistent follow-up from their assigned loan officers. Some individuals additionally described difficulties regarding unexpected application hurdles during the process.
Auto-generated from all reviews of this business. For reference only.Figure really made the process super easy and intuitive. All the steps were clear, interface was easy to navigate and nothing was confusing about it. The e-notary process was amazing as it was quick and effective. Did not even know that exist and it was immensely valuable to me saving time.
I thought this was going to be a quick process. It took longer than expected and I began to get a bit impatient, until I was switched to Derrick Brown. This young man went above and beyond to get the job done. He was extremely patient and super assertive in making sure I had a better experience. Thank you, Derrick! You really saw this through and we appreciate you!
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