First American Home Warranty (go.fahw.com) has a 3.8 out of 5 rating on OK.one, based on 201 user reviews collected here. It is listed under Money & Insurance and its reputation is mixed. 23% of reviews are 1 star, a relatively high share; The business has replied to 71% of negative reviews. Last updated 2026-08-10.
What people say
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Scott Brown · 1 review · Experienced 2026-07-23 ·
★★★★★
I have used this company for several…
I have used this company for several years, 2 recent bad experiences causes me to think it is time for me to move on and other buyers beware. First, a plumbing claim was denied which I later had fixed at my own expense even though the fix was exactly what should have been covered by my plan. More recently, the contractor sent by the company did a less that thorough investigation about the root cause of an HVAC issue I was having. The company refused to send someone to do a second opinion, offered me a ridiculous cash out option, and then both my HVAC units failed in the middle of a Las Vegas Heat Advisory. I was miraculously able to get both units replaced rather than waiting 3-4 weeks for this process to work its way through and the company told me that it was "my problem". 5 years ago I would have recommended them, today....I'd take my business elsewhere.
Reply from First American Home Warranty2026-07-24
Scott, Thank you for sharing your experience with us. While we always aim to provide the highest level of service, we're sorry to hear that we did not meet your expectations. We appreciate your feedback and the opportunity to do better.
Excellent quality work. Technician knew exactly what to do and did a great job.
Reply from First American Home Warranty2026-07-24
Debra & Chris, Thank you for putting your trust in us. We are pleased to hear your concerns have been resolved and look forward to being there for you the next time you may need us!
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Sam · 10 reviews · Verified · Experienced 2026-07-18 ·
★★★★★
Excellent Customer Service…
Worked with representative and worked out a cash settlement. Received my check in a timely manner. Excellent customer service.
Reply from First American Home Warranty2026-07-23
Sam, Thank you for your feedback—it helps us continue to deliver reliable service to homeowners like you!
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Jonathan & Angela Anthony · 1 review · Verified · Experienced 2026-07-19 ·
★★★★★
The communication was excellent
The communication was excellent, and my HVAC was fixed in a timely manner
Reply from First American Home Warranty2026-07-24
Jonathan & Angela, We sincerely appreciate your five-star rating and your continued trust in our services!
I had a great experience with the technician who fixed my AC unit. They were friendly, knowledgeable, and took the time to explain what was wrong and how they were going to fix it. They showed up on time, worked quickly, and made sure everything was running properly before they left. It’s obvious they care about their work and their customers. My AC is working better than ever, and I really appreciate the great service. I’d definitely recommend this technician to anyone looking for reliable, honest HVAC help!
Reply from First American Home Warranty2026-07-22
Rachael and Dewayne, We are so pleased to hear about your excellent experience with our technician. It's wonderful to know that our team provided such knowledgeable, timely, and thorough service, ensuring your AC unit is now performing better than ever. We're glad you chose us and look forward to being here when you need us again!
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CHARLES · 4 reviews · Verified · Experienced 2026-07-22 ·
★★★★★
The service I received from your…
The service I received from your company as well as the technician that came out the compassion, the phone calls and the concerns
Reply from First American Home Warranty2026-07-22
Charles, Thank you for taking the time to write a review on your experience with our team!
ACE Garage Door company was on time and thorough. Repair man pleasant and
listened to what issue was on garage door. Was satisfied with the service
and company.
Reply from First American Home Warranty2026-07-23
K. McCord, Thanks for letting us be part of keeping your home worry-free!
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Sean Dobbeck · 1 review · Experienced 2026-07-22 ·
★★★★★
Absolutely one of the worst!
Absolutely one of the worst companies I’ve ever dealt with. First American Home Warranty is more interested in collecting your premiums than honoring the coverage they promise. When it’s time to file a claim, suddenly there’s an excuse, a loophole, or a reason why the repair isn’t covered even when it should be.
The customer service is beyond frustrating. I had to call over and over just to get updates or have anything move forward. Every conversation felt like starting from scratch, and no one seemed interested in actually resolving the issue. What should have been a simple warranty claim turned into hours of wasted time and endless aggravation.
A home warranty is supposed to give you peace of mind, not create more stress. Unfortunately, that’s exactly what First American Home Warranty delivered. I regret purchasing their coverage and would strongly encourage anyone considering them to look elsewhere.
Reply from First American Home Warranty2026-07-23
Thank you for sharing your feedback. We sincerely apologize for the frustration and stress you experienced with your home warranty claim. We understand how important peace of mind is, and it's clear we fell short of delivering that for you. We show that you were able to connect with our team for further assistance and next steps. We appreciate your patience as we work to complete your service request as quickly as possible.
Two months without AC, and no one will explain the charges
I filed a claim for my upstairs air conditioner on May 24, 2026 (Claim #315549417). Two months later, in a Texas summer, it still doesn’t work. We’ve been cooling the second story of our home with one portable unit.
Two contractors First American dispatched recommended replacing the 22-year-old unit. First American directed a repair instead, and I paid $800 in required maintenance fees to proceed. I objected on a recorded call that the money made no sense on a unit headed for replacement, but paid because it was the condition of moving forward. The compressor was replaced June 30. A failed valve was then discovered that neither First American nor the contractor could source, and the repair was abandoned. The unit is now recommended for full replacement, exactly as both contractors originally advised.
The contractor then billed me $3,875 as “non-covered.” When my wife asked for an itemization, the fifteen line items she received totaled $4,450, which is $575 more than the invoice itself. Among them: a drain pan that retails for $36.69, billed at $550. When I asked which code required each item and what it cost, the contractor told me only First American could answer that. First American’s coverage notice told me to ask the contractor. Each points to the other, and neither has justified a single charge.
On July 21 I sent a detailed written dispute. The next day my out-of-pocket was revised to $2,650, with no itemization then and none since. Two promised manager callbacks never happened.
I have offered the same resolution twice, in writing: itemize the charges against my contract, apply the coverage consistently, credit what I’ve already paid out of pocket toward the work (no refund check needed), and schedule the replacement. It has not been accepted or declined. It has not been answered at all.
I approved the replacement immediately. I’m not asking for free work. I’m asking for charges I can verify against a document. I’ve now filed with the Texas Department of Licensing and Regulation and the BBB seeking exactly that.
If First American itemizes the charges, applies the coverage I paid for, and schedules the work, I’ll gladly update this review.
Reply from First American Home Warranty2026-07-24
Armando, Thank you for bringing this to our attention. We show that your claim and request have been escalated with our team and is currently under review. We will be reaching out with an update as soon as possible.
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Gale and Marilyn Crosby · 1 review · Verified · Experienced 2026-07-19 ·
★★★★★
The problem was fixed to our…
The problem was fixed to our satisfaction. The contractor did excellent work.
Reply from First American Home Warranty2026-07-22
Gale and Marilyn, Thank you for rating us five stars!
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GEORGE · 2 reviews · Verified · Experienced 2026-07-17 ·
★★★★★
Service Technician was great!
Reply from First American Home Warranty2026-07-22
George, Thank you for letting us know what a great job the team did while servicing your claim! We look forward to providing you great service in the future.
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JERRY E. DAVID · 11 reviews · Verified · Experienced 2026-07-20 ·
★★★★★
Good coverage but wish it had higher…
Good coverage but wish it had higher max per item like appliances and easier for special brands to use any vender I have a kitchen full of Sub Zero and Wolf.
Reply from First American Home Warranty2026-07-21
Jerry, Thank you for sharing your recent experience. We appreciate this feedback as it helps us to make changes where needed. We will continue to be here for you should you need us in the future.
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Sara Mitchell · 1 review · Experienced 2026-07-21 ·
★★★★★
I have been a customer of First American for over a decade
I have been a customer of First American for over a decade and have 16 properties insured with them. Lately their service is horrible. I've had issues with equipment they provided and I had to deal with the manufacturer as they refused to. They don't want to pay fair labor to contractors so the contractors go and just walk away saying "not covered" even though I had reports from private companies that there were repairs needed (hvac). Seriously considering not renewing any of my contracts.
Reply from First American Home Warranty2026-07-23
Sara, We are disappointed that this has been your experience with us. If you have not yet connected with someone on our team to review the reports you obtained, please reach out to us at 800-992-3400. We have also requested your claim number privately.
Update- Thank you for providing us with additional information to locate your claim. Unfortunately, we were unable to locate an HVAC claim with the information you provided. If you are still experiencing issues and in need of assistance, please provide us with the claim number and we can look into this further.
Plumber showed up on time, listened carefully to my water heater symptoms, took action and stayed long enough to ensure normal function was achieved.
Reply from First American Home Warranty2026-07-21
Jerome and Sherri, Thanks for letting us be part of keeping your home worry-free!
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JAMES · 3 reviews · Verified · Experienced 2026-07-19 ·
★★★★★
Everything was great except that you…
Everything was great except that you had two different repairman from different companies had to come out. Besides that everything was great and I would recommend your company
Reply from First American Home Warranty2026-07-20
James, Thank you for taking the time to share your comments here. It's awesome to know that you would recommend us. Don't forget to check out our referral program, where you can earn rewards. We will continue to be here for you should you need us in the future!
They answer my call on time and respond to my request
Reply from First American Home Warranty2026-07-20
Abby, Thanks so much for taking the time to share your review with us!
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Gloria · 2 reviews · Experienced 2026-07-19 ·
★★★★★
Bad customer service
I called to file a claim seven days ago. My water heater broke, a contractor came by and said the unit had to be replaced. The insurance company contacted me via email. They denied my claim, I wish I knew right away so I could get someone else to replace it. I had water in my garage for seven days and no hot water. First American Home Warranty is full of shit, worst company ever. If you don't already have their insurance, don't get it. I bought a new water heater, which First American Home Warranty should have replaced. I've paid very month for the last seven years. The most they could have done was replace the water heater.
Reply from First American Home Warranty2026-07-21
Gloria, Thank you for sharing this feedback with us. Can you please provide us with your claim number so we can look into this further? We have requested this privately, please look out for this in your email.
Update- Thank you for providing us with additional information to locate your claim. We show that this has been escalated within our team and we will be reaching out with an update if we have not already.